Number of insureds. If there is covered loss or damage to covered property, not caused, in whole or in part, by “fungi,” wet or dry rot, yeast or bacteria, loss payment will not be limited by the terms of this Other Coverage, except to the extent that “fungi,” wet or dry rot, yeast or bacteria causes an increase in the loss.
Number of insureds d. If there is covered loss or damage to covered property, not caused, in whole or in part, by “fungi,” wet or dry rot, yeast or bacteria, loss payment will not be limited by the terms of this Additional Coverage, except to the extent that “fungi,” wet or dry rot, yeast or bacteria causes an increase in the loss or any Loss of Use. PERIL INSURED AGAINST
1. We insure for direct physical loss to the property described in Coverages A, B and C caused only by the peril of windstorm or hail unless the loss is excluded in EXCLUSIONS.
2. With respect to paragraph 1. above, coverage for loss caused by a Peril Insured Against includes loss to:
a. Watercraft of all types and their trailers, furnishings, equipment, and outboard engines or motors, only while inside a fully enclosed building.
b. The inside of a building or the property we cover contained in a building caused by:
(1) Rain;
(2) Snow;
(3) Sleet;
(4) Hail; (5)Sand; or (6)Dust; if the direct force of the windstorm or hail first damages the building, causing an opening through which the rain, snow, sleet, hail, sand or dust enters and causes damage.
Number of insureds. If there is covered loss or damage to covered property, not caused, in whole or in part, by “fungi,” wet or dry rot, yeast or bacteria, loss payment will not be limited by the terms of this OTHER COVERAGE, except to the extent that “fungi,” wet or dry rot, yeast or bacteria causes an increase in the loss. Any such increase in the loss will be subject to the terms of this OTHER COVERAGE. This coverage does not increase the limit of liability applying to the damaged covered property.
Number of insureds. If there is covered loss or damage to covered property, not caused, in whole or in part, by “fungi,” wet or dry rot, yeast or bacteria, loss payment will not be limited by the terms of this OTHER COVERAGE, except to the extent that “fungi,” wet or dry rot, yeast or bacteria causes an increase in the loss. Any such increase in the loss will be subject to the terms of this OTHER COVERAGE. This COVERAGE does not increase the limit of liability applying to the damaged covered property. We insure against risk of direct loss to property described in Coverages A and B only if that loss is a physical loss to property. This includes the peril of “catastrophic ground cover collapse” as provided in Part A. below. However, we do not insure loss:
