Common use of Online Banking Alerts Clause in Contracts

Online Banking Alerts. Automatic Alerts: We may automatically send you email alerts when certain changes or other events occur such as when you change your password or when a recurring transfer begins processing (“Automatic Alerts”). These Automatic Alerts help us to protect the security of your Online Banking Services. · Subscription Alerts: You may choose to sign up to receive certain email alerts related to your Alerts Eligible Account such as Eligible Account balances or when you have non-sufficient funds in your Eligible Account (“Subscription Alerts”). The following apply to both Automatic Alerts and Subscription Alerts: · While we do our best to provide timely Alerts with accurate information, you understand and agree that your Alerts may be delayed or prevented by a variety of factors that are outside our control. We do not guarantee the delivery or the accuracy of Alerts. We are not liable for any delays, failure to deliver, or misdirected delivery of any Alert; for any errors in the content of an Alert; or for any actions taken or not taken by you or a third party in reliance on an Alert. · We do not include your password or full account number in Alerts. You acknowledge and agree that Alerts are sent to you without being encrypted and that they may include your name and some information about your Eligible Account(s). Depending on the Alert, information such as your Eligible Account balance, Payee names, or transaction amounts may be included. Anyone with access to your email will be able to view the content of these Alerts. · We provide all Alerts as a courtesy to you, and they are for informational purposes only. We reserve the right to terminate Alerts at any time without prior notice to you.

Online Banking Alerts. We provide Automatic Security Alerts and Voluntary Account Alerts (collectively the “Alerts”) via email or text messages through a Mobile Device. Automatic Alerts are sent to you via email following important Account activities or when certain changes are made online to your Online Banking account, such as a change in your email address, telephone number, User ID, or Password. You do not need to activate these alerts. We automatically activate them for you. Voluntary Account Alerts must be activated by you. Voluntary Account Alerts allow you to choose alert messages for your Accounts. Each alert has different options available, and you will be asked to select from among these options upon activation of your alerts service. Both Automatic Alerts and voluntary Account Alerts are subject to the following: We may automatically send add new Automatic and voluntary Account Alerts from time to time or cancel old alerts. We usually notify you when we cancel alerts but are not obligated to do so. Alerts will be sent to the email address you have provided. You can also choose to have alerts when certain changes or other events occur such as when you sent to a secondary email address and in some cases a Mobile Device that accepts text messages. To change your password delivery preferences, log into the Service and visit Settings > Alerts. To stop text messages, you can also text “STOP” to end, or when a recurring transfer begins processing (“Automatic HELP” for support. If your email address or your mobile phone number changes, you are responsible for informing us of that change. While the Bank does not charge for the delivery of the Alerts”), please be advised that text or data charges or rates may be imposed by your carrier. These Automatic Alerts help us Changes to protect the security your primary, secondary email addresses and mobile phone numbers will apply to all of your Online Banking ServicesAlerts. · Subscription Alerts: You may choose to sign up to receive certain email alerts related to your Alerts Eligible Account such as Eligible Account balances or when you have non-sufficient funds in your Eligible Account (“Subscription Alerts”). The following apply to both Automatic Alerts and Subscription Alerts: · While we do our best to provide timely Alerts with accurate information, you understand and agree that your Alerts may be delayed or prevented by a variety of factors that are outside our controlfactors. We do not our best to provide alerts in a timely manner with accurate information. We neither guarantee the delivery or nor the accuracy of Alertsthe contents of any Alert. We are You also agree that we shall not be liable for any delays, failure to deliver, or misdirected delivery of any Alert; for any errors in the content of an Alert; or for any actions taken or not taken by you or a any third party in reliance on of an Alert. · We do Because Alerts are not encrypted, we will never include your password Password or full account number in AlertsAccount number. You acknowledge and agree that However, Alerts are sent to you without being encrypted and that they may include your name and some information about your Eligible Account(s)Accounts. Depending on the Alertupon which Alerts you select, information such as your Eligible Account balance, Payee names, or transaction amounts balance may be included. Anyone with access to your email or text messages will be able to view the content contents of these Alerts. · We provide all Alerts as a courtesy to you, and they are for informational purposes only. We reserve the right to terminate Alerts at any time without prior notice to you.

Online Banking Alerts. Automatic We provide three types of Online Banking Alerts: We may automatically send : 1. General and Security Alerts are sent to you email alerts following important account activities or when certain changes or other events occur such as when you change your password or when a recurring transfer begins processing (“Automatic Alerts”). These Automatic Alerts help us are made online to protect the security of your Online Banking Servicesaccount, such as a change in your email or home address, telephone number, Online ID or password, insufficient funds, or irregular card activity. · Subscription You do not need to activate these alerts. We automatically activate them for you. Although you have the option to suppress these General & Security Alerts: You may choose to sign up to receive certain email alerts , we strongly recommend that you do not do so since they provide important information related to your online security or account activities. 2. Account Alerts, which must be activated by you. o Account Alerts Eligible allow you to choose optional alert messages for your accounts. o Each Account Alert has different options available, and you will be asked to select from among these options upon activation of an Account Alert. 3. Automatic Alerts are sent to your primary email address only and provide you with important account notifications, such as Eligible Account balances information about a money transfer or availability of an eStatement. o You do not have the option to suppress these Automatic Alerts. Alerts are subject to the following:  We may add new Alerts from time to time, or cancel old alerts. We usually notify you when we cancel alerts, but are not obligated to do so.  Alerts will be sent to the email address you have non-sufficient funds in provided as your Eligible primary email address for Online Banking. For General and Security and Account (“Subscription Alerts”), you can also choose to have these sent to a secondary email address, a mobile device that accepts text messages, or a mobile device that can receive our Mobile Banking App Alerts through a push notification system. The following apply If your email address or your mobile device's number changes, you are responsible for informing us of that change. While 1st Capital Bank does not charge for the delivery of the alerts, please be advised that text or data charges or rates may be imposed by your carrier. Your alerts will be updated to both Automatic Alerts reflect the changes that you communicate to us with regard to your primary and Subscription Alerts: · While we secondary email addresses or mobile device number.  We do our best to provide alerts in a timely Alerts manner with accurate information, you understand and agree that your Alerts but alerts may be delayed or prevented by a variety of factors that are outside beyond our controlcontrol (such as system failures or misdirected delivery). We do not don't guarantee the delivery or the accuracy of Alertsalerts. We The contents of an alert may be outdated by the time an alert is sent or received, due to other activity on your account or to delays in sending data among various systems. You agree that we are not liable for any delays, failure to deliver, or misdirected delivery of any Alertalert; for any errors in the content of an Alert; alert or for any actions taken or not taken by you or a third party in reliance on as the result of an Alertalert. · We do  Because alerts are not encrypted, we will never include your password Username or full account number in Alertsnumber. You acknowledge and agree that Alerts are sent to you without being encrypted and that they However, alerts may include your name and some information about your Eligible Account(s)accounts. Depending on upon the Alerttype of alert, information such as your Eligible Account account balance, Payee names, transaction information or transaction amounts the due date for payment may be included. Anyone with access to your email alerts will be able to view the content contents of these Alerts. · We provide all Alerts as a courtesy to you, and they are for informational purposes only. We reserve the right to terminate Alerts at any time without prior notice to youmessages.

Online Banking Alerts. We provide Automatic Security Alerts and Voluntary Account Alerts (collectively the “Alerts”) via email or text messages through a Mobile Device. Automatic Alerts are sent to you via email following important Account activities or when certain changes are made online to your Online Banking account, such as a change in your email address, telephone number, User ID or Password. You do not need to activate these alerts. We automatically activate them for you. Voluntary Account Alerts must be activated by you. Voluntary Account Alerts allow you to choose alert messages for your Accounts. Each alert has different options available, and you will be asked to select from among these options upon activation of your alerts service. Both Automatic Alerts and voluntary Account Alerts are subject to the following: We may automatically send add new Automatic and voluntary Account Alerts from time to time, or cancel old alerts. We usually notify you when we cancel alerts, but are not obligated to do so. Alerts will be sent to the email address you have provided. You can also choose to have alerts when certain changes or other events occur such as when you sent to a secondary email address and in some cases a Mobile Device that accepts text messages. To change your password delivery preferences, log into the Service and visit Settings > Alerts. To stop text messages, you can also text “STOP” to end, or when a recurring transfer begins processing (“Automatic HELP” for support. If your email address or your mobile phone number changes, you are responsible for informing us of that change. While the Bank does not charge for the delivery of the Alerts”), please be advised that text or data charges or rates may be imposed by your carrier. These Automatic Alerts help us Changes to protect the security your primary, secondary email addresses and mobile phone numbers will apply to all of your Online Banking ServicesAlerts. · Subscription Alerts: You may choose to sign up to receive certain email alerts related to your Alerts Eligible Account such as Eligible Account balances or when you have non-sufficient funds in your Eligible Account (“Subscription Alerts”). The following apply to both Automatic Alerts and Subscription Alerts: · While we do our best to provide timely Alerts with accurate information, you understand and agree that your Alerts may be delayed or prevented by a variety of factors that are outside our controlfactors. We do not our best to provide alerts in a timely manner with accurate information. We neither guarantee the delivery or nor the accuracy of Alertsthe contents of any Alert. We are You also agree that we shall not be liable for any delays, failure to deliver, or misdirected delivery of any Alert; for any errors in the content of an Alert; or for any actions taken or not taken by you or a any third party in reliance on of an Alert. · We do Because Alerts are not encrypted, we will never include your password Password or full account number in AlertsAccount number. You acknowledge and agree that However, Alerts are sent to you without being encrypted and that they may include your name and some information about your Eligible Account(s)Accounts. Depending on the Alertupon which Alerts you select, information such as your Eligible Account balance, Payee names, or transaction amounts balance may be included. Anyone with access to your email or text messages will be able to view the content contents of these Alerts. · We provide all Alerts as a courtesy to you, and they are for informational purposes only. We reserve the right to terminate Alerts at any time without prior notice to you.

Online Banking Alerts. Automatic We provide three types of Online Banking Alerts: We may automatically send : 1. General and Security Alerts are sent to you email alerts following important account activities or when certain changes or other events occur such as when you change your password or when a recurring transfer begins processing (“Automatic Alerts”). These Automatic Alerts help us are made online to protect the security of your Online Banking Servicesaccount, such as a change in your email or home address, telephone number, Online ID or passcode, insufficient funds, or irregular card activity. · Subscription You do not need to activate these alerts. We automatically activate them for you. Although you have the option to suppress these General & Security Alerts: You may choose to sign up to receive certain email alerts , we strongly recommend that you do not do so since they provide important information related to your online security or account activities. 2. Account Alerts, which must be activated by you. o Account Alerts Eligible allow you to choose optional alert messages for your accounts. o Each Account Alert has different options available, and you will be asked to select from among these options upon activation of an Account Alert. 3. Automatic Alerts are sent to your primary email address only and provide you with important account notifications, such as Eligible Account balances information about a money transfer or availability of an eStatement. o You do not have the option to suppress these Automatic Alerts. Alerts are subject to the following:  We may add new Alerts from time to time, or cancel old alerts. We usually notify you when we cancel alerts, but are not obligated to do so.  Alerts will be sent to the email address you have non-sufficient funds in provided as your Eligible primary email address for Online Banking. For General and Security and Account (“Subscription Alerts”), you can also choose to have these sent to a secondary email address, a mobile device that accepts text messages, or a mobile device that can receive our Mobile Banking App Alerts through a push notification system. The following apply If your email address or your mobile device's number changes, you are responsible for informing us of that change. While 1st Capital Bank does not charge for the delivery of the alerts, please be advised that text or data charges or rates may be imposed by your carrier. Your alerts will be updated to both Automatic Alerts reflect the changes that you communicate to us with regard to your primary and Subscription Alerts: · While we secondary email addresses or mobile device number.  We do our best to provide alerts in a timely Alerts manner with accurate information, you understand and agree that your Alerts but alerts may be delayed or prevented by a variety of factors that are outside beyond our controlcontrol (such as system failures or misdirected delivery). We do not don't guarantee the delivery or the accuracy of Alertsalerts. We The contents of an alert may be outdated by the time an alert is sent or received, due to other activity on your account or to delays in sending data among various systems. You agree that we are not liable for any delays, failure to deliver, or misdirected delivery of any Alertalert; for any errors in the content of an Alert; alert or for any actions taken or not taken by you or a third party in reliance on as the result of an Alertalert. · We do  Because alerts are not encrypted, we will never include your password Username or full account number in Alertsnumber. You acknowledge and agree that Alerts are sent to you without being encrypted and that they However, alerts may include your name and some information about your Eligible Account(s)accounts. Depending on upon the Alerttype of alert, information such as your Eligible Account account balance, Payee names, transaction information or transaction amounts the due date for payment may be included. Anyone with access to your email alerts will be able to view the content contents of these Alerts. · We provide all Alerts as a courtesy to you, and they are for informational purposes only. We reserve the right to terminate Alerts at any time without prior notice to youmessages.