Common use of Operating Environment Clause in Contracts

Operating Environment. a. In order to use the CID Service, you must have the following: (i) a personal computer (“PC”); (ii) a secure (encrypted) web browser; and (iii) Internet access through an Internet Service Provider (ISP). You agree to provide reasonable protection against computer intrusions and data exfiltration, including, without limitation, firewalls, current and regularly updated malware protection services (such as anti-virus and anti-spyware defense and regular scanning) and prompt implementation of security-relevant software upgrades (such as patches, service-packs and hot fixes). Bank may change these requirements from time to time by posting any change on the Web Site or other notice to you. b. You must provide us with written notice identifying the scanner and software you will use for the CID Service prior to beginning use of the CID Service (respectively the “Identified Scanner” and “Identified Software”). c. Except as provided herein, we are not responsible for any loss, damage or injury whatsoever resulting from: i. An interruption in your electrical power or telephone or Internet service; ii. The disconnecting of your telephone line by your local telephone company or deficiencies in line quality; iii. The disconnecting of your electrical service by the provider of electrical power to you; iv. Any defect or malfunction of your computer, modem, or system, or any equipment or other devices utilized in connection with initiating a payment or transfer, or telephone line or Internet access; v. Any malicious software or code, computer virus or worm or other disabling procedure, whether present on your computer, network, system or equipment, or on ours; vi. Your choice of hardware and/or software to be utilized by you for implementation of the CID Service; or vii. The sufficiency of the hardware and/or software you have chosen to be utilized by you for implementation of the Service, and your maintenance of the hardware and/or software, including, without limitation, all upgrades or replacements thereof. d. We are not responsible for any services relating to your computer other than those, if any, specified in this CID Service Addendum.

Operating Environment. a. In order to To use the CID Serviceany Service provided through a Web Site, you must have the following: (i) a personal computer (“PC”)computer; (ii) the operating systems in the versions listed on the Web Site or in the Service Addendum or Service Procedures; (iii) a secure (encrypted) web browserbrowser (in the versions listed on the Web Site or in the Service Addendum or Service Procedures); and (iiiiv) Internet access through an Internet Service Provider (ISP). You agree to provide reasonable protection against computer intrusions and data exfiltration, including, without limitation, firewalls, current and regularly updated malware protection services (such as anti-virus and anti-spyware defense and regular scanning) and prompt implementation of security-relevant software upgrades (such as patches, service-packs and hot fixes). Bank may change these requirements from time to time by posting any change on the Web Site or other notice to you. b. You must provide us with written notice identifying the scanner and software you will use for the CID Service prior to beginning use of the CID Service (respectively the “Identified Scanner” and “Identified Software”). c. Except as provided herein, we are not responsible for any loss, damage or injury whatsoever resulting from: i. An interruption in your electrical power or telephone or Internet service; ii. The disconnecting of your telephone line by your local telephone company or deficiencies in line quality; iii. The disconnecting of your electrical service by the provider of electrical power to you; iv. Any defect or malfunction of your computer, modem, or system, or any equipment or other devices utilized in connection with initiating a payment or transfer, or telephone line or Internet access;; or v. Any malicious software or code, computer virus or worm or other disabling procedure, whether present on your computer, network, system or equipment, or on ours; vi. Your choice of hardware and/or software to be utilized by you for implementation of the CID Service; or vii. The sufficiency of the hardware and/or software you have chosen to be utilized by you for implementation of the Service, and your maintenance of the hardware and/or software, including, without limitation, all upgrades or replacements thereof. d. We are not responsible for any services relating to your computer other than those, if any, specified in this CID Service AddendumAgreement.

Operating Environment. a. In order to use the CID Service, you must have the following: (i) a personal computer (“PC”); (ii) a secure (encrypted) web browser; and (iii) Internet access through an Internet Service Provider (ISP). You agree to provide reasonable protection against computer intrusions and data exfiltration, including, without limitation, firewalls, current and regularly updated malware protection services (such as anti-virus and anti-spyware defense and regular scanning) and prompt implementation of security-relevant software upgrades (such as patches, service-packs and hot fixes). Bank may change these requirements from time to time by posting any change on the Web Site or other notice to you. b. You must provide us with written notice identifying the scanner and software you will use for the CID Service prior to beginning use of the CID Service (respectively the “Identified Scanner” and “Identified Software”). c. Except as provided herein, we are not responsible for any loss, damage or injury whatsoever resulting from: i. 1) An interruption in your electrical power or telephone or Internet service; ii. 2) The disconnecting of your telephone line by your local telephone company or deficiencies in line quality; iii. The quality;The disconnecting of your electrical service by the provider of electrical power to you; iv. 3) Any defect or malfunction of your computer, modem, or system, or any equipment or other devices utilized in connection with initiating a payment or transfer, or telephone line or Internet access; v. 4) Any malicious software or code, computer virus or worm or other disabling procedure, whether present on your computer, network, system or equipment, or on ours; vi. 5) Your choice of hardware and/or software to be utilized by you for implementation of the CID Service; or vii. 6) The sufficiency of the hardware and/or software you have chosen to be utilized by you for implementation of the Service, and your maintenance of the hardware and/or software, including, without limitation, all upgrades or replacements thereof. d. We are not responsible for any services relating to your computer other than those, if any, specified in this CID Service Addendum.