Common use of OTHER OVERDRAFT SERVICES Clause in Contracts

OTHER OVERDRAFT SERVICES. If you would like to manage the risk of possible NSF items presented against your account, we encourage you to apply for a revolving line of credit and/or open or link a savings account that will provide your account with overdraft protection. If you have a line of credit and/or a savings account linked to your account, we may access the related line of credit and/or savings account to pay an NSF item subject to the terms of the line of credit agreement and/or the Deposit Account Agreement as it pertains to savings accounts. You will not be charged an NSF or overdraft fee unless payment of the items would cause you to exceed your credit limit or overdraw your savings account.