Common use of Pension Plan Clause in Contracts

Pension Plan. 14.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency under #0398594, applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from the first day of employment. 14.03 Each pay period, the Employer will remit the amount an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee. 14.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee and voluntary contributions will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 18.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency under #0398594, applies to all employees covered by this Collective Agreement. 14.02 18.02 New employees will join the Plan beginning from the first day of employment. 14.03 Each pay period18.03 The Employer agrees to remit, the Employer will remit the amount an amount as outlined under Schedule “A” for each hour worked by each employee covered under this AgreementAgreement in accordance with the Remittances to the Union article (Article 7) and the Union’s dues and remittance policy and directive. Employer contributions will vest in accordance with the rules of the Plan. 14.04 18.04 The Employer’s contributions to the Plan will be non-refundable to the Employer once received by the Union and will vest immediately in the employee on whose behalf the deposit was made. 18.05 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance TeamUnion, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03above. A Employees must request for such deductions shall be submitted to the Employer on by submitting a form provided by the Plan and to the Employer. The Employer will send a copy of the completed form shall be sent to the Union along with the first following remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 18.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canadian Revenue Agency. 14.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 18.07 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7the Remittances Article. Employer, employee Employer and voluntary contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 18.08 In the event that a remittance has not been received by the Union within fifteen (15) calendar days by the date set out in Article 7the Remittances Article, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 15.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. 14.02 15.02 New employees will join the Plan beginning from when they have completed the first day probationary period in 6.04, and remittances due to the plan apply to all hours worked subsequent to completion of employmentprobation. 14.03 15.03 Each pay period, the Employer will remit the amount an amount as outlined under Schedule “A” below for each hour worked by each non- probationary employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Plan. 14.04 a. Employees with less than eight (8) years’ service: an amount equivalent to five percent (5%) of wage earnings. b. Employees with eight (8) or more years’ service: an amount equivalent to eight percent (8%) of wage earnings. 15.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.0315.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 15.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 15.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationshipcontribution. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationshiplimit, the Employer shall not be liable for any tax consequence imposed on the employee. 14.07 15.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 15.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee and voluntary contributions will be recorded separately on the remittance. 14.09 15.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 15.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 15.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 15.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 15.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 15.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered contribution pension plan, which is registered with the Canada Revenue Agency under #0398594, Agency. The Plan applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from the first day after the completion of employmenttheir probationary period. 14.03 Each pay periodThe Employer shall remit to the Union, the for each eligible employee, an Employer will remit the amount an amount contribution as outlined under indicated in Schedule “A” for each hour worked by each employee covered under this Agreement”. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team Union and will vest immediately in the employee on whose behalf the deposit was made. 14.05 The Employer agrees to deduct, by way of payroll deduction, and remit to the Union, additional voluntary employee pension contributions which are above and beyond those contributions outlined above. Employees must request such deductions by submitting a form provided by the Union to the Employer. The Employer will send a copy of the completed form to the Union along with the next remittance which includes such voluntary contributions. For clarity, the Employer will not match voluntary contributions made by the employee. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canadian Revenue Agency. 14.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7the Remittances to the Union article. Employer, employee Employer and voluntary contributions will be recorded separately on the remittance. 14.09 14.08 In the event that a remittance has not been received by the Union by within one (1) month’s time from the date set out in Article 7the Remittances to the Union article, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 15.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered contribution pension plan, which is registered with the Canada Revenue Agency under #0398594, Agency. The Plan applies to all employees covered by this Collective Agreement. 14.02 New employees will join 15.02 The Employer contributions to the Union Pension Plan beginning from commence in the first day of employmentpay period after the probationary period; as outlined in Article 6. 14.03 Each pay period15.03 The Employer shall remit to the Union, the for each eligible employee, an Employer will remit the amount an amount contribution as outlined under indicated in Schedule “A” for each hour worked by each employee covered under this Agreement”. Employer contributions will vest in accordance with the rules of the Plan. 14.04 15.04 The Employer’s contributions to the Plan will be non-refundable to the Employer once received by the Union and will vest immediately in the employee on whose behalf the deposit was made. 15.05 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance TeamUnion, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03above. A Employees must request for such deductions shall be submitted to the Employer on by submitting a form provided by the Plan and Union to the Employer. The Employer will send a copy of the completed form shall be sent to the Union along with the first next remittance of which includes such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 15.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canadian Revenue Agency. 14.07 15.07 The Employer has an obligation to shall continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 15.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7the Remittances to the Union article. Employer, employee Employer and voluntary contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 15.09 In the event that a remittance has not been received by the Union by the date set out in Article 7the Remittances to the Union article, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from immediately upon completing the first day probationary period of employment. Contributions on their behalf shall be retroactive to the third (3rd) month following their date of hire. 14.03 Each pay period, The Employer agrees to contribute the Employer will remit the pension amount an amount as outlined under set out in Schedule “A” to the Plan, governed by the CLAC Pension Plan Board of Trustees, for each employee, for each hour worked by each employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Planworked. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03Schedule “A”. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee. 14.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee and voluntary contributions will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the pension contributions in Article 14.03 Schedule “A” will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer administrator the Plan on the employees’ employee’s behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 15.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. 14.02 15.02 New employees will join the Plan beginning from the first day of employment. 14.03 Each pay period, the 15.03 The Employer will remit the amount an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Plan. 14.04 15.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, Union additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.0315.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 15.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team Union and will vest immediately in the employee on whose behalf the deposit was made. 14.06 15.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee. 14.07 15.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 15.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7. Employer, employee Employer and voluntary contributions will be recorded separately on the remittance. 14.09 15.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 15.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 15.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 15.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 15.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 15.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 15.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. 14.02 15.02 New employees will join the Plan beginning from the first day pay period following the completion of employmentprobation. 14.03 Each pay period, the 15.03 The Employer will remit the amount an amount as outlined under Schedule “A” for each hour worked by each non- probationary employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Plan. 14.04 15.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, Union additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.0315.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 15.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team Union and will vest immediately in the employee on whose behalf the deposit was made. 14.06 15.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee. 14.07 15.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 15.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7. Employer, employee Employer and voluntary contributions will be recorded separately on the remittance. 14.09 15.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 15.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 15.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 15.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 15.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 15.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 18.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency under #0398594, applies to all employees covered by this Collective Agreement. 14.02 18.02 New employees will join the Plan beginning from the first day of employment. 14.03 Each pay period18.03 The Employer agrees to remit, the Employer will remit the amount an amount as outlined under Schedule “A” for each hour worked by each employee covered under this AgreementAgreement in accordance with the Remittances to the Union article (Article 8) and the Union’s dues and remittance policy and directive. Employer contributions will vest in accordance with the rules of the Plan. 14.04 18.04 The Employer’s contributions to the Plan will be non-refundable to the Employer once received by the Union and will vest immediately in the employee on whose behalf the deposit was made. 18.05 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance TeamUnion, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03above. A Employees must request for such deductions shall be submitted to the Employer on by submitting a form provided by the Plan and to the Employer. The Employer will send a copy of the completed form shall be sent to the Union along with the first following remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 18.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canada Revenue Agency. 14.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 18.07 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7the Remittances Article. Employer, employee Employer and voluntary contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 18.08 In the event that a remittance has not been received by the Union within fifteen (15) calendar days by the date set out in Article 7the Remittances Article, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from the first day of employment. 14.03 Each pay period, the Employer will shall remit to the amount applicable CLAC Remittance Team, for each eligible employee, an Employer amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer employer shall not be liable for any tax consequence imposed on the employee. 14.07 The Employer employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee Employer and voluntary contributions will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from the first day of employment. 14.03 Each pay period, the Employer will shall remit to the amount applicable CLAC Remittance Team, for each eligible employee, an amount as outlined under in Schedule “A” for each hour worked by each employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee. 14.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee and voluntary contributions will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 15.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. 14.02 15.02 New employees will join the Plan beginning from immediately upon completing the first day probationary period of employment. 14.03 Each pay period, 15.03 The Employer agrees to contribute the Employer will remit the pension amount an amount as outlined under set out in Schedule “A” to the Plan, governed by the CLAC Pension Plan Board of Trustees, for each hour worked by each employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Planemployee, for all hours worked. 14.04 15.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03Schedule “A”. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 15.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest best immediately in the employee on whose behalf the deposit was made. 14.06 15.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee. 14.07 15.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 15.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee and voluntary contributions will be recorded separately on the remittance. 14.09 15.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 15.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the pension contributions in Article 14.03 Schedule “A” will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 15.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 15.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 15.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 15.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered contribution pension plan, which is registered with the Canada Revenue Agency under #0398594, Agency. The Plan applies to all employees covered by this Collective Agreement. 14.02 15.02 New employees will join the Plan beginning from upon completion of probation. Contributions shall begin at the first day commencement of employmentthe next pay period. 14.03 15.03 Each pay periodmonth, the Employer will shall remit to the amount Union, for each eligible employee, an amount Employer contribution to the Plan as outlined under described in Schedule “A” for each hour worked by each employee covered under this Agreement”. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 15.04 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team Union and will vest immediately in the employee on whose behalf the deposit was made. 14.06 15.05 The Employer agrees to deduct, by way of payroll deduction, and remit to the Union, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Schedule “A”. Employees must request such deductions by submitting a form provided by the Union to the Employer. The Employer will send a copy of the completed form to the Union along with the next remittance which includes such voluntary contributions. 15.06 The total amount of pension contributions remitted by the Employer, Employer on an employee’s behalfbehalf (Employer and voluntary), canshall not exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canadian Revenue Agency. 14.07 15.07 The Employer has an obligation to shall continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 15.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in the Article 76 - Remittances to the Union. Employer, employee Employer and voluntary contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 15.09 In the event that a remittance has not been received by the Union by the date set out in Article 76, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered contribution pension plan, which is registered with the Canada Revenue Agency under #0398594, Agency. The Plan applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from the first day completion of employmentthe probationary period. 14.03 Each pay periodThe Employer shall remit to the Union, the for each eligible employee, an Employer will remit the amount an amount contribution as outlined under indicated in Schedule “A” for each hour worked by each employee covered under this Agreement”. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team Union and will vest immediately in the employee on whose behalf the deposit was made. 14.05 The Employer shall deduct from the gross earnings of each eligible employee, and remit to the Union, an amount equal to 2% of gross wages. 14.06 The Employer agrees to deduct, by way of payroll deduction, and remit to the Union, additional voluntary employee pension contributions which are above and beyond those contributions outlined above. Employees must request such deductions by submitting a form provided by the Union to the Employer. The Employer will send a copy of the completed form to the Union along with the next remittance which includes such voluntary contributions. 14.07 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canadian Revenue Agency. 14.07 14.08 The Employer has an obligation to shall continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 14.09 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7the Remittances to the Union article. Employer, employee and voluntary contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 14.10 In the event that a remittance has not been received by the Union by the date set out in Article 7the Remittances to the Union article, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 18.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency under #0398594, applies to all employees covered by this Collective Agreement. 14.02 18.02 New employees will join the Plan beginning from the first day of employment. 14.03 Each pay period18.03 The Employer agrees to remit, the Employer will remit the amount an amount as outlined under Schedule “A” for each hour worked by each employee covered under this AgreementAgreement in accordance with the Remittances to the Union article (Article 8) and the Union’s dues and remittance policy and directive. Employer contributions will vest in accordance with the rules of the Plan. 14.04 18.04 The Employer’s contributions to the Plan will be non-refundable to the Employer once received by the Union and will vest immediately in the employee on whose behalf the deposit was made. 18.05 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance TeamUnion, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03above. A Employees must request for such deductions shall be submitted to the Employer on by submitting a form provided by the Plan and to the Employer. The Employer will send a copy of the completed form shall be sent to the Union along with the first following remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 18.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canadian Revenue Agency. 14.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 18.07 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7the Remittances Article. Employer, employee Employer and voluntary contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 18.08 In the event that a remittance has not been received by the Union within fifteen (15) calendar days by the date set out in Article 7the Remittances Article, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 13.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered contribution pension plan, which is registered with the Canada Revenue Agency under as #0398594, . The Plan applies to all employees covered by this Collective Agreement. 14.02 New employees will join 13.02 The Employer shall remit to the Plan beginning from the first day of employment. 14.03 Each pay periodUnion, the for each eligible employee, an Employer will remit the amount an amount contribution as outlined under indicated in Schedule “A” for each hour worked by each employee covered under this Agreement”. Employer contributions will vest in accordance with the rules of the Plan. For probationary employees, 5.05 c) and d) apply. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 13.03 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team Union and will vest immediately in the employee on whose behalf the deposit was made. 14.06 13.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the Union, additional voluntary employee pension contributions which are above and beyond those contributions outlined above. Employees must request such deductions by submitting a form provided by the Union to the Employer. The Employer will send a copy of the completed form to the Union along with the next remittance which includes such voluntary contributions. Requests shall be limited to two (2) changes/adjustments per year. 13.05 The total amount of pension contributions remitted by the Employer, on or an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canadian Revenue Agency. 14.07 13.06 The Employer has an obligation to shall continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 13.07 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7. Employer, employee Employer and voluntary contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 13.08 In the event that a remittance has not been received by the Union by the date set out in Article 713.08, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered contribution pension plan, which is registered with the Canada Revenue Agency under #0398594, Agency. The Plan applies to all employees covered by this Collective Agreement. 14.02 New employees will join An employee shall become eligible for participation inm the Plan beginning from plan upon successfully completing the first day probation period. Upon successful completion of employment. 14.03 Each pay periodprobation, the Employer will agrees to remit a lump sum, equal to the amount an amount as outlined under specified in Schedule “A” multiplied by the total hours worked by the employee while on probation. 14.03 The Employer shall remit to the Union, for each hour worked by each employee covered under this Agreementeligible employee, an Employer contribution as indicated in Schedule “A”. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer’s contributions to the Plan will be non-refundable to the Employer once received by the Union and will vest immediately in the employee on whose behalf the deposit was made. 14.05 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance TeamUnion, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03above. A Employees must request for such deductions shall be submitted to the Employer on by submitting a form provided by the Plan and Union to the Employer. The Employer will send a copy of the completed form shall be sent to the Union along with the first next remittance of which includes such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canadian Revenue Agency. 14.07 The Employer has an obligation to shall continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7the Remittances to the Union article. Employer, employee Employer and voluntary contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7the Remittances to the Union article, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 14.11 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 15.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency under #0398594, applies to all employees covered by this Collective Agreement. 14.02 15.02 New employees will join the Plan beginning from the first day pay period following the completion of employmentprobation. 14.03 Each pay period, the 15.03 The Employer will remit the amount an amount as outlined under Schedule “A” for each hour worked by each non- probationary employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Plan. 14.04 15.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, Union additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.0315.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 15.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team Union and will vest immediately in the employee on whose behalf the deposit was made. 14.06 15.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee. 14.07 15.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 15.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7. Employer, employee Employer and voluntary contributions will be recorded separately on the remittance. 14.09 15.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 15.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 15.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 15.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 15.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 15.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from the first day of employmentimmediately upon completing their probationary period. 14.03 Each pay period, the Employer will shall deduct from the gross earnings of each eligible employee, and remit to the amount CLAC Remittance Processing Centre (“RPC”), an amount as outlined under Schedule “A” equal to 2% percent of gross wages. 14.04 Each pay period, the Employer shall remit to the RPC, for each hour worked by each employee covered under this Agreementeligible employee, an Employer contribution equal to 5% percent of gross wages. Employer contributions will vest in accordance with the rules of the Plan. 14.04 14.05 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance TeamRPC, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.0314.03 and 14.04. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union RPC along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer employer shall not be liable for any tax consequence imposed on the employee. 14.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension the employees’ and the Employer's contributions to the RPC within fifteen (15) days following the end of the month for which contributions are payable, together with an itemized list of the employees and the amounts applicable CLAC Remittance Team as outlined in Article 7to each. Employer, employee and voluntary contributions will be recorded separately on the remittance. 14.09 14.08 In the event that a remittance has not been received by the Union RPC by the date set out in Article 7above, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions (employer, employee, and voluntary) which are part of the remittance. 14.10 14.09 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 14.04 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 14.10 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 14.11 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 15.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency under #0398594, applies to all employees covered by this Collective Agreement. 14.02 15.02 New employees will join the Plan beginning from the first day of employment. 14.03 15.03 Each pay period, the Employer will shall remit to the amount Union, for each eligible employee, an amount Employer contribution as outlined under indicated in Schedule “A” for each hour worked by each employee covered under this Agreement”; that is fifteen percent (15%). Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 15.04 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team Union and will vest immediately in the employee on whose behalf the deposit was made. 14.06 15.05 The Employer agrees to deduct, by way of payroll deduction, and remit to the Union, additional voluntary employee pension contributions which are above and beyond those contributions outlined above. Employees must request such deductions by submitting a form provided by the Plan to the Employer. The Employer will send a copy of the completed form to the Union with the following remittance of such voluntary contributions. 15.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canadian Revenue Agency. 14.07 15.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 15.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7the Remittances Article. Employer, employee Employer and voluntary contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 15.09 In the event that a remittance has not been received by the Union by the date set out in Article 7the Remittances Article, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from the first day of employment. 14.03 Each pay period, the Employer will remit the amount an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee. 14.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee and voluntary contributions will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered contribution pension plan, which is registered with the Canada Revenue Agency under #0398594, Agency. The Plan applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from immediately following the first day completion of six (6) months of employment. 14.03 Each pay periodThe Employer shall remit to the Union, the Employer will remit the amount an amount as outlined under Schedule “A” for each eligible employee, an Employer contribution to pension of three dollars ($3.00/hour) per hour worked by each employee covered under this Agreementworked. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer’s contributions to the Plan will be non-refundable to the Employer once received by the Union and will vest immediately in the employee on whose behalf the deposit was made. 14.05 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance TeamUnion, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03above. A Employees must request for such deductions shall be submitted to the Employer on by submitting a form provided by the Plan and Union to the Employer. The Employer will send a copy of the completed form shall be sent to the Union along with the first next remittance of which includes such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canadian Revenue Agency. 14.07 The Employer has an obligation to shall continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7the Remittances to the Union article. Employer, employee and voluntary contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7the Remittances to the Union article, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency under #0398594Agency, applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from upon completing probation. Contributions on their behalf shall be retroactive to the first day third month following their date of employmenthire. 14.03 Each pay period, The Employer agrees to contribute the Employer will remit the pension amount an amount as outlined under set out in Schedule “A” to the Plan, governed by the CLAC Pension Plan Board of Trustees, for each employee, for each hour worked by each employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Planworked. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03Schedule “A”. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee. 14.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee and voluntary contributions will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the pension contributions in Article 14.03 Schedule “A” will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer administrator the Plan on the employees’ employee’s behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 13.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered contribution pension plan, which is registered with the Canada Revenue Agency under as #0398594, . The Plan applies to all employees covered by this Collective Agreement. 14.02 New employees will join 13.02 The Employer shall remit to the Plan beginning from the first day of employment. 14.03 Each pay periodUnion, the for each eligible employee, an Employer will remit the amount an amount contribution as outlined under indicated in Schedule “A” for each hour worked by each employee covered under this Agreement”. Employer contributions will vest in accordance with the rules of the Plan. For probationary employees, 5.05 c) and d) apply. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 13.03 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team Union and will vest immediately in the employee on whose behalf the deposit was made. 14.06 13.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the Union, additional voluntary employee pension contributions which are above and beyond those contributions outlined above. Employees must request such deductions by submitting a form provided by the Union to the Employer. The Employer will send a copy of the completed form to the Union along with the next remittance which includes such voluntary contributions. Requests shall be limited to two (2) changes/adjustments per year. 13.05 The total amount of pension contributions remitted by the Employer, on or an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canadian Revenue Agency. 14.07 13.06 The Employer has an obligation to shall continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 13.07 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined below in Article 713.08. Employer, employee Employer and voluntary contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 In 13.08 The Employer’s contribution to the event that Union’s Pension Plan shall be recorded on a remittance has not been received form supplied by the Union by the date set out in Article 7Union. On these forms, the Employer will enter: a. name of employee; b. total hours worked during the month for which remittance is responsible to compensate the Plan made; x. xxxx of hire for any investment returns lost by the new employees as a result only; d. date of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.termination;

Pension Plan. 14.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered contribution pension plan, which is registered with the Canada Revenue Agency under #0398594, Agency. The Plan applies to all employees covered by this Collective Agreement. 14.02 New employees will join The Employer shall remit to the Plan beginning from the first day of employment. 14.03 Each pay periodUnion, the for each eligible employee, an Employer will remit the amount an amount contribution as outlined under indicated in Schedule “A” for each hour worked by each employee covered under this Agreement”, beginning upon successful completion of probation. Employer contributions will vest in accordance with the rules of the Plan. 14.03 The Employer’s contributions to the Plan will be non-refundable to the Employer once received by the Union and will vest immediately in the employee on whose behalf the deposit was made. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance TeamUnion, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03above. A Employees must request for such deductions shall be submitted to the Employer on by submitting a form provided by the Plan and Union to the Employer. The Employer will send a copy of the completed form shall be sent to the Union along with the first next remittance of which includes such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canadian Revenue Agency. 14.07 14.06 The Employer has an obligation to shall continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 14.07 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7the Remittances to the Union article. Employer, employee and voluntary contributions contributions, as the case may be, will be recorded separately on the remittance. 14.09 14.08 In the event that a remittance has not been received by the Union by the date set out in Article 7the Remittances to the Union article, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency under #0398594, applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from the first day of employment. 14.03 Each pay period, the Employer will shall remit to the amount applicable CLAC Remittance Team, for each eligible employee, an Employer amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer employer shall not be liable for any tax consequence imposed on the employee. 14.07 The Employer employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee Employer and voluntary contributions will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from the first day of employment. 14.03 Each pay period, the Employer shall remit to the applicable CLAC Remittance Team, for each eligible employee, an Employer will remit the amount an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer employer shall not be liable for any tax consequence imposed on the employee. 14.07 The Employer employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee and voluntary contributions will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from the first day of employment. 14.03 Each pay period, the Employer will remit the amount an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee. 14.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee and voluntary contributions will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency under #0398594, Agency. The Plan applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from immediately upon completing the first day probationary period of employment. 14.03 Each pay period, The Employer agrees to contribute the Employer will remit the pension amount an amount as outlined under set out in Schedule “A” to the Plan, governed by the CLAC Pension Plan Board of Trustees, for each hour worked by each employee covered under this Agreement. Employer contributions will vest in accordance with the rules of the Planemployee, for all hours worked. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03Schedule “A”. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest best immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee. 14.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee and voluntary contributions will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the pension contributions in Article 14.03 Schedule “A” will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency and the Financial Services Commission of Ontario under #0398594, applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from the first day of employment. 14.03 Each pay period, The Employer shall remit to the Union for each employee an Employer will remit the amount an amount contribution as outlined under indicated in Schedule “A” for each hour worked by each employee covered under this Agreement”. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance TeamUnion, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03Schedule “A”. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributionscontributions and such amounts will not exceed the limits established by the Canada revenue Agency (CRA). 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employee. 14.07 14.06 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 14.07 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee and voluntary contributions will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 14.08 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions contribution to the Pension Plan in Article 14.03 Schedule “A” will be paid added to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Planemployee’s hourly pay rate. 14.11 14.09 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 14.10 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 14.11 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 CLAC Pension Plan (“the Plan”), a defined contribution, registered pension plan, which is registered with the Canada Revenue Agency under #0398594, applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from upon completion of the first day of employmentprobationary period. 14.03 Each pay period, the Employer will shall remit to the amount an amount as outlined under Schedule “A” applicable CLAC Remittance Team, for each hour worked by each employee covered under this Agreementeligible employee, an Employer contribution equal to the percent of gross wages listed in Schedule ‘A’. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.0314.03 and 14.04. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer employer once received by the applicable CLAC Remittance Team and will vest immediately in the employee on whose behalf the deposit was made. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer employer shall not be liable for any tax consequence imposed on the employee. 14.07 The Employer employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team as outlined in Article 7. Employer, employee and voluntary contributions will be recorded separately on the remittance. 14.09 In the event that a remittance has not been received by the Union by the date set out in Article 7, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 and 14.04 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.

Pension Plan. 14.01 The CLAC Pension Plan (“the Plan”), a defined contribution, registered contribution pension plan, which is registered with the Canada Revenue Agency under #0398594, Agency. The Plan applies to all employees covered by this Collective Agreement. 14.02 New employees will join the Plan beginning from the first day after the completion of employmentthe probationary period. 14.03 Each pay periodThe Employer shall remit to the Union, the for each eligible employee, an Employer will remit the amount an amount contribution as outlined under indicated in Schedule “A” for each hour worked by each employee covered under this Agreement”. Employer contributions will vest in accordance with the rules of the Plan. 14.04 The Employer agrees to deduct, by way of payroll deduction, and remit to the applicable CLAC Remittance Team, additional voluntary employee pension contributions which are above and beyond those contributions outlined in Articles 14.03. A request for such deductions shall be submitted to the Employer on a form provided by the Plan and a copy of the completed form shall be sent to the Union along with the first remittance of such voluntary contributions. 14.05 The Employer’s contributions to the Plan will be non- refundable to the Employer once received by the applicable CLAC Remittance Team Union and will vest immediately in the employee on whose behalf the deposit was made. 14.05 The Employer agrees to deduct, by way of payroll deduction, and remit to the Union, additional voluntary employee pension contributions which are above and beyond those contributions outlined above. Employees must request such deductions by submitting a form provided by the Union to the Employer. The Employer will send a copy of the completed form to the Union along with the next remittance which includes such voluntary contributions. For clarity, the Employer will not match voluntary contributions made by the employee. 14.06 The total amount of pension contributions remitted by the Employer, on an employee’s behalf, cannot exceed the annual maximum money purchase outlined by the Canada Revenue Agency. The Employer has no obligation to monitor the employee’s contribution made outside the employment relationship. For greater clarity, if the employee exceeds employees exceed the annual maximum money purchase limit as a result of contributions made outside the employment relationship, the Employer shall not be liable for any tax consequence imposed on the employeeemployee by the Canadian Revenue Agency. 14.07 The Employer has an obligation to continue pension contributions during a period of injury insured under applicable provincial workplace safety insurance legislation, to the extent required by such legislation. 14.08 The Employer will remit pension contributions to the applicable CLAC Remittance Team Union as outlined in Article 7the Remittances to the Union article. Employer, employee Employer and voluntary contributions will be recorded separately on the remittance. 14.09 14.08 In the event that a remittance has not been received by the Union by within one (1) month’s time from the date set out in Article 7the Remittances to the Union article, the Employer is responsible to compensate the Plan for any investment returns lost by the employees as a result of the late remittance. This compensation amount shall be calculated on all applicable contributions which are part of the remittance. 14.10 Where legislation prohibits an employee from contributing because of age, an amount equivalent to the contributions in Article 14.03 will be paid to that employee on each paycheque. This payment in-lieu of pension contributions will not be less than the amount that employee would have received if he/she were still contributing to the Plan. 14.11 The Union acknowledges and agrees that, other than remitting contributions to the Plan as set out in this Article, the Employer shall not be obligated to contribute toward the cost of pension benefits provided by the Plan or be responsible for providing such benefits. 14.12 The Employer and the Union will cooperate in providing the information required to administer the Plan on the employees’ behalf. The Plan staff shall be responsible for informing the employees about the Plan, which includes providing updated account statements of all contributions received, investment returns allocated, and the current account balance. 14.13 The Employer agrees to provide the Union with the social insurance number and current address of all employees on whose behalf contributions are being remitted.