Personal Authentication Information and Other Security Devices Sample Clauses

Personal Authentication Information and Other Security Devices. Royal Bank will provide each Cardholder with the ability to select a PIN for their Card, and include instructions on how to select and change it in the documentation accompanying the Card. Royal Bank will treat the PIN as the Cardholder’s authorization whenever it is used with the Card. Any transaction made using the Card with the PIN, including certain types of Cash Advances, will have the same legal effect as if the Cardholder signed a sales draft. Protecting the security of Cardholder Accounts and Cards is important. Each Cardholder must protect (i) the security of their Cardholder Account by keeping their Card Information confidential and secure at all times, and (ii) the security of their Card by keeping their Personal Authentication Information confidential, secure, and separate from their Card at all times. Cardholders must select Personal Authentication Information which cannot be easily guessed. A combination selected from their name, date of birth, telephone numbers, address or social insurance numbers must not be used for Personal Authentication Information. No one but the Cardholder is permitted to know or use their Personal Authentication Information, nor any other Security Devices which may be used or required for Internet transactions or other transaction types. Each Cardholder must keep these Security Devices confidential and separate from their Card as well. In addition to what is set out in these Commercial Card Program Service Materials, Royal Bank may from time to time instruct Cardholders to take additional steps to safeguard their Cardholder Account, Card Information and Personal Authentication Information.
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