Common use of Posting of Transfers Clause in Contracts

Posting of Transfers. Transfers initiated through Online Banking before 6:00 p.m. (Eastern Standard Time) on a business day are posted to your account the same day. Transfers completed after 6:00 p.m. (Eastern Standard Time) on a business day, Saturday, Sunday or banking holiday, will be posted on the next business day. Transfers initiated by Username and Password can be viewed in the Current Business Day Transaction Menu, the Current Statement Cycle or Previous Statement Cycle Inquiry screens by all User IDs and Passwords who have account access. All account owners are responsible for all activity even if it creates an overdraft. Overdrafts (order of Payments, Transfers and other Withdrawals): If your account has insufficient funds to perform electronic funds transfers you have requested for a given business day then:

Posting of Transfers. Transfers initiated through Online Banking before 6:00 p.m. (Eastern Standard Time) on a business day are posted to your account the same day. Transfers completed after 6:00 p.m. (Eastern Standard Time) on a business day, Saturday, Sunday or banking holiday, will be posted on the next business day. Transfers initiated by Username and Password can be viewed in the Current Business Day Transaction Menu, the Current Statement Cycle or Previous Statement Cycle Inquiry screens by all User IDs Usernames and Passwords who have account access. All account owners are responsible for all activity even if it creates an overdraft. Overdrafts (order of Payments, Transfers and other Withdrawals): If your account has insufficient funds to perform electronic funds transfers you have requested for a given business day then:

Posting of Transfers. Transfers initiated through Online Banking before 6:00 5:00 p.m. (Eastern Standard Time) on a business day are posted to your account the same day. Transfers completed after 6:00 5:00 p.m. (Eastern Standard Time) on a business day, Saturday, Sunday or banking holiday, will be posted on the next business day. Transfers initiated by Username Access ID and Password can be viewed in the Current Business Day Transaction Menu, the Current Statement Cycle or Previous Statement Cycle Inquiry screens by all User Access IDs and Passwords who have account access. All account owners are responsible for all activity even if it creates an overdraft. Overdrafts (order of Payments, Transfers and other Withdrawals): If your account has insufficient funds to perform electronic funds transfers you have requested for a given business day then:

Posting of Transfers. Transfers initiated through Online Banking before 6:00 5:00 p.m. (Eastern Standard Time) on a business day are posted to your account the same day. Transfers completed after 6:00 5:00 p.m. (Eastern Standard Time) on a business day, Saturday, Sunday or banking holiday, will be posted on the next business day. Transfers initiated by Username and Password can be viewed in the Current Business Day Transaction Menu, the Current Statement Cycle or Previous Statement Cycle Inquiry screens by all User IDs and Passwords who have account access. All account owners are responsible for all activity even if it creates an overdraft. Overdrafts (order of Payments, Transfers and other Withdrawals): If your account has insufficient funds to perform electronic funds transfers you have requested for a given business day then: