S AND CONDITIONS Sample Clauses

S AND CONDITIONS. Investment Objective Category Description Fixed Income Clients whose investment objective is Fixed Income desire a regular income distribution, and are less concerned with capital appreciation. They often hold a high proportion of investments that pay interest such as bonds, which may be taken in cash or reinvested. These clients typically accept some volatility in exchange for a potential return. In some, but not all instances they may be investing their money for the shorter to medium term. Conservative Balanced Clients whose investment objective is Conservative Balanced seek the generation of income distribution with potential modest capital appreciation. Their account holdings normally consist of diversified investments that generally hold 60% in fixed income investments and not more than 40% in equity investments. These clients are able to tolerate some fluctuations in their investment returns and typically have medium or long-term time horizons. Balanced Clients whose investment objective is Balanced seek the potential of moderate capital appreciation with modest income distribution though a diversified portfolio of investments designed to limit excessive fluctuations in the value of their portfolio. They generally hold 40% in fixed income investments and not more than 60% in equity investments. These clients are able to tolerate fluctuations in their investment returns and typically have medium or long-term time horizons. Growth Clients whose investment objective is Growth desire an account with the greatest concentration of equity holdings that may fluctuate in value but provides the most opportunity for potential higher long-term gains. These clients typically invest for the long-term and are prepared to accept higher levels of risk in order to maximize their return potential over the long run. IMPORTA N T INFOR M ATION ABOUT BMO INV ESTMENTS INC . (B MOII) AN D

S AND CONDITIONS