Common use of Stock in Lieu of Cash Compensation Clause in Contracts

Stock in Lieu of Cash Compensation. Advisor will be paid in restricted Common Stock of ACCI. The ratio that will govern the amount of stock considered equal to an amount of cash fee will be 1.20:1 ($1.20 in stock will be considered equal to $1.00 in cash). To determine the exact number of shares to be awarded in lieu of cash, the "Stock Equivalent" shall be divided by the closing bid price of the shares as quoted on the OTC:BB as of November 27, 2001, which is $.05 per share. Utilizing the calculation described above, 800,000 shares of restricted ACCI common stock, par value $ .001 per share, will be issued to satisfy the compensation due under this Agreement. All shares will be issued according to all state and federal rules and regulations. Company shall use all reasonable and best efforts to prepare and file a Form S-8 Registration Statement covering the registration of the above-referenced shares within 10 days in of the date of the execution of this Agreement. Company will bear the full expense of the Form S-8 Registration filing.

Stock in Lieu of Cash Compensation. Advisor will be paid in restricted Common Stock of ACCIPMCY. The ratio that will govern the amount of stock considered equal to an amount of cash fee will be 1.20:1 1.25:1 ($1.20 1.25 in stock will be considered equal to $1.00 in cash). To determine the exact number of shares to be awarded in lieu of cash, the "Stock Equivalent" shall be divided by the closing bid agreed to price of $1.00 per share which was selected by negotiation of the shares as quoted on the OTC:BB as of November 27, 2001, which is $.05 per shareparties. Utilizing the calculation described above, 800,000 110,000 shares of restricted ACCI PMCY common stock, par value $ .001 per share, will be issued to satisfy the compensation due under this Agreement. All shares will be issued according to all state and federal rules and regulations. Company shall use all reasonable and best efforts to prepare and file a Form S-8 Registration Statement covering the registration of the above-referenced shares within 10 days in of the date of the execution of this Agreement. Company will bear the full expense of the Form S-8 Registration filing.

Stock in Lieu of Cash Compensation. Advisor will be paid in restricted Common Stock of ACCI. The ratio that will govern the amount of stock considered equal to an amount of cash fee will be 1.20:1 ($1.20 in stock will be considered equal to $1.00 in cash). To determine the exact number of shares to be awarded in lieu of cash, the "Stock Equivalent" shall be divided by the closing bid price of the shares as quoted on the OTC:BB as of November 27, 2001, which is $.05 per share. Utilizing the calculation described above, 800,000 1,000,000 shares of restricted ACCI common stock, par value $ .001 per share, will be issued to satisfy the compensation due under this Agreement. All shares will be issued according to all state and federal rules and regulations. Company shall use all reasonable and best efforts to prepare and file a Form S-8 Registration Statement covering the registration of the above-referenced shares within 10 days in of the date of the execution of this Agreement. Company will bear the full expense of the Form S-8 Registration filing.