Common use of TABLE OF BENEFITS Clause in Contracts

TABLE OF BENEFITS. The table in this agreement that sets out the benefits covered by each plan. Temporary trip A trip for business and/or recreational purposes, which has a defined return date and is for a period that is no longer than the maximum duration specified for your USA cover option. If your treatment extends beyond the end of your trip's specified return date, your cover will cease at the end of the term defined in your USA cover option wording. For example, if you have selected the USA-45 option and you are on a 30-day trip to the United States of America, which becomes extended to 60 days, your cover in the United States of America will cease 45 days after your date of entry to the United States of America. Terminal medical condition A condition that has become incurable and all the treatments given are to prolong life. Treatment Surgical or medical services (including diagnostic tests) that are needed to diagnose, relieve or cure a disease, illness or injury. Unused premium The amount of premium that is attributable to the period from the date after the date of cancellation, up to the date before the next premium due date. In the event of a refund of unused premium being eligible, the unused premium amount refunded (using an annually paid plan as an example) will be the annual premium paid divided by 12 and multiplied by the number of whole calendar months remaining in the period of cover. If the plan is cancelled part way through a month, an additional amount, equal to one twelfth of the annual premium paid, multiplied by the proportion of days without cover in the calendar month of cancellation will also be paid. For example, if the annual premium for an insured person is US$3,000, the period of cover is 1st January to 31st December 2020, and the insured person leaves the plan on 27th September 2020, the unused premium will be US$775, as: - • (US$3,000 / 12) x 3 = US$750 for the three whole months without cover (October, November and December); added to -

TABLE OF BENEFITS. The table in this agreement that sets out the benefits covered by each plan. Temporary trip A trip for business and/or recreational purposes, which has a defined return date and is for a period that is no longer than the maximum duration specified for your USA cover option. If your treatment extends beyond the end of your trip's specified return date, your cover will cease at the end of the term defined in your USA cover option wording. For example, if you have selected the USA-45 option and you are on a 30-day trip to the United States of America, which becomes extended to 60 days, your cover in the United States of America will cease 45 days after your date of entry to the United States of America. Terminal medical condition A condition that has become incurable and all the treatments given are to prolong life. Treatment Surgical or medical services (including diagnostic tests) that are needed to diagnose, relieve or cure a disease, illness or injury. Unused premium The amount of premium that is attributable to the period from the date after the date of cancellation, up to the date before the next premium due date. In the event of a refund of unused premium being eligible, the unused premium amount refunded (using an annually paid plan as an example) will be the annual premium paid divided by 12 and multiplied by the number of whole calendar months remaining in the period of cover. If the plan is cancelled part way through a month, an additional amount, equal to one twelfth of the annual premium paid, multiplied by the proportion of days without cover in the calendar month of cancellation will also be paid. For example, if the annual premium for an insured person is US$3,000, the period of cover is 1st January to 31st December 2020, and the insured person leaves the plan on 27th September 2020, the unused premium will be US$775, as: - • ((US$3,000 / 12) x 3 3) = US$750 for the three whole months without cover (October, November and December); added to -- • ((US$3,000 / 12) x 0.1) = US$25 for the three days in September without cover (the 0.1 calculated in this example by dividing 3 (the days in September without cover, ie the 28th, 29th and 30th) by the total number of days in September (30)) Us, we, our Dubai Insurance Company psc. Vegetative state A state where there is no sign of awareness or any cognitive function, even if the person can open their eyes and/or breathe unaided. If the person is in a vegetative state for a continuous period of eight weeks, they will be considered to be in a persistent vegetative state. Waiting period When specified, the amount of time you must be covered by the same plan before you can claim for that benefit. No benefit is payable for any treatment costs incurred during the waiting period. When a waiting period is not specified there is no waiting period applicable. You, your, yourself Any and all persons named in the schedule of insured persons on your Certificate of Insurance. We’re here to help Call us on +000 0 000 0000 Visit xxxxxxxxxxx.xx The personal health plans are designed by Xxxxxxx Xxxxxxx Limited, and issued and insured by Dubai Insurance Company psc., who are licensed by the UAE Insurance Authority, registration number 4. Registered offices at Dubai Insurance Company, PO Box 3027, Dubai, UAE.

TABLE OF BENEFITS. The table in this agreement that sets out the benefits covered by each plan. Temporary trip A trip for business and/or recreational purposes, which has a defined return date and is for a period that is no longer than the maximum duration specified for your USA cover option. If your treatment extends beyond the end of your trip's specified return date, your cover will cease at the end of the term defined in your USA cover option wording. For example, if you have selected the USA-45 option and you are on a 30-day trip to the United States of America, which becomes extended to 60 days, your cover in the United States of America will cease 45 days after your date of entry to the United States of America. Terminal medical condition A condition that has become incurable and all the treatments given are to prolong life. Treatment Surgical or medical services (including diagnostic tests) that are needed to diagnose, relieve or cure a disease, illness or injury. Unused premium The amount of premium that is attributable to the period from the date after the date of cancellation, up to the date before the next premium due date. In the event of a refund of unused premium being eligible, the unused premium amount refunded (using an annually paid plan as an example) will be the annual premium paid divided by 12 and multiplied by the number of whole calendar months remaining in the period of cover. If the plan is cancelled part way through a month, an additional amount, equal to one twelfth of the annual premium paid, multiplied by the proportion of days without cover in the calendar month of cancellation will also be paid. For example, if the annual premium for an insured person is US$3,000, the period of cover is 1st January to 31st December 2020, and the insured person leaves the plan on 27th September 2020, the unused premium will be US$775, as: - • ((US$3,000 / 12) x 3 3) = US$750 for the three whole months without cover (October, November and December); added to -

TABLE OF BENEFITS. The table in this agreement that sets out the benefits covered by each plan. Temporary trip A trip for business and/or recreational purposes, which has a defined return date and is for a period that is no longer than the maximum duration specified for your USA cover option. If your treatment or care extends beyond the end of your trip's specified return date, your cover will cease at the end of the term defined in your USA cover option wording. For example, if you have selected the USA-45 option and you are on a 30-day trip to the United States of America, which becomes extended to 60 days, your cover in the United States of America will cease 45 days after your date of entry to the United States of America. Terminal medical condition A condition that has become incurable and all the treatments given are to prolong life. Treatment Surgical or medical services (including diagnostic tests) that are needed to diagnose, relieve or cure a disease, illness or injury. Unused premium The amount of premium that is attributable to the period from the date after the date of cancellation, up to the date before the next premium due date. In the event of a refund of unused premium being eligible, the unused premium amount refunded (using an annually paid plan as an example) will be the annual premium paid divided by 12 and multiplied by the number of whole calendar months remaining in the period of cover. If the plan is cancelled part way through a month, an additional amount, equal to one twelfth of the annual premium paid, multiplied by the proportion of days without cover in the calendar month of cancellation will also be paid. For example, if the annual premium for an insured person is US$3,000, the period of cover is 1st January to 31st December 2020, and the insured person leaves the plan on 27th September 2020, the unused premium will be US$775, as: - • (US$3,000 / 12) x 3 = US$750 for the three whole months without cover (October, November and December); added to -