Common use of Windstorm or hail Clause in Contracts

Windstorm or hail. This does not include loss or damage to your personal property, improvements or betterments within your mobile home, nor to the interior of your mobile home, caused by windstorm, hail or coincidental rain damage, unless the storm first creates an opening in the mobile home. a) To outdoor radio or TV antennae, satellite receivers and their attachments due to weight, pressure or melting of snow or ice, floods, whether driven by wind or not. b) By hail if the mobile home has a metal roof or siding, unless the hail directly causes an opening in the metal roof or siding.