Within the geographical boundaries of India a. We will provide this benefit from the place of Insured Person’s Hospitalization (required for stabilization) to a Hospital where adequate treatment is available.
b. Medical Evacuation by means of Air Transportation through air ambulance or commercial flight is Medically Necessary and advised in the opinion of treating Medical Practitioner.
c. We or Our Service Provider has approved the request for Medical Evacuation and has certified that Insured Person to be evacuated is medically fit to be evacuated by Air Transportation through air ambulance/commercial flight.
d. We or Our Service Provider, will arrange for the evacuation by means of Air Transportation through air ambulance or commercial flight utilizing the means best suited to do so, based on the medical severity of Insured Person(s) condition.
e. We will also cover the costs of transportation of an attending Medical Practitioner if this is Medically Necessary and is advised by Our Service Provider.
f. Under this benefit, We will cover expenses for services provided and/or arranged by Us for the transportation of the Insured Person and shall include medical services and cost for medical supplies necessarily incurred as a result of the Emergency Medical Evacuation.
g. We shall not be liable to make any payment under this Benefit if necessary medical treatment can be provided at the Hospital where the Insured Person is situated at the time of Emergency. For Emergency Medical Evacuation, We will not pay for:
a. Any costs or expenses incurred in relation to any persons accompanying the Insured Person to be evacuated, even if such persons are also Insured Person(s).
b. Any expenses already included in the cost of a scheduled trip, including but not limited to the unutilized portion of the return air ticket for the scheduled trip.
c. Any expenses for a service not approved and arranged by Us or Our authorized representative.
