Common use of Your aims and objectives Clause in Contracts

Your aims and objectives. Unless we notify you in writing to the contrary, we will be treating you as a “retail client” for investment business. This means that you are afforded the highest level of protection under the regulatory system and should have the right to take any complaint to the Financial Ombudsman Service. Any advice or recommendation(s) we offer to you will only be given after we have assessed your needs and considered your financial objectives, attitude to risk and capacity to bear any losses. We will also take into account any restrictions that you wish to place on the types of products or investment strategy you would be willing to consider. We are committed to providing the highest standard of financial advice and service possible. The interest of our clients is paramount to us and to achieve this we have designed our systems and procedures to place you at the heart of our business. In doing so, we will: • be open, honest and transparent in the way we deal with you; • not place our interests above yours; • communicate clearly, promptly and without jargon; • Seek your views and perception of our dealings with you to ensure it meets your expectations or to identify any improvements required.

Your aims and objectives. Unless we notify you in writing to the contrary, we will be treating you as a “retail client” for investment business. This means that you are afforded the highest level of protection under the regulatory system and should have the right to take any complaint to the Financial Ombudsman Service. Any advice or recommendation(s) we offer to you will only be given after we have assessed your needs and considered your financial objectives, attitude to risk and capacity to bear any losses. We will also take into account any restrictions that you wish to place on the types of products or investment strategy you would be willing to consider. We are committed to providing the highest standard of financial advice and service possible. The interest of our clients is paramount to us and to achieve this we have designed our systems and procedures to place you at the heart of our business. In doing so, we will: • be open, honest and transparent in the way we deal with you; • not place our interests above yours; • communicate clearly, promptly and without jargon; • Seek your views and perception of our dealings with you to ensure it meets your expectations or to identify any improvements required.;

Your aims and objectives. Unless we notify you in writing to the contrary, we will be treating you as a “retail client” for investment business. This means that you are afforded the highest level of protection under the regulatory system and should have the right to take any complaint to the Financial Ombudsman Service. Any advice or recommendation(s) we offer to you will only be given after we have assessed your needs and considered your financial objectives, attitude to risk and capacity to bear any losses. We will also take into account any restrictions that you wish to place on the types of products or investment strategy you would be willing to consider. We are committed to providing the highest standard of financial advice and service possible. The interest of our clients is paramount to us and to achieve this we have designed our systems and procedures to place you at the heart of our business. In doing so, we will: •  be open, honest and transparent in the way we deal with you; •  not place our interests above yours; •  communicate clearly, promptly and without jargon; •  Seek your views and perception of our dealings with you to ensure it meets your expectations or to identify any improvements required.

Your aims and objectives. Unless we notify you in writing to the contrary, we will be treating you as a “retail client” for investment business. This means that you are afforded the highest level of protection under the regulatory system and should have the right to take any complaint to the Financial Ombudsman Service. Any advice or recommendation(s) we offer to you will only be given after we have assessed your needs and considered your financial objectives, attitude to risk and capacity to bear any losses. We will also take into account any restrictions that you wish to place on the types of products or investment strategy you would be willing to consider. We are committed to providing the highest standard of financial advice and service possible. The interest of our clients is paramount to us and to achieve this we have designed our systems and procedures to place you at the heart of our business. In doing so, we will: • be open, honest and transparent in the way we deal with you; • not place our interests above yours; • communicate clearly, promptly and without jargon; • Seek From time to time we will seek your views and perception of our dealings with you to ensure it meets your expectations or to identify any improvements required.

Your aims and objectives. Unless we notify you in writing to the contrary, we will be treating you as a “retail client” for investment business. This means that you are afforded the highest level of protection under the regulatory system and should have the right to take any complaint to the Financial Ombudsman Service. Any advice or recommendation(s) we offer to you will only be given after we have assessed your needs and considered your financial objectives, attitude to risk and capacity to bear any losses. We will also take into account any restrictions that you wish to place on the types of products or investment strategy you would be willing to consider. We are committed to providing the highest standard of financial advice and service possible. The interest of our clients is paramount to us and to achieve this we have designed our systems and procedures to place you at the heart of our business. In doing so, we will: • be open, honest and transparent in the way we deal with you; • not place our interests above yours; • communicate clearly, promptly and without jargon; • Seek your views and perception of our dealings with you to ensure it meets your expectations or to identify any improvements required.. •

Your aims and objectives. Unless we notify you in writing to the contrary, we will be treating you as a “retail client” for investment business. This means that you are afforded the highest level of protection under the regulatory system and should have the right to take any complaint to the Financial Ombudsman Service. Any advice or recommendation(s) we offer to you will only be given after we have assessed your needs and considered your financial objectives, attitude to risk and capacity to bear any losses. We will also take into account any restrictions that you wish to place on the types of products or investment strategy you would be willing to consider. We are committed to providing the highest standard of financial advice and service possible. The interest of our clients is paramount to us and to achieve this we have designed our systems and procedures to place you at the heart of our business. In doing so, we will: • be open, honest and transparent in the way we deal with you; • not place our interests above yours; • communicate clearly, promptly and without jargon; • Seek your views and perception of our dealings with you to ensure it meets your expectations or to identify any improvements required.

Your aims and objectives. Unless we notify you in writing to the contrary, we will be treating you as a “retail client” for investment business. This means that you are afforded the highest level of protection under the regulatory system and should have the right to take any complaint to the Financial Ombudsman Service. Any advice or recommendation(s) we offer to you will only be given after we have assessed your needs and considered your financial objectives, attitude to risk and capacity to bear any losses. We will also take into account any restrictions that you wish to place on the types of products or investment strategy you would be willing to consider. We are committed to providing the highest standard of financial advice and service possible. The interest of our clients is paramount to us and to achieve this we have designed our systems and procedures to place you at the heart of our business. In doing so, we will: • be open, honest and transparent in the way we deal with you; . • not place our interests above yours; . • communicate clearly, promptly and without jargon; • Seek your views and perception of our dealings with you to ensure it meets your expectations or to identify any improvements required.

Your aims and objectives. Unless we notify you in writing to the contrary, we will be treating you as a “retail client” for investment business. This means that you are afforded the highest level of protection under the regulatory system and should have the right to take any complaint to the Financial Ombudsman Service. Any advice or recommendation(s) we offer to you will only be given after we have assessed your needs and considered your financial objectives, attitude to risk and capacity to bear any losses. We will also take into account any restrictions that you wish to place on the types of products or investment strategy you would be willing to consider. We are committed to providing the highest standard of financial advice and service possible. The interest of our clients is paramount to us and to achieve this we have designed our systems and procedures to place you at the heart of our business. In doing so, we will: •  be open, honest and transparent in the way we deal with you; •  not place our interests above yours; •  communicate clearly, promptly and without jargon; • Seek  seek your views and perception of our dealings with you to ensure it meets your expectations or to identify any improvements required.

Your aims and objectives. Unless we notify you in writing to the contrary, we will be treating you as a “retail client” for investment business. This means that you are afforded the highest level of protection under the regulatory system and should have the right to take any complaint to the Financial Ombudsman Service. Any advice or recommendation(s) we offer to you will only be given after we have assessed your needs and considered your financial objectives, attitude to risk and capacity to bear any losses. We will also take into account any restrictions that you wish to place on the types of products or investment strategy you would be willing to consider. We are committed to providing the highest standard of financial advice and service possible. The interest of our clients is paramount to us and to achieve this we have designed our systems and procedures to place you at the heart of our business. In doing so, we will: •  be open, honest and transparent in the way we deal with you; •  not place our interests above yours; •  communicate clearly, promptly and without jargon; • Seek your views We only accept instructions in writing (paper or electronic means) to aid clarification and perception of our dealings with you avoid future misunderstandings. Please note we will not act on oral instructions to ensure it meets your expectations or to identify avoid any improvements requiredpossible misunderstandings.