Common use of What you are not covered for Clause in Contracts

What you are not covered for. Any medical condition set out under “Health exclusions” on page B3. • Any claim where you do not take your prescribed medication or follow vaccinations or other preventative measures (such as malaria tablets) as recommended by: - your doctor before you travel; - the doctor treating you while you are away; - the Danish Ministry of Foreign Affairs (Udenrigsministeriet), World Health Organisation (WHO) or any government or other official authority. • Costs relating to pregnancy except where these arise from complications or early birth (more than 8 weeks prior to your due date). • The cost of: - services or treatment that we have not agreed, and, in the opinion of the doctor treating you or our medical advisers (or both), can wait until you return to Denmark; - treatment which is not directly related to the illness or injury that caused the claim; - taxi fares and phone calls (including mobile calls); - meals, beverages and car hire; - having a single or private room; - travel and accommodation of a higher standard than those originally booked for your trip; - travel and accommodation for more than one person to stay with you or travel to be with - replacing any medication you were using when you began your trip; - services or treatments you receive within Denmark; - your burial or cremation within Denmark; or - dental work not needed in an emergency, replacing or repairing false teeth or artificial teeth (such as crowns), or any work involving the use of precious metals. i Special conditions and notes applying to section 1

What you are not covered for. An excess of DKK 190. • Any medical condition set out under “Health exclusions” on page B3. • Any claim where you do not take your prescribed medication or follow vaccinations or other preventative measures (such as malaria tablets) as recommended by: - your doctor before you travel; - the doctor treating you while you are away; - the Danish Ministry of Foreign Affairs (Udenrigsministeriet), World Health Organisation (WHO) or any government or other official authority. • Costs relating to pregnancy except where these arise from complications or early birth (more than 8 weeks prior to your due date). • The cost of: - services or treatment that we have not agreed, and, in the opinion of the doctor treating you or our medical advisers (or both), can wait until you return to Denmark; - treatment which is not directly related to the illness or injury that caused the claim; - taxi fares and phone calls (including mobile calls); - meals, beverages and car hire; - having a single or private room; - travel and accommodation of a higher standard than those originally booked for your trip; - travel and accommodation for more than one person to stay with you or travel to be with - replacing any medication you were using when you began your trip; - services or treatments you receive within Denmark; - your burial or cremation within Denmark; or - dental work not needed in an emergency, replacing or repairing false teeth or artificial teeth (such as crowns), or any work involving the use of precious metals. i Special conditions and notes applying to section 1