CAMELS Rating definition

CAMELS Rating means the rating assigned to a state financial institution bank by the Commissioner or by the state financial institution’s bank's appropriate federal banking agency, based on a composite evaluation of the following six individual performance components: Capital, Asset Quality, Management, Earnings, Liquidity and Sensitivity to Market Risk. The CAMELS Rating, and the rating assigned to each individual performance component, will be assigned a number from a range of 1 through 5, with 1 being the highest possible rating and 5 being the lowest possible rating.
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CAMELS Rating means the CAMELS Rating assigned to Avenue Bank by its principal banking regulator, reflecting the following factors: (i) capital adequacy, (ii) asset quality, (iii) management quality, (iv) earnings, (v) liquidity and (vi) sensitivity to market risk.
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CAMELS Rating means the most recent CAMELS rating given for its --------------- safety and soundness.
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Examples of CAMELS Rating in a sentence

  • Components of the CAMELS Rating or ROCA Rating When assessing the component ratings for CAMELS or ROCA, examiners should consider the following: Capital Adequacy6 When evaluating the capital component for affected institutions, examiners should consider any asset losses, extraordinary expenses, unexpected deposit growth, contingent liabilities and risks that were incurred as a result of a major disaster.

  • Copy of Risk Assessment Procedures.The other information and data such as Capital Adequacy Ratio, Non-Performing Loans (NPL) Ratio, CAMELS Rating, and Compliance with Prudential Regulations shall be obtained from other Departments of BB.

  • The other information and data such as Capital Adequacy Ratio, Non-Performing Loans (NPL) Ratio, CAMELS Rating, and Compliance with Prudential Regulations shall be obtained from other Departments of BB.

  • RAS and the CAMELS Rating System‌The OCC’s RAS provides a consistent means of measuring risk and determining when examiners should expand the examination scope or require action by bank management to address concerns before they compromise the bank’s safety or soundness.

  • CAMELS Rating UpdatesReserve Bank personnel are required to update a CAMELS1 rating for any state member bank 1.

  • Oceanographic instrumentation (ADCP/CTB) for coupling ocean characteristics to the atmosphere.

  • Description of Performance:Percentage of National Banks and Federal Savings Associations with Composite CAMELS Rating of 1 or 2:The composite Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, and Sensitivity (CAMELS) rating reflects the overall condition of a national bank or federal savings association.

  • The outcomes are binary variables indicating the occurrence of physical abuse in terms of slapping, hair pulling or arm twisting, elicited using the list experiment technique and direct questioning.

  • In addition, we may notbe able to hire and retain enough skilled and experienced employees to replace those who leave or may not be able to deploy and retain our employees to keep pace with continuing changes in technology, evolving standards and changing customer preferences.

  • CAMELS Rating System – A term defined by bank supervisory authorities, referring to Capital, Assets, Management, Earnings, Liquidity, and Sensitivity to market risk CEO – Chief Executive Officer CFO – Chief Financial Officer CFPB – Consumer Finance Protection Bureau Charter Consolidation – Synovus’ consolidation of its 30 banking subsidiaries into a single bank charter in 2010 Code – Internal Revenue Code of 1986, as amended Common Stock – Common Stock, par value $1.00 per share, of Synovus Financial Corp.

Related to CAMELS Rating

  • Moody’s Rating means, at any time, the rating issued by Moody's and xxxx xx effect with respect to the Borrower's senior unsexxxxx xong-term debt securities without third-party credit enhancement.

  • Xxxxx’x Rating means, at any time, the rating issued by Xxxxx’x and then in effect with respect to the Borrower’s senior unsecured long-term debt securities without third-party credit enhancement.

  • S&P Rating means, at any time, the rating issued by S&P and then in effect with respect to the Borrower's senior unsecured long-term debt securities without third-party credit enhancement.

  • Risk Rating means, with respect to any Loan at any time, if such Loan is at such time (i) rated by both S&P and Moody’s, the lower of such ratings, (ii) rated by either S&P or Moody’s, such rating or (iii) not rated by either S&P or Moody’s, the rating determined by the Servicer’s risk rating model.

  • Index Debt Rating means the S&P Rating, the Xxxxx’x Rating and the Fitch Rating.

  • Moody’s means Xxxxx’x Investors Service, Inc. and any successor thereto.

  • Debt Rating has the meaning specified in the definition of “Applicable Rate.”

  • Ratings As of any date of determination, the ratings, if any, of the Certificates as assigned by the Rating Agencies.

  • Corporate Rating an opinion issued by S&P of an obligor’s overall financial capacity (its creditworthiness) to pay its financial obligations.

  • Threshold Rating means the short-term unsecured debt rating of P-1 by Moody’s and the short-term issuer credit rating of A-1 by Standard & Poor’s.

  • approved rating means, for a security, a rating at or above one of the following rating categories issued by an approved rating organization for the security or a rating category that replaces a category listed below:

  • Initial Rating With respect to the Secured Notes, the rating or ratings, if any, indicated in Section 2.3.

  • Investment Grade Credit Rating means (a) with respect to Fitch, a credit rating of BBB- or higher, (b) with respect to Xxxxx’x, a credit rating of Baa3 or higher and (c) with respect to S&P, a credit rating of BBB- or higher.

  • Fitch Rating means, at any time, the rating published by Fitch of the Borrower’s Index Debt.

  • Credit Rating means, with respect to any entity, the rating then assigned to such entity’s unsecured, senior long-term debt obligations (not supported by third party credit enhancements) or if such entity does not have a rating for its senior unsecured long-term debt, then the rating then assigned to such entity as an issuer rating by S&P, Moody’s or any other rating agency agreed by the Parties as set forth in the Cover Sheet.

  • Moody s” means Moody’s Investors Service, Inc.

  • Rating means the operating limits as specified by the component manufacturer.

  • Investment Grade Rating means a rating equal to or higher than Baa3 (or the equivalent) by Xxxxx’x and BBB- (or the equivalent) by S&P, or an equivalent rating by any other Rating Agency.

  • Highest Rating Category means, with respect to a Permitted Investment, that the Permitted Investment is rated by S&P or Moody’s in the highest rating category given by that rating agency for that general category of security. By way of example, the Highest Rating Category for tax exempt municipal debt established by S&P is “A 1+” for debt with a term of one year or less and “AAA” for a term greater than one year, with corresponding ratings by Moody’s of “MIG 1” (for fixed rate) or “VMIG 1” (for variable rate) for three months or less and “Aaa” for greater than three months. If at any time (i) both S&P and Moody’s rate a Permitted Investment and (ii) one of those ratings is below the Highest Rating Category, then such Permitted Investment will, nevertheless, be deemed to be rated in the Highest Rating Category if the lower rating is no more than one rating category below the highest rating category of that rating agency. For example, a Permitted Investment rated “AAA” by S&P and “Aa3” by Moody’s is rated in the Highest Rating Category. If, however, the lower rating is more than one full rating category below the Highest Rating Category of that Rating Agency, then the Permitted Investment will be deemed to be rated below the Highest Rating Category. For example, a Permitted Investment rated “AAA” by S&P and “A1” by Moody’s is not rated in the Highest Rating Category.

  • S&P Global Ratings means S&P Global Ratings, a division of S&P Global.

  • Long-Term Rating means, for any entity (a) in the case of Moody’s, the long-term senior unsecured debt rating of such entity and (b) in the case of S&P, the long-term issuer credit rating of such entity.

  • Required Rating means, in the case of Moody's, the rating assigned to the Underlying Securities by Moody's as of the Closing Date, and, in the case of S&P, the rating assigned to the Underlying Securities by S&P as of the Closing Date.

  • Designated Rating means, for a security or instrument, a rating issued by a designated rating organization, or its DRO affiliate, that is at or above one of the following rating categories, or that is at or above a category that replaces one of the following rating categories, if

  • Debt Ratings has the meaning specified in the definition of “Applicable Rate.”

  • Fitch means Fitch Ratings, Inc., and its successors in interest.