CAMELS Rating definition

CAMELS Rating means the rating assigned to a state financial institution bank by the Commissioner or by the state financial institution’s bank's appropriate federal banking agency, based on a composite evaluation of the following six individual performance components: Capital, Asset Quality, Management, Earnings, Liquidity and Sensitivity to Market Risk. The CAMELS Rating, and the rating assigned to each individual performance component, will be assigned a number from a range of 1 through 5, with 1 being the highest possible rating and 5 being the lowest possible rating.
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CAMELS Rating means the most recent CAMELS rating given for its --------------- safety and soundness.
Sample 1
CAMELS Rating means the CAMELS Rating assigned to Avenue Bank by its principal banking regulator, reflecting the following factors: (i) capital adequacy, (ii) asset quality, (iii) management quality, (iv) earnings, (v) liquidity and (vi) sensitivity to market risk.
Sample 1

Examples of CAMELS Rating in a sentence

  • The other information and data such as Capital Adequacy Ratio, Non-Performing Loans (NPL) Ratio, CAMELS Rating, and Compliance with Prudential Regulations shall be obtained from other Departments of BB.

  • National Banks with Composite CAMELS Rating of 1 or 2The composite CAMELS (Capital adequacy, Asset quality, Management, Earnings, Liquidity, and Sensitivity to market risk) rating reflects the overall condition of a bank.

  • Description of Performance:Percentage of National Banks and Federal Savings Associations with Composite CAMELS Rating of 1 or 2:The composite Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, and Sensitivity (CAMELS) rating reflects the overall condition of a national bank or federal savings association.

  • In the 1980s the focus has moved to aspects like customer satis- faction by the use of tools like Total Quality Management, Six Sigma, Baldrige Award, CAMELS Rating System etc.

  • Components of the CAMELS Rating or ROCA Rating When assessing the component ratings for CAMELS or ROCA, examiners should consider the following: Capital Adequacy6 When evaluating the capital component for affected institutions, examiners should consider any asset losses, extraordinary expenses, unexpected deposit growth, contingent liabilities and risks that were incurred as a result of a major disaster.

  • Module D: Profitability and Productivity and Consumers � Measuring and Evaluating Financial Institutions Performance, CAMELS Rating.

  • An examination using CAMELS Rating System”, International Business Research, Vol.4, No.2, Canadian Center of Science and Education Dash, E.

  • Barlow, PAR/WACHA 2/6/2019 Right of Setoff on Deposit Accounts & Loans: Legal Issues Elizabeth Fast, Spencer Fane LLP 2/7/2019 C-Suite Series: CAMELS Rating for Executives Ann Brode-Harner, Brode Consulting Services, Inc.

  • There is some evidence that risk factors for abuse and abusive behaviours differ between those two groups.45 Research studies reviewed did not usually provide a definition of family caregivers or differentiate between caregiving and co‐residency, thus, in many instances; the abuse may have been inflicted by someone in the home who is not in a caregiving role.

  • The data collected to measure financial performance of each bank was applied to the CAMELS Rating System model.

Related to CAMELS Rating

  • Moody’s Rating means, at any time, the rating issued by Moody's and xxxx xx effect with respect to the Borrower's senior unsexxxxx xong-term debt securities without third-party credit enhancement.

  • Mxxxx’x Rating means, with respect to a Reference Obligation, as of any date of determination:

  • Xxxxx’x Rating means, at any time, the rating issued by Xxxxx’x and then in effect with respect to the Borrower’s senior unsecured long-term debt securities without third-party credit enhancement.

  • S&P Rating means, at any time, the rating issued by S&P and then in effect with respect to the Borrower’s senior unsecured long-term debt securities without third-party credit enhancement.

  • Index Debt Rating means the S&P Rating, the Xxxxx’x Rating and the Fitch Rating.

  • Moody’s means Xxxxx’x Investors Service, Inc.

  • Debt Rating has the meaning specified in the definition of “Applicable Rate.”

  • Ratings As of any date of determination, the ratings, if any, of the Certificates as assigned by the Rating Agencies.

  • Corporate Rating an opinion issued by S&P of an obligor’s overall financial capacity (its creditworthiness) to pay its financial obligations.

  • Threshold Rating means the short-term unsecured debt rating of P-1 by Moody's and A-1 by Standard & Poor's.

  • Initial Rating With respect to the Secured Notes, the rating or ratings, if any, indicated in Section 2.3.

  • Investment Grade Credit Rating means (a) with respect to Fitch, a credit rating of BBB- or higher, (b) with respect to Xxxxx’x, a credit rating of Baa3 or higher and (c) with respect to S&P, a credit rating of BBB- or higher.

  • Fitch Rating means, at any time, the rating issued by Fitch and then in effect with respect to the Borrower’s senior unsecured long-term public debt securities without third-party credit enhancement (it being understood that if the Borrower does not have any outstanding debt securities of the type described above but has an indicative rating from Fitch for debt securities of such type, then such indicative rating shall be used for determining the “Fitch Rating”).

  • Credit Rating means the rating assigned by a Rating Agency to the senior unsecured long term Indebtedness of a Person.

  • Moody s” means Moody’s Investors Service, Inc.

  • Rating means the operating limits as specified by the component manufacturer.

  • Investment Grade Rating means a rating equal to or higher than Baa3 (or the equivalent) by Moody’s and BBB- (or the equivalent) by S&P, or an equivalent rating by any other Rating Agency.

  • Highest Rating Category means, with respect to a Permitted Investment, that the Permitted Investment is rated by S&P or Moody’s in the highest rating category given by that rating agency for that general category of security. By way of example, the Highest Rating Category for tax exempt municipal debt established by S&P is “A 1+” for debt with a term of one year or less and “AAA” for a term greater than one year, with corresponding ratings by Moody’s of “MIG 1” (for fixed rate) or “VMIG 1” (for variable rate) for three months or less and “Aaa” for greater than three months. If at any time (i) both S&P and Moody’s rate a Permitted Investment and (ii) one of those ratings is below the Highest Rating Category, then such Permitted Investment will, nevertheless, be deemed to be rated in the Highest Rating Category if the lower rating is no more than one rating category below the highest rating category of that rating agency. For example, a Permitted Investment rated “AAA” by S&P and “Aa3” by Moody’s is rated in the Highest Rating Category. If, however, the lower rating is more than one full rating category below the Highest Rating Category of that Rating Agency, then the Permitted Investment will be deemed to be rated below the Highest Rating Category. For example, a Permitted Investment rated “AAA” by S&P and “A1” by Moody’s is not rated in the Highest Rating Category.

  • S&P Global Ratings means S&P Global Ratings, a division of S&P Global.

  • Long-Term Rating has the meaning specified in the Intercreditor Agreement.

  • Required Rating means a short-term unsecured debt rating of “A-1+” by S&P Global Ratings and “F1+” by Fitch.

  • Designated Rating means, for a security or instrument, a rating issued by a designated rating organization, or its DRO affiliate, that is at or above one of the following rating categories, or that is at or above a category that replaces one of the following rating categories, if

  • Debt Ratings has the meaning specified in the definition of “Applicable Rate.”

  • Fitch means Fitch Ratings, Inc., and its successors in interest.

  • Investment Grade Rating Date means the date on which the Borrower first obtains an Investment Grade Rating.

  • Moody’s Second Trigger Ratings Threshold means, with respect to Party A, the guarantor under an Eligible Guarantee or an Eligible Replacement, (i) if such entity has a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3” and a short-term unsecured and unsubordinated debt rating from Moody’s of “Prime-2”, or (ii) if such entity does not have a short-term unsecured and unsubordinated debt rating from Moody’s, a long-term unsecured and unsubordinated debt rating or counterparty rating from Moody’s of “A3”.