Credit Model definition

Credit Model. – means the CreditModelTM Financial Institutions statistical model1 developed by S&P Global Market Intelligence, a division of S&P Global Inc.
Credit Model means the models, algorithms, formulae and others aspects of the automated credit scoring system used to approve or deny an application for credit under a Program and adopted by Bank, as further described in documentation for the Loan risk model provided by Company to Bank from time to time. For avoidance of doubt, the Underwriting Guidelines shall not be considered part of the Credit Model.
Credit Model means a Licence Package based on the number of permitted Transactions that may be carried out by the Customer using the Service, drawn down from Credit.

Examples of Credit Model in a sentence

  • The items in the item bank are calibrated based on the Generalized Partial Credit Model (GPCM) (Muraki, 1992) (see Equation 6‑1).

  • The gearing adjustment will not apply where a guarantor is classed as a Special Category Employer, or where the guarantor is CRA Rated, but is applied if the guarantor is scored by the Credit Model.

  • Relevant data points include:• percentage of youth for whom records are requested within 2 days of enrollment; and• percentage of youth for whom records are forwarded within 2 days of disenrollment or a request.Partial Credits: See Partial Credit Model Policy.

  • Student scores are obtained by creating raw-to-scale score lookup tables in advance of receiving student data by using the fixed item parameters (e.g. b-values and step-values for the Rasch Partial Credit Model).

  • The Retail Credit Model is geared towards high volume, small transaction sized businesses wherein credit appraisals of fresh exposures are guided by statistical models and are managed on the basis of aggregate product portfolios.

  • In order to comply with the law, school districts must issue partial credits pursuant to their own calculation method or use the Partial Credit Model Policy.

  • Partially Observed Mixtures of IRT Models: An Extension of the Generalized Partial Credit Model.

  • AES staff has expertise in IRT models including, but not limited to, the Rasch model, Partial Credit Model, and three-parameter IRT model.

  • The more important observation, however, is that the link by HAQ8 allows us to relate the answers in SI01 and GAR9.In order to construct the conversion key, the data are modelled by the polytomous Raschmodel according to Masters (1982), also known as the Partial Credit Model.

  • In addition, Dr. Curphy has begun to meet with each of the Superintendents to review the Dual Credit Model Partnership agreement and the Shawnee Community College Agreement.


More Definitions of Credit Model

Credit Model. 5 means the tools developed statistically by a member to indicate the probability of a member’s client repayment.
Credit Model means the technological function issued by Elixium and described as such on the Elixium Website; “ Data Distribution Agreement” means the agreement (if any) described as such and entered into between
Credit Model. – means the CreditModelTM Financial Institutions statistical model1

Related to Credit Model

  • Revolving Credit Availability means, at any particular time, the amount by which (x) the Aggregate Revolving Loan Commitment at such time exceeds (y) the Dollar Amount of the Revolving Credit Obligations outstanding at such time.

  • Revolving Credit means the credit facility for making Revolving Loans and Swing Loans and issuing Letters of Credit described in Sections 1.2, 1.3 and 1.7 hereof.

  • Availability Credit means the remedy IBM will provide for a validated Claim. The Availability Credit will be applied in the form of a credit or discount against a future invoice of subscription charges for the Service.