Earned premium definition

Earned premium means the portion of premium paid by an insured that has been
Earned premium means the "premium" plus any rate credits or recoupments, applicable to an accounting period whether received before, during, or after such period.
Earned premium as used herein is equal to the sum of the Net Premiums Written on the business covered hereunder during the period under consideration, plus the unearned premium reserve as respects premiums in force at the beginning of such period, less the unearned premium reserve as respects premiums in force at the end of the period, said unearned premium is to be calculated on a monthly pro rata basis.

Examples of Earned premium in a sentence

  • Earned premium shall be computed pro rata except there shall be no return premium in the event of a loss or occurrence prior to the date of termination which gives rise to a valid claim under this Contract.


More Definitions of Earned premium

Earned premium means the portion of premiums paid by the insured “Employer” and/or his “Employees” that has been allocated, in an accounting sense, to the “Carrier’s” loss experience, expenses and profit year to date during the reporting period.
Earned premium means the portion of premium paid by an insured that has been allocated to the insurer’s loss experience, expenses, and profit year to date;
Earned premium means the statutory accounting definition for premium for health insurance coverage on a direct basis as contained in the then current NAIC Accounting Practices and Procedures Manual, plus or minus any portions of premium associated with group conversion privileges the issuer transfers between Group and Individual lines of business in its Annual Statement accounting, plus or minus any experience rating refunds paid or received, except as follows:
Earned premium means the total gross premiums that become due to the insurer adjusted for the change in unearned premium reserve. The insurer may reduce earned premium only for refunds and adjustments due to termination of coverage. The unearned premium reserve is calculated according to the refund formula in WAC 284-34-190.
Earned premium means the amount portion of the total premium for each year in the experience period on a collected basis that corresponds to the coverage provided during a given time period.
Earned premium the Earned Premium, obtained in the limits of the Insurance Period by a concrete date, represents: a) the consolidated premium corresponding to his/her entire Insurance Period in the case when the Insurance Period is expired by a concrete date; b) a part of the consolidated premium corresponding to his/her entire Insurance Period, which equals to the number of days elapsed from commencement of the Insurance Period to the above mentioned concrete date against the duration measured during the days of entire Insurance Period in the case if the Insurance Period is not expired by the concrete date;
Earned premium means the prorated portion of the full, actual premium charged to the group members that is applicable to the group's accounting period or fiscal year.