Unitrin Direct definition

Unitrin Direct means the business of the Borrower or its Subsidiaries which markets policies in respect of automobile and homeowners insurance directly to consumers primarily through direct mail, websites and web insurance portals, "click- throughs," radio advertising and employee-sponsored voluntary benefit programs.
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Examples of Unitrin Direct in a sentence

  • We acquired Merastar Insurance to add to our Unitrin Direct business and are in the process of acquiring Primesco, Inc.

  • Results of our property and casualty insurance businesses declined mostly due to higher losses and increased marketing dollars spent to expand our Unitrin Direct business.

  • The Company estimates that, as a result of Hurricane Katrina’s landfall in Louisiana, Mississippi and Alabama, the Unitrin Direct, Unitrin Specialty and Unitrin Business Insurance segments together incurred $0.4 million of losses and LAE in excess of their retention of $4.0 million and recorded a reinstatement premium of $0.1 million in 2005.

  • Their 2006 combined ratio was a 107.7 and this was adversely impacted by an excessively high expense ratio of 49.9. UBI has been going through quite a bit of restructuring in the past several years and it, like Unitrin Direct, needs to get bigger in order to push down its expense ratio.

  • While Kemper and Unitrin Specialty both market through independent agents and brokers, our Unitrin Direct business markets auto insurance directly to consumers primarily through direct mail, web insurance portals, “click-throughs”, its own web site and TV advertising.

  • This acquisition will complement Unitrin Direct by providing both the capability to market homeowners products, which they currently do not have, and providing an additional sales channel to reach consumers.

  • In addition, the Unitrin Direct segment incurred $0.1 million of losses and LAE in Florida which occurred too early to be aggregated with the losses in the other Gulf states under its reinsurance program.

  • We increased the marketing spending at Unitrin Direct, much of which goes to the bottom line, after-tax, and we needed to increase the loan loss reserves at Fireside Bank.

  • The annual program covering the Unitrin Direct, Unitrin Specialty and Unitrin Business Insurance segments provided, effective January 1, 2005, coverage of $36 million above retention of $4 million.

  • Unitrin Direct Insurance Company Lease between Xxxx-Xxxx-R Company No. 1 L.P., Lessor, and Unitrin Direct Insurance Company, Lessee, dated December 31, 2003.

Related to Unitrin Direct

  • shadow director means, in relation to a company, any person in accordance with whose directions or instructions the directors of the company are accustomed to act, but the person is not deemed to be a shadow director by reason only that the directors act on advice given by that person in a professional capacity; and

  • Non-Management Director means any Person selected in accordance with Article IV of this Agreement who is not a Management Director.

  • Company Director means a member of the Board.

  • Benefits Committee means the Employee Benefits Committee of Textron.

  • Independent Director/Trustee means any; (i) director or trustee of an Invesco Mutual Fund who is not an “interested person” (as defined in Section 2(a)(19) of the Investment Company Act) of an Invesco Mutual Fund; (ii) director or trustee of an Invesco ETP who is not an “interested person” (as defined in Section 2(a)(19) of the Investment Company Act) of an Invesco ETP; or (iii) member of the Invesco Canada Independent Review Committee, Invesco Canada Funds Advisory Board or Board of Directors of Invesco Corporate Class Inc. who has no other executive responsibilities or engagement in an Invesco Canada Fund or Invesco NA’s day-to-day activities beyond the scope of their duties as director/trustee.

  • AGLC means the Alberta Gaming and Liquor Commission.

  • Nominating and Corporate Governance Committee means the nominating and corporate governance committee of the board of directors of the Company established pursuant to the Articles, or any successor committee.

  • Corporate Group means the Corporation and its Subsidiaries treated as a single consolidated entity.

  • Independent Manager shall refer to a member of the Board that meets the standards of an “independent director” set forth in NASDAQ Marketplace Rule 4200(a)(15) (on any successor rule) with respect the Company, the Administrator and their respective affiliates. In the event a Special Committee is formed, the term “Independent Manager” shall, as the context requires, refer generically to each Independent Manager.

  • Controlling Company shall have the meaning set forth in Section 10.02(a) of this Agreement.

  • Deputy Director means the Deputy Director of the Authority, as the case may be.

  • Parent Directors means the Directors elected or appointed pursuant to Articles 53 – 56 inclusive;

  • Relevant Nominating Body means, in respect of a benchmark or screen rate (as applicable):

  • Non-Managing Member means any Member other than the Managing Member.

  • Sub-Manager Any Person with which the Property Manager or the Special Servicer has entered into a Sub-Management Agreement.

  • Executive Management means the CEO and the CFO for purposes of administering this Plan.