Maturity Refund/Dividend This insurance does not provide a maturity refund or dividend. ５．Cancellation Refund You can cancel your contract and is entitled to receive refund only in case such request is made to AirAsia X, Thai AirAsiaX, Indonesia AirAsia X or AirAsia Japan after you purchase insurance and also before your departure. ＜Definition＞ For the purpose of this Important Information, the terms used therein shall be respectively defined as follow. Objective medical opinion Shall mean an abnormal observation found through physical, neurological, clinical, imaging test, etc. Other insurance contract Shall mean other insurance contracts or mutual aid contracts which provide compensation totally or partially the same as this insurance. These include for overseas travel, ordinary personal accident, and saving-type accident. Infectious diseases Cholera, plague, smallpox, typhus, Lassa fever, malaria, yellow fever, severe acute respiratory syndrome (SARS), Ebola hemorrhagic fever, highly pathogenic avian influenza, dysentery, etc. Pre-existing condition Shall mean a condition that occurred and was treated prior to the commencement of the covered period. The term “condition” in this context does not include conditions resulting from pregnancy, childbirth, premature birth or miscarriage, or dental disease. ‘Information to Note’ gives an account of special matters, including those which may be disadvantageous to policyholders. Please read carefully before applying for overseas travel insurance. This document does not cover all the details with respect to your insurance contract. You should refer to more details on ‘The Insurance Policy ’.Please do not hesitate to contact Sompo Japan Nipponkoa Customer Center if you have questions. In cases where the policyholder is not the insured, the policyholder should explain the contents of ‘Important Information’ to the insured. Also please inform to your family that you purchase this Travel Insurance.
