OTHER REGULATIONS. 1. Amendment and supplement of these Terms and Conditions: The Bank is allowed to replace, amend and supplement these Terms and Conditions on credit card issuance and use and notify the Cardholder in methods including directly sending via mail (or electronic mail) to addresses provided by the Cardholder to the Bank/Timo Channel or posting on website of the Bank and/or Timo Channel or posting at transaction locations of the Bank/Timo Channel at least 07 days in advance. Replaced, amended and supplemented content shall be valid if the Cardholder still keeps using the Card after the above replacement, amendment and supplement take effect, unless the Cardholder disagrees by contacting the Bank/Timo Channel to show his/her intention to terminate Card use under these Terms and Conditions.
2. Telephone correspondence: The Cardholder agrees that by making phone calls or accepting phone calls from the Bank/Timo Channel or a Third party authorized by the Bank/Timo Channel, the Bank or a Third party authorized by the Bank/Timo Channel may record phone calls and use for purposes, including but not limited to, improvement of quality of products and services supplied to the Cardholder, supply of evidences during dispute settlement or administrative procedures and lawsuits (if any).
3. Transfer: The Cardholder is not allowed to partly or wholly transfer rights and/or obligations of the Cardholder under the Contract to any Third party. The Bank has right to wholly and/or partly transfer or assign its rights and/or obligations under the Contract in other forms to a third party by giving prior notification to the Cardholder. The Cardholder shall take any action or accept any document when the Bank instructs to affect the transfer and assignment prescribed in this Article.
4. Governing law and dispute settlement: These Terms and Conditions are governed by the law of Vietnam. All disputes arising from or related to this contract and/or from services of the Bank shall be settled by Commercial arbitration or the competent People's Court under legal provisions.
5. Limitation of liability: Any lawsuit arising from the Contract or any related action that the Cardholder or any representative of the Cardholder may take against the Bank and liability of the Bank shall be limited to 350,000 VND (three hundred and fifty thousand Vietnamese dongs only) or less, depending on actually proved losses.
OTHER REGULATIONS. This contract is governed and governed by the laws of Vietnam. The registration form for information on the use of Internet Banking service for the Bank, the appendix, terms and conditions of online term deposit and the accompanying documents are an integral part.