Account Closures, Account Restrictions and Delayed Transactions. We maycloseyourAccount at anytimewithout providing advance notice and mayclose your time deposit Account at maturity without advance notice. If we choose to close an Account or you have closed an Account with us, there may be deposits or Items that we receive after the Account has been closed. If this happens, we may returnthedeposit or Item. Wearenot liable for any losstoyoufor returningthefunds, refusing to honor a withdrawal, xxxxxxx other Item. We reserve our right to decline or prevent transactions to or from your Account. This may include refusing, freezing, reversing or limiting any withdrawal, payment, transfer or other transaction on your Account and we shall have no liability for performing any of those actions. WemayrestrictyourAccount, including butnot limited xxxxx ofthefollowing:
(1) There is a conflict or conflicting information over Account ownership, control or activity;
(2) Wearerequired xxxxxxx byusingoursole judgmenttodetermine what isnecessaryto comply;
(3) We suspect fraud or financial exploitation on yourAccount;
(4) We suspect illegal activityon the Account; or
(5) We believe the action is necessaryto protect any loss or riskto Companyorits affiliates. If the Account is closed prior to the end of the Statement period by you, another account owner, or us, any of the rewards (as applicable), as outlined in your Account Opening Disclosure, that were earned will be forfeited and will not be credited to the Account.
Account Closures, Account Restrictions and Delayed Transactions. We may close your Account at any time without providing advance notice and may close your time deposit Account at maturity without advance notice. We may close your Account, conveG your Account to another product type or change your Account Overdrah seGings at any time due to excessive Overdrahs. If your Account is at a zero dollar balance for 60 days, or is not funded for 60 days xxxx opening, it may be closed without notice. You can request to have your Account reopened within 30 days of it being closed. To request to have your Account reopened, please call the Customer Call Center at the phone number located at the beginning of this Agreement, or stop in your local branch. When reopening your Account, we may require you to acknowledge and sign all Account documentation. If an Account is closed and reopened, the Account is subject to our standard terms and fees for that Account type. Any waiver, including but not limited to, the Monthly Maintenance Fee that had been previously applied to the Account, may not apply when it is reopened. If we choose to close an Account or you have closed an Account with us, there may be deposits or Items that we receive xxxx the Account has been closed. If this happens, we may return the deposit or Item. We are not liable for any loss to you for returning the funds, refusing to honor a withdrawal, check or other Item. We reserve our right to decline or prevent transactions to or from your Account. This may include refusing, freezing, reversing or limiting any withdrawal, payment, transfer or other transaction on your Account and we shall have no liability for performing any of those actions. We may restrict your Account, including but not limited to one of the following:
(1) There is a conflict or conflicting information over Account ownership, control or activity;
(2) We are required to by law by using our sole judgment to determine what is necessary to comply;
(3) We suspect fraud or financial exploitation on your Account;
(4) We suspect illegal activity on the Account; or
(5) We believe the action is necessary to protect any loss or risk to FSB. If the Account is closed prior to the end of the Statement period by you, another account owner, or us, any of the rewards (as applicable), as outlined in your Account Opening Disclosure, that were earned will be forfeited and will not be credited to the Account.
