Common use of Additional Security Responsibilities Applicable to All Business Users Clause in Contracts

Additional Security Responsibilities Applicable to All Business Users. You agree that the following additional security responsibilities shall govern the use of the Services: i. You agree that in addition to any other Customer Security Responsibilities outlined in this Agreement or the Account Agreements, you are responsible for ensuring all Online Banking Usernames and Passwords and any other security or access codes are kept strictly confidential and are not provided to or shared with any unauthorized parties. You agree that your Administrators or Authorized Users shall each have their own unique Online Banking Username and Password. You agree to notify us immediately, by calling the Customer Service Center at 000-000-0000 if you believe that any Online Banking Username and/or Password or other security code has been lost, stolen, compromised, or otherwise becomes known to an unauthorized person(s) or if you believe that any transaction or activity is unauthorized or in error. We shall not be liable to you or any third party for any loss incurred as a result of your failure to notify us. You agree to indemnify, defend, and hold Bank harmless from any loss, damages, or expenses, including, but not limited to attorney’s fees, caused by your, your employees’, or your Administrators or Authorized Users failure to keep the Online Banking Username and Password or other security codes confidential and secure. ii. Your use of the Service constitutes your agreement that the Security Responsibilities outlined in this Agreement are commercially reasonable. You acknowledge and agree that these Security Responsibilities are not designed to detect errors in the content of instruction and Transactions. You also understand and agree that these Security Responsibilities, even when properly implemented by use and by you, do not provide a guarantee against unauthorized access to information or unauthorized transactions. Accordingly, you agree to assume risks in connection with the establishment and/or use of the Service. Without limiting the generality of the foregoing, you agree that if Account information is accessed, or if an instruction is made (such as a transfer or payment), by a person using your Online Banking Username and Password or other protected information, we may treat that access request or instruction as being authorized by you if we follow the requirements outlined in this section (even if it was not actually authorized by you), and you agree to be bound by any transactions implemented by those instructions, subject to Applicable Law. iii. You agree to adopt and implement your own commercially reasonable policies, procedures, and system to provide security to information being transmitted and to receive, store, transmit and destroy data or information in a secure manner to prevent loss, theft or unauthorized access to data or information (“Data Breaches”). You also agree that you will promptly investigate any suspected Data Breaches and monitor your system regularly for unauthorized intrusions. You will provide timely and accurate notification to us of any Data Breaches, when known or reasonably suspected by you and will take all reasonable measures, which may include, without limitation, retaining competent forensic experts, to determine the scope of data or transactions affected by the Data Breaches and promptly provide such information to us. iv. THE ONLINE BANKING USERNAMES AND PASSWORDS ARE CONFIDENTIAL AND SHOULD ONLY BE DISCLOSED TO INDIVIDUALS WHO ARE REQUIRED TO KNOW THEM. YOU AGREE TO SAFEGUARD THE ONLINE BANKING USERNAMES AND PASSWORDS AND MAKE THEM AVAILABLE ONLY TO DESIGNATED INDIVIDUALS. YOU HAVE THE SOLE RESPONSIBILITY TO INSTRUCT THOSE INDIVIDUALS THAT THEY MUST NOT DISCLOSE OR OTHERWISE MAKE AVAILABLE TO UNAUTHORIZED PERSONS THE ONLINE BANKING USERNAMES AND PASSWORDS. YOU HAVE THE SOLE RESPONSIBILITY TO ESTABLISH AND MAINTAIN YOUR OWN SECURITY PROCEDURES TO ENSURE THE CONFIDENTIALITY OF ANY PROTECTED ACCESS TO THE ONLINE BANKING USERNAMES AND PASSWORDS.

Additional Security Responsibilities Applicable to All Business Users. You agree that the following additional security responsibilities shall govern the use of the Services: i. You agree that in addition to any other Customer Security Responsibilities outlined in this Agreement or the Account Agreements, you are responsible for ensuring all Online Banking Usernames IDs and Passwords and any other security or access codes are kept strictly confidential and are not provided to or shared with any unauthorized parties. You agree that your Administrators or Authorized Users shall each have their own unique Online Banking Username ID and Password. You agree to notify us immediately, by calling the Customer Service Center at 000-000-0000 if you believe that any Online Banking Username ID and/or Password or other security code has been lost, stolen, compromised, or otherwise becomes known to an unauthorized person(s) or if you believe that any transaction or activity is unauthorized or in error. We shall not be liable to you or any third party for any loss incurred as a result of your failure to notify us. You agree to indemnify, defend, and hold Bank harmless from any loss, damages, or expenses, including, but not limited to attorney’s fees, caused by your, your employees’, or your Administrators or Authorized Users failure to keep the Online Banking Username ID and Password or other security codes confidential and secure. ii. Your use of the Service constitutes your agreement that the Security Responsibilities outlined in this Agreement are commercially reasonable. You acknowledge and agree that these Security Responsibilities are not designed to detect errors in the content of instruction and Transactions. You also understand and agree that these Security Responsibilities, even when properly implemented by use and by you, do not provide a guarantee against unauthorized access to information or unauthorized transactions. Accordingly, you agree to assume risks in connection with the establishment and/or use of the Service. Without limiting the generality of the foregoing, you agree that if Account information is accessed, or if an instruction is made (such as a transfer or payment), by a person using your Online Banking Username ID and Password or other protected information, we may treat that access request or instruction as being authorized by you if we follow the requirements outlined in this section (even if it was not actually authorized by you), and you agree to be bound by any transactions implemented by those instructions, subject to Applicable Law. iii. You agree to adopt and implement your own commercially reasonable policies, procedures, and system to provide security to information being transmitted and to receive, store, transmit and destroy data or information in a secure manner to prevent loss, theft or unauthorized access to data or information (“Data Breaches”). You also agree that you will promptly investigate any suspected Data Breaches and monitor your system regularly for unauthorized intrusions. You will provide timely and accurate notification to us of any Data Breaches, when known or reasonably suspected by you and will take all reasonable measures, which may include, without limitation, retaining competent forensic experts, to determine the scope of data or transactions affected by the Data Breaches and promptly provide such information to us. iv. THE ONLINE BANKING USERNAMES IDS AND PASSWORDS ARE CONFIDENTIAL AND SHOULD ONLY BE DISCLOSED TO INDIVIDUALS WHO ARE REQUIRED TO KNOW THEM. YOU AGREE TO SAFEGUARD THE ONLINE BANKING USERNAMES IDs AND PASSWORDS AND MAKE THEM AVAILABLE ONLY TO DESIGNATED INDIVIDUALS. YOU HAVE THE SOLE RESPONSIBILITY TO INSTRUCT THOSE INDIVIDUALS THAT THEY MUST NOT DISCLOSE OR OTHERWISE MAKE AVAILABLE TO UNAUTHORIZED PERSONS THE ONLINE BANKING USERNAMES IDS AND PASSWORDS. YOU HAVE THE SOLE RESPONSIBILITY TO ESTABLISH AND MAINTAIN YOUR OWN SECURITY PROCEDURES TO ENSURE THE CONFIDENTIALITY OF ANY PROTECTED ACCESS TO THE ONLINE BANKING USERNAMES IDS AND PASSWORDS.

Additional Security Responsibilities Applicable to All Business Users. You agree that the following additional security responsibilities shall govern the use of the Services: i. You agree that in addition to any other Customer Security Responsibilities outlined in this Agreement or the Account Agreements, you are responsible for ensuring all Online Banking Usernames and Passwords and any other security or access codes are kept strictly confidential and are not provided to or shared with any unauthorized parties. You agree that your Administrators or Authorized Users shall each have their own unique Online Banking Username and Password. You agree to notify us immediately, by calling the Customer Service Center at 000877-000-0000 668- 2265 if you believe that any Online Banking Username and/or Password or other security code has been lost, stolen, compromised, or otherwise becomes known to an unauthorized person(s) or if you believe that any transaction or activity is unauthorized or in error. We shall not be liable to you or any third party for any loss incurred as a result of your failure to notify us. You agree to indemnify, defend, and hold Bank harmless from any loss, damages, or expenses, including, but not limited to attorney’s fees, caused by your, your employees’, or your Administrators or Authorized Users failure to keep the Online Banking Username and Password or other security codes confidential and secure. ii. Your use of the Service constitutes your agreement that the Security Responsibilities outlined in this Agreement are commercially reasonable. You acknowledge and agree that these Security Responsibilities are not designed to detect errors in the content of instruction and Transactions. You also understand and agree that these Security Responsibilities, even when properly implemented by use and by you, do not provide a guarantee against unauthorized access to information or unauthorized transactions. Accordingly, you agree to assume risks in connection with the establishment and/or use of the Service. Without limiting the generality of the foregoing, you agree that if Account information is accessed, or if an instruction is made (such as a transfer or payment), by a person using your Online Banking Username and Password or other protected information, we may treat that access request or instruction as being authorized by you if we follow the requirements outlined in this section (even if it was not actually authorized by you), and you agree to be bound by any transactions implemented by those instructions, subject to Applicable Law. iii. You agree to adopt and implement your own commercially reasonable policies, procedures, and system to provide security to information being transmitted and to receive, store, transmit and destroy data or information in a secure manner to prevent loss, theft or unauthorized access to data or information (“Data Breaches”). You also agree that you will promptly investigate any suspected Data Breaches and monitor your system regularly for unauthorized intrusions. You will provide timely and accurate notification to us of any Data Breaches, when known or reasonably suspected by you and will take all reasonable measures, which may include, without limitation, retaining competent forensic experts, to determine the scope of data or transactions affected by the Data Breaches and promptly provide such information to us. iv. THE ONLINE BANKING USERNAMES AND PASSWORDS ARE CONFIDENTIAL AND SHOULD ONLY BE DISCLOSED TO INDIVIDUALS WHO ARE REQUIRED TO KNOW THEM. YOU AGREE TO SAFEGUARD THE ONLINE BANKING USERNAMES AND PASSWORDS AND MAKE THEM AVAILABLE ONLY TO DESIGNATED INDIVIDUALS. YOU HAVE THE SOLE RESPONSIBILITY TO INSTRUCT THOSE INDIVIDUALS THAT THEY MUST NOT DISCLOSE OR OTHERWISE MAKE AVAILABLE TO UNAUTHORIZED PERSONS THE ONLINE BANKING USERNAMES AND PASSWORDS. YOU HAVE THE SOLE RESPONSIBILITY TO ESTABLISH AND MAINTAIN YOUR OWN SECURITY PROCEDURES TO ENSURE THE CONFIDENTIALITY OF ANY PROTECTED ACCESS TO THE ONLINE BANKING USERNAMES AND PASSWORDS.

Additional Security Responsibilities Applicable to All Business Users. You agree that the following additional security responsibilities shall govern the use of the Services: i. You agree that in addition to any other Customer Security Responsibilities outlined in this Agreement or the Account Agreements, you are responsible for ensuring all Online Banking Usernames and Passwords and any other security or access codes are kept strictly confidential and are not provided to or shared with any unauthorized parties. You agree that your Administrators or Authorized Users shall each have their own unique Online Banking Username and Password. You agree to notify us immediately, by calling the Customer Service Center at 000888-000-0000 808- 4700 if you believe that any Online Banking Username and/or Password or other security code has been lost, stolen, compromised, or otherwise becomes known to an unauthorized person(s) or if you believe that any transaction or activity is unauthorized or in error. We shall not be liable to you or any third party for any loss incurred as a result of your failure to notify us. You agree to indemnify, defend, and hold Bank harmless from any loss, damages, or expenses, including, but not limited to attorney’s fees, caused by your, your employees’, or your Administrators or Authorized Users failure to keep the Online Banking Username and Password or other security codes confidential and secure. ii. Your use of the Service constitutes your agreement that the Security Responsibilities outlined in this Agreement are commercially reasonable. You acknowledge and agree that these Security Responsibilities are not designed to detect errors in the content of instruction and Transactions. You also understand and agree that these Security Responsibilities, even when properly implemented by use and by you, do not provide a guarantee against unauthorized access to information or unauthorized transactions. Accordingly, you agree to assume risks in connection with the establishment and/or use of the Service. Without limiting the generality of the foregoing, you agree that if Account information is accessed, or if an instruction is made (such as a transfer or payment), by a person using your Online Banking Username and Password or other protected information, we may treat that access request or instruction as being authorized by you if we follow the requirements outlined in this section (even if it was not actually authorized by you), and you agree to be bound by any transactions implemented by those instructions, subject to Applicable Law. iii. You agree to adopt and implement your own commercially reasonable policies, procedures, and system to provide security to information being transmitted and to receive, store, transmit and destroy data or information in a secure manner to prevent loss, theft or unauthorized access to data or information (“Data Breaches”). You also agree that you will promptly investigate any suspected Data Breaches and monitor your system regularly for unauthorized intrusions. You will provide timely and accurate notification to us of any Data Breaches, when known or reasonably suspected by you and will take all reasonable measures, which may include, without limitation, retaining competent forensic experts, to determine the scope of data or transactions affected by the Data Breaches and promptly provide such information to us. iv. THE ONLINE BANKING USERNAMES AND PASSWORDS ARE CONFIDENTIAL AND SHOULD ONLY BE DISCLOSED TO INDIVIDUALS WHO ARE REQUIRED TO KNOW THEM. YOU AGREE TO SAFEGUARD THE ONLINE BANKING USERNAMES AND PASSWORDS AND MAKE THEM AVAILABLE ONLY TO DESIGNATED INDIVIDUALS. YOU HAVE THE SOLE RESPONSIBILITY TO INSTRUCT THOSE INDIVIDUALS THAT THEY MUST NOT DISCLOSE OR OTHERWISE MAKE AVAILABLE TO UNAUTHORIZED PERSONS THE ONLINE BANKING USERNAMES AND PASSWORDS. YOU HAVE THE SOLE RESPONSIBILITY TO ESTABLISH AND MAINTAIN YOUR OWN SECURITY PROCEDURES TO ENSURE THE CONFIDENTIALITY OF ANY PROTECTED ACCESS TO THE ONLINE BANKING USERNAMES AND PASSWORDS.