Common use of AMOUNTS AT RISK Clause in Contracts

AMOUNTS AT RISK. A. The reinsurance death benefit is the surrender charge plus the excess of the guaranteed minimum death benefit over the contract surrender value, if any. At issue, the guaranteed minimum death benefit is equal to the initial premium. Once every year thereafter, on the contract anniversary, prior to certificate or contract owner attained age 81, the guaranteed minimum death benefit is reset to the then current contract value, if this value exceeds the current guaranteed minimum death benefit, Please refer to Schedule C for a complete description of the guaranteed minimum death benefit.

AMOUNTS AT RISK. A. The reinsurance death benefit is the surrender charge plus fifty (50) percent of the excess of the guaranteed minimum death benefit over the contract surrender value, if any. At issue, the guaranteed minimum death benefit is equal to the initial premium. Once every year thereafter, on the contract anniversary, prior to certificate or contract owner attained age 81, the guaranteed minimum death benefit is reset to the then current contract value, if this value exceeds the current guaranteed minimum death benefit, Please refer . Refer to Schedule C A for a complete detailed description of the guaranteed minimum death benefit. B. The contract value represents the owner's invested assets in the funds in Schedule B as it appears in the records of NASL before application of any surrender charges, on any given date. --------------------------------------------------------------------------------

AMOUNTS AT RISK. A. The reinsurance death benefit is the surrender charge plus the excess of the guaranteed minimum death benefit over the contract surrender value, if any. At issue, the guaranteed minimum death benefit is equal to the initial premium. Once every year thereafter, on the contract anniversary, prior to certificate or contract owner attained age 81, the guaranteed minimum death benefit is reset to the then current contract value, if this value exceeds the current guaranteed minimum death benefit, . Please refer to Schedule C for a complete description of the guaranteed minimum death benefit.

AMOUNTS AT RISK. A. The reinsurance death benefit is the surrender charge plus the excess of the guaranteed minimum death benefit over the contract surrender account value, if any. At issue, the guaranteed minimum death benefit is equal to the initial premium. Once every year thereafter, on the contract anniversary, prior to certificate or contract owner attained age 81, the guaranteed minimum death benefit is reset to the then current contract value, if this value exceeds the current guaranteed minimum death benefit, . Please refer to Schedule C for a complete description of the guaranteed minimum death benefit.

AMOUNTS AT RISK. A. The reinsurance death benefit is the surrender charge plus the excess of the guaranteed minimum death benefit over the contract surrender value, if any. At issue, the guaranteed minimum death benefit is equal to the initial premium. Once every year thereafter, on the contract anniversary, prior to certificate or contract owner attained age 81, the guaranteed minimum death benefit is reset to the then current contract value, if this value exceeds the current guaranteed minimum death benefit, . Please refer to Schedule C for a complete description of the guaranteed minimum death benefit. 2. All other terms and conditions of the Agreement shall remain in full force