Common use of AMOUNTS AT RISK Clause in Contracts

AMOUNTS AT RISK. A. The reinsurance death benefit is the excess of the guaranteed minimum death benefit over the contract surrender value. At issue, the guaranteed minimum death benefit is equal to the initial premium. Once every year thereafter, on the contract anniversary, prior to certificate or contract owner attained age 81, the guaranteed minimum death benefit is reset to the then current contract value, if this value exceeds the current guaranteed minimum death benefit.

AMOUNTS AT RISK. A. The reinsurance death benefit is the excess of the minimum guaranteed minimum death benefit over the contract surrender valueAccount Value. At issue, the minimum guaranteed minimum death benefit is equal to the initial premiumpurchase price of the contract. Once every year thereafter, on Refer to Schedule C for a detailed description of the contract anniversary, prior to certificate or contract owner attained age 81, the guaranteed minimum death benefit is reset to the then current contract value, if this value exceeds the current guaranteed minimum death benefit.

AMOUNTS AT RISK. A. The reinsurance death benefit is the excess of the guaranteed minimum death benefit over the contract surrender value. At issue, the guaranteed minimum death benefit is equal to the initial premium. Once every year thereafter, on the contract anniversary, prior to certificate or contract owner attained age 81, the guaranteed minimum death benefit is reset to the then current contract value, if this value exceeds the current guaranteed minimum death benefit. Please refer to Schedule C for a complete description of the guaranteed minimum death benefit.

AMOUNTS AT RISK. A. The reinsurance death benefit is the surrender charge plus the excess of the guaranteed minimum death benefit over the contract surrender account value, if any. At issue, the guaranteed minimum death benefit is equal to the initial premium. Once every year thereafter, on the contract anniversary, prior to certificate or contract owner attained age 81, the guaranteed minimum death benefit is reset to the then current contract value, if this value exceeds the current guaranteed minimum death benefit. Please refer to Schedule C for a complete description of the guaranteed minimum death benefit.

AMOUNTS AT RISK. A. The reinsurance death benefit is the surrender charge plus the excess of the guaranteed minimum death benefit over the contract surrender value, if any. At issue, the guaranteed minimum death benefit is equal to the initial premium. Once every year thereafter, on the contract anniversary, prior to certificate or contract owner attained age 81, the guaranteed minimum death benefit is reset to the then current contract value, if this value exceeds the current guaranteed minimum death benefit, Please refer to Schedule C for a complete description of the guaranteed minimum death benefit.

AMOUNTS AT RISK. A. The reinsurance death benefit is the excess of the minimum guaranteed minimum death benefit over the contract surrender value. At issue, the minimum guaranteed death benefit is equal to the purchase price of the contract. Upon a contract withdrawal or additional purchase payment, the guaranteed minimum death benefit is equal decreased or increased to reflect the initial premiumtransaction. Once every year thereafter, on the contract On each policy anniversary, prior to certificate or contract owner attained age 8185, the minimum guaranteed minimum death benefit is reset to equals the then current contract value, if this value exceeds the current guaranteed minimum death benefit.greater of:

AMOUNTS AT RISK. A. The reinsurance death benefit is the excess of the minimum guaranteed minimum death benefit over the contract surrender value. At issue, the minimum guaranteed death benefit is equal to the purchase price of the contract. Upon a contract withdrawal or additional purchase payment, the guaranteed minimum death benefit is equal decreased or increased to reflect the initial premiumtransaction. Once every year thereafter, on the contract On each policy anniversary, prior to certificate or contract owner attained age 8189, the minimum guaranteed minimum death benefit is reset to equals the then current contract value, if this value exceeds the current guaranteed minimum death benefit.greater of:

AMOUNTS AT RISK. A. The reinsurance death benefit is the surrender charge plus the excess of the guaranteed minimum death benefit over the contract surrender value, if any. At issue, the guaranteed minimum death benefit is equal to the initial premium. Once every year thereafter, on the contract anniversary, prior to certificate or contract owner attained age 81, the guaranteed minimum death benefit is reset to the then current contract value, if this value exceeds the current guaranteed minimum death benefit. Please refer to Schedule C for a complete description of the guaranteed minimum death benefit.

AMOUNTS AT RISK. A. The reinsurance death benefit is fifty (50) percent of the excess of the guaranteed minimum death benefit over the contract surrender value. At issue, the guaranteed minimum death benefit is equal to the initial premium. Once every year thereafter, on the contract anniversary, prior to certificate or contract owner attained age 81, the guaranteed minimum death benefit is reset to the then current contract value, if this value exceeds . Refer to Schedule A for a detailed description of the current guaranteed minimum death benefit.

AMOUNTS AT RISK. A. The reinsurance death benefit is the excess of the guaranteed minimum death benefit over the contract surrender valueAccount Value at the end of the Valuation Period next following the date due proof of death is provided to Protective for in force contracts as of the effective date hereof. At issueeach Contract Anniversary, the guaranteed minimum death benefit Guaranteed Minimum Death Benefit, as more fully defined in Schedule C, is equal to the initial premium. Once every year thereafter, on fixed account value; plus the contract anniversary, prior to certificate or contract owner attained age 81, the guaranteed minimum death benefit is reset to the then current contract value, if this value exceeds the current guaranteed minimum death benefit.greater of: