- Baggage Lost. If Your checked-in baggage is lost or not delivered to You, by the Scheduled Flight provider, within forty-eight (48) hours from Your arrival time at Destination, We will reimburse all expenses incurred for emergency purchase of essential items or clothing which are charged to Your charged to Your Alliance Bank Malaysia Berhad Business Credit Card provided such expenses incurred within forty-eight (48) hours from Your arrival at Destination. Special Conditions applicable to Benefit 5 and 6: