Common use of Bill Payment Services Clause in Contracts

Bill Payment Services. (Subject to Online Banking Application Approval) It’s easy to pay bills online. Simply set up your Payees by choosing from the database of vendors (Payees) that already exist, or by entering necessary information to schedule a payment. When you create a new payee in the Bill Payment Service, it has a temporary status until we have had sufficient time to set up the account. The payment amounts will automatically be debited from your account plus any fees assessed by the bank if applicable. When you schedule a funds transfer or bill payment using Online Banking or a Blackhawk Bank App, you authorize us to withdraw the necessary funds from your account with us. We deduct the amount of your funds transfer or electronic bill payment from your account on the date we process your instruction. Check bill payments will be deducted from your account on the date they are presented for payment to the Bank. Each instruction to us to withdraw or transfer from an account is an order to us to pay from that account at that time or on a later date, if any, indicated in the instruction. We may charge payments against the account even though the charge creates an overdraft, or we may refuse to make payments if the charge creates an overdraft. If you overdraw your account, you agree to immediately pay us the overdrawn amount, together with any applicable fees. If the account is maintained in connection with an overdraft protection plan, any overdraft will be made in accordance with the agreement or rules governing that account rather than this Agreement. Electronic Bill Payments are verified for funds availability during processing. If the funds are not available with the 2 p.m. processing, we will not try again. You will receive a message after processing informing you that the payment could not be processed due to insufficient funds. Pay a Person Payments are verified for funds availability on the day they are processed. If the funds are not available, the payment will not be processed due to insufficient funds and you will need to initiate the transfer again, when the funds are available, if you wish for the payment to be made. Sufficient time for payments is necessary. Payments should be scheduled seven (7) business days prior to the due date for a “check” payment to be posted with your payee, and five

Bill Payment Services. a. Using the Service The CSB OnlineBanking Bill Payment (Subject "CSB Bill Pay") allows you to Online Banking Application Approvalmake bill payments through CSB OnlineBanking. You can arrange for CSB Bill Pay. You must designate the Citizens Security Bank account from which the payments are to be made; the complete name of the payee, the account number, and the payee's remittance address, all exactly as shown on the billing statement or invoice; the amount of the payment; and the Scheduled Payment date (typically four (4) It’s easy to pay bills online. Simply set up your Payees by choosing or fewer Business Days from the database of vendors current date). The Scheduled Payment date should be no later than the actual Due Date reflected on your Xxxxxx Statement. If the actual Due Date falls on a non-Business Day, you must select a Scheduled Payment Date that is at least one (Payees1) that already existBusiness Day before the actual Due Date. By using the Bill Payment Service option, you agree that, based upon instructions received under your password, we can charge your designated account by electronic transfer, "no signature required draft", or by entering necessary debiting and remitting funds on your behalf. You also agree that your online payment will be charged to your Primary Checking Account as indicated on your application. We reserve the right to refuse to pay any payee designated by you. If we do so, we will notify you promptly. You understand and agree that we are not responsible for the timely delivery of mail or the improper transmission or handling of payments by a third party such as the failure of the bill payment payee to properly post a payment to your account. Bill payments are handled by an independent third party: Fidelity Information Services. Citizens Security Bank cannot and will not guaranty or be held responsible for the completion and accuracy of your bill payments. You are solely responsible for accurately completing the required information in the forms provided and for furnishing in transmittable form all information that may be required by your payee to schedule a paymentproperly credit the relevant account. When you create we receive a new payment instruction, we will remit funds to the payee on your behalf, from the funds in your selected Citizens Security Bank Checking Account. All bills submitted after 3:00 PM (CHST) will be posted on the Bill Payment Service, it has a temporary status until we have had sufficient time next business day. We shall not be obligated to set up the account. The make any such payment amounts will automatically be debited from unless your account plus any fees assessed and/or overdraft protection plan has sufficient funds or credit availability to pay the bill on the Payment Date. Funds for ALL bill payments (whether these payments are made electronically or by the bank if applicable. When you schedule a funds transfer or bill payment using Online Banking or a Blackhawk Bank App, you authorize us to withdraw the necessary funds from your account with us. We deduct the amount of your funds transfer or electronic bill payment check) will be withdrawn from your account on the date we process your instructionday the instructions to pay the bill have been made. Check How to Cancel a Bill Payment - To cancel a bill payments will be deducted from your account payment that you have scheduled through CSB OnlineBanking, you must cancel the payment online via CSB OnlineBanking (by following the onscreen instructions) before 3:00 PM (CHST) on the date they are presented the payment is scheduled to be debited from your account. Citizens Security Bank shall not be responsible for any charges imposed, termination of service or any other action taken by a payee resulting from a payment to the Bankthat is made by you in an untimely manner, including any applicable finance charges and late fees. Each instruction to us to withdraw You will be responsible for any bill payment request you make that contains an error or transfer from an account is an order to us to pay from that account at that time or on a later date, if any, indicated in the instructionduplicate of another bill payment. We may charge payments against are not responsible for a bill payment that is not made if you did not properly follow the account even though the charge creates an overdraftinstructions for making a bill payment. We are not liable for any failure to make a bill payment if you fail to promptly notify us after you learn that you have not received credit from a payee for a bill payment from CSB Bill Pay. We are not responsible for your acts or omissions or those of any other person, including, without limitation, any transmission or communications facility, and no such party shall be deemed to be Bank's agent. In any event, Bank will not be liable for any special, consequential, incidental, or we may refuse to make payments if the charge creates an overdraft. If you overdraw your accountpunitive losses, you agree to immediately pay us the overdrawn amountdamages, together with any applicable fees. If the account is maintained or expenses in connection with an overdraft protection planthis Agreement or CSB Bill Pay, even if we have knowledge of the possibility of them. We are not liable for any overdraft act, failure to act or delay in acting if it is caused, in whole or in part, by any cause beyond our reasonable control. We will be made in accordance with the agreement or rules governing that account rather than this Agreementincur no liability if we are unable to complete a payment requested by you through CSB Bill Pay if 1. Electronic Bill Payments are verified for funds availability during processing. If the Sufficient funds are not available in your designated payment account and/or Ready Reserve Line, 2. the CSB Bill Pay processing center or CSB OnlineBanking is not working properly, 3. the payee mishandles or delays a payment processed by us, 4. the payment account is closed or frozen, 5. a legal order directs us to prohibit withdrawals from the payment account or, 6. you have provided inaccurate information regarding the payee or your account with that payee. Citizens Security Bank reserves the 2 p.m. processingright to terminate your use of CSB Bill Pay at any time. If, for any reason, you should ever wish to cancel CSB OnlineBanking, we will not try againstrongly suggest that you cancel all bill payments at the same time that you cancel your service. You can cancel CSB Bill Pay through CSB Bill Pay, by using CSB OnlineBanking messaging options, by calling Citizens Security Bank, Customer Service Center at (000) 000-0000 or E-Mail us by using our "Contact Us" page or write to us at Citizens Security Bank, P.O. Box EQ Hagatna, GU 96932. This will receive a message after processing informing ensure that payments and transfers made by you that the payment could not be processed due to insufficient funds. Pay a Person Payments are verified for funds availability on the day they are processed. If the funds are not available, the payment will not be processed due duplicated. We will automatically delete all payment instructions once we have been notified that your service has been terminated. We will continue to insufficient funds and maintain your accounts until you will need to initiate the transfer again, when the funds are available, if you wish for the payment to be made. Sufficient time for payments is necessary. Payments should be scheduled seven (7) business days prior to the due date for a “check” payment to be posted with your payee, and fivenotify us otherwise.

Bill Payment Services. (Subject Following your application and approval for use of The Bank N.A.'s POWERPAY bill payment service, you may use POWERPAY to Online Banking Application Approval) It’s easy make one-time or recurring payments, for variable or fixed amounts, to pay bills online. Simply set up third parties which are included on your Payees by choosing from the database of vendors (Payees) that already exist, or by entering necessary information to schedule a payment. When you create a new payee in the Bill Payment Service, it has a temporary status until we have had sufficient time to set up the accountlist. The payee of any payment amounts will automatically to be debited made from your account plus and ordered through POWERPAY (i) must be located in the United States, and (ii) cannot be a party that we regard as ineligible for payment through POWERPAY. You are responsible for ensuring the accuracy of the information on your payee list. Any changes to the payee list must be made far enough in advance to account for any fees assessed by the bank if applicablepending and/or future payments. When you schedule a funds transfer or bill payment using Online Banking or a Blackhawk Bank App, you authorize us to withdraw the necessary funds from your account with us. We deduct the amount of your funds transfer or electronic bill Any payment from your payment account on made through POWERPAY will be made by either a check or an electronic transfer of funds to the date we process your instructionpayee. Check bill payments The remittance name shown for each payment will be the name pertaining to the person or entity whose NETBANKER ID was used at the time of the issuance of that transaction's Payment Instructions. Electronic POWERPAY transactions will be deducted from your account on the date they are presented for payment to the Bank. Each instruction to us to withdraw or transfer from an account is an order to us to pay from that account at that time or on a later datePayment Date you specify, if any, indicated assuming you have sufficients funds available in the instruction. We may charge payments against the account even though the charge creates an overdraft, or we may refuse to make payments if the charge creates an overdraft. If you overdraw your account, you agree to immediately pay us the overdrawn amount, together with any applicable fees. If the payee is to be paid electronically, you understand and agree that the payee may not receive the payment until 1 to 4 business days after the date the payment is sent. POWERPAY transactions paid by check will not be deducted from your account is maintained in connection with an overdraft protection planon the Payment Date you specify. Instead, any overdraft these types of transactions will use the Payment Date you specify to issue and mail a check drawn on your payment account. It will be made your responsibility to insure that there are sufficient funds available in accordance your account when the check is subsequently presented for payment. You understand and agree that since these paper checks are mailed to the payee, the payee may therefore not receive the payment until approximately 1 to 8 business days after the date the payment is sent. You must make your payment request and select a payment date with the agreement or rules governing enough time in advance so that account rather than this Agreementyour payment will be delivered by its due date. Electronic Bill Payments are verified for funds availability during processing. If the funds We are not available with responsible for any late payments unless we fail to mail or initiate the 2 p.m. processingpayment process within four business days of the selected Payment Date and that delay causes you a loss. In those instances in which we are deemed to be responsible for a late payment, we will bear responsibility for late charges, up to a maximum of $50.00 per scheduled payment per Payee. However, regardless of whether a payment is made electronically or by check, you understand and agree that we are not try againresponsible for the timely delivery of mail or the improper transmission or handling of payments by a third party, such as the failure of the bill payment payee to post a payment in a proper or timely manner to your account. You In short, we will receive use our best efforts to make all of your payments properly and in a message timely manner. However, we shall incur no liability if we are unable to complete any payment requests initiated by you through the POWERPAY service due to any of the following: 1) if, through no fault of ours, your POWERPAY deposit account does not contain sufficient funds to complete the transaction when payment is due; 2) the POWERPAY and/or NETBANKER services are not working properly, and you know (or have been advised by us) about the problem before you attempt to execute the transaction; 3) the Payee mishandles or delays a payment sent by us; 4) you have provided us with incorrect or incomplete Payee Information and/or Payment Instructions, or with inaccurate or incomplete personal or account information at the time of application for the Services; or 5) circumstances beyond our control prevent the proper execution of the transaction (such as, but limited to, fire, flood, or interference from an outside force). Provided none of the above exceptions and exclusions are applicable, if we cause an incorrect amount of funds to be removed from your POWERPAY deposit account or cause funds from your account to be directed to someone or some- where that does not match your exact Payment Instructions, we shall be responisble for returning the improperly transferred funds to the account it was taken from, and for directing - or attempting to direct - to the proper Payee any previously misdirected transactions. We will strive to make any error corrections necessary as soon as possible after processing informing we are made aware of such errors. In the case of transactions that may not be able to be directed to the proper Payee in a timely manner, we will return the funds to your POWERPAY deposit account and use our best efforts to notify you that of our inability to properly complete the payment could not be processed due to insufficient fundsrequest. Pay a Person Payments are verified Notwithstanding, in all cases our liability for funds availability on the day they are processed. If the funds are not available, the payment will not be processed due to insufficient funds and you will need to initiate the transfer again, when the funds are available, if you wish for the payment to be made. Sufficient time for any late payments is necessary. Payments should be scheduled seven (7) business days prior limited to the due date for a “check” payment to be posted with your payee, terms and fiveamounts previously stated in this agreement.

Bill Payment Services. (Subject to Online Banking Application Approval) It’s easy to pay bills online. Simply set up your Payees by choosing from the database of vendors (Payees) that already exist, or by entering necessary information to schedule a payment. When you create a new payee in the 2.1 You may use our Utility Bill Payment ServiceService to effect payment of utility bills. A “utility bill” is one issued for the use or consumption of electricity, water, sewage, telephone, mobile telephone, internet and other similar utilities, products or services. 2.2 We shall pay the utility bills within five (5) working days of receiving your instructions. Before accepting and acting on any instructions we may ask you to verify your identity and confirm your instructions. 2.3 As it has a temporary status until we have had sufficient time will take up to set up five (5) working days to effect payment of your bills any charges for delayed payment or disconnection of services for non-payment will not be our responsibility or liability. Under no circumstances will dunia be liable for any direct, indirect, special or consequential losses arising out of the accountprovision or the failure to provide the relevant bill payment service. The You will be responsible for payment amounts will automatically be debited from your account plus of any fees assessed or charges levied by the bank if applicable. When you schedule a funds transfer or recipient and to ensure that your payment instructions include payment of any additional charges in connection with the bill payment. 2.4 The utility bill payment using Online Banking service is provided entirely at your risk and we shall not be liable for any omission, failure or a Blackhawk Bank Appdelay in making the requisite payment at the requisite times. Whilst we shall make every reasonable effort to provide these services, you authorize us to withdraw the necessary funds from your account with us. We deduct the amount of your funds transfer we shall not be held liable or electronic bill payment from your account responsible for any failure, delay or error on our part or any failure, delay or error on the date we process part of the provider of the utility including the recording and effecting of any payment. 2.5 Once you have given us instructions to make a payment you may not revoke, cancel, amend or reverse such instructions. 2.6 Our record of transactions for your instruction. Check utility bill payments will be deducted from conclusive and binding on you and you may not deny liability for payments made. 2.7 We shall be under no obligation to provide a receipt or remittance advice confirming payment of an utility bill. 2.8 A fee may be chargeable for the provision of the Utility Bill Payment Service. 2.9 Unless otherwise agreed, we shall debit your account on credit card for the date they are presented for payment to amount of the Bank. Each instruction to us to withdraw or transfer from an account is an order to us to pay from that account at that time or on a later date, if any, indicated in utility bill payments and the instruction. fees charged. 2.10 We may charge payments against the account even though the charge creates an overdraft, discontinue or we may refuse to make payments if the charge creates an overdraft. If you overdraw your account, you agree to immediately pay us the overdrawn amount, together with restrict this Service at any applicable fees. If the account is maintained in connection with an overdraft protection plan, time without assigning any overdraft will be made in accordance with the agreement or rules governing that account rather than this Agreement. Electronic Bill Payments are verified for funds availability during processing. If the funds are not available with the 2 p.m. processing, we will not try again. You will receive a message after processing informing you that the payment could not be processed due to insufficient funds. Pay a Person Payments are verified for funds availability on the day they are processed. If the funds are not available, the payment will not be processed due to insufficient funds and you will need to initiate the transfer again, when the funds are available, if you wish for the payment to be made. Sufficient time for payments is necessary. Payments should be scheduled seven (7) business days prior to the due date for a “check” payment to be posted with your payee, and fivereason.