Cancellations and Cooling Off. From the date you receive your Living Annuity Policy Summary, a 31-day cooling-off period applies. Should you choose to terminate the investment within this period, your original investment will be returned to you, but may be reduced as a result of market losses. This option is not available where a switch has been made from the original portfolio selected, or if any benefit or claim has been paid.
Cancellations and Cooling Off. A cooling off period of 31 days applies to the Endowment from the date of receipt of the policy schedule (which shall be regarded as having been received within 7 days of the Policy inception date). In the event you request to cool off, the amount paid back to you will be the market value of the Investment Portfolios at the time of processing the instruction and may therefore be more or less than the initial investment amount due to Investment Portfolio market movement. Any fees paid to us, your Financial Advisor or any other party will be reversed.
