Common use of CANCELLING YOUR POLICY Clause in Contracts

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where You wish to cancel Your Policy please contact the Policy Retailer. Time period Refund Rights Cancellation before Policy commencement date If You cancel before the Policy commencement date, you will be entitled to a full refund of premium paid and no administration fee will be charged. Cancellation within thirty (30) days of the start date on the Certificate of Insurance or receipt of the Policy terms (whichever is later) If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium paid. Cancellation after thirty (30) days from the start date on the Certificate of Insurance or receipt of the Policy terms (whichever is later) If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired months remaining on Your Policy minus a fixed amount of £35 to cover Our costs incurred in relation to Your cancelled Policy. A pro rata refund example is as follows: - • 36-month Policy term. • £360 total premium paid for Policy. • Cancellation in month 18 leaves 18 full months remaining. • Pro rata refund of £180 less £35 administration fee. • Amount of refund due to You is £145.

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where If You wish to cancel Your Policy within thirty (30) days from the Policy commencement date, please contact the Policy Retailer. If You wish to cancel Your Policy after thirty (30) days from the Policy commencement date, please contact the Administrator. Time period Refund Rights Cancellation before Policy commencement date If You cancel before the Policy commencement date, you will be entitled to a full refund of premium paid and no administration fee will be charged. Cancellation within thirty (30) days of the start date on the Certificate of Insurance or receipt of the Policy terms (whichever is later) If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium paidpaid and no administration fee will be charged. Cancellation after thirty (30) days from the start date on the Certificate of Insurance or receipt of the Policy terms (whichever is later) If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired months remaining on Your Policy minus a fixed amount of £35 to cover Our administration costs incurred in relation to Your cancelled Policy. A pro rata refund example is as follows: - • 36-month Policy term. • £360 total premium paid for Policy. • Cancellation in month 18 leaves 18 full months remaining. • Pro rata refund of £180 less £35 administration fee. • Amount of refund due to You is £145.

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where If You wish to cancel Your your Policy at any time, please contact the Policy Retailer. Time period Period Refund Rights Cancellation before Policy policy commencement date If You you cancel before the Policy policy commencement date, you will be entitled to a full refund of premium premi- um paid and no administration fee will be charged. charged Cancellation within thirty (30) days of the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms term (whichever is later) If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium pre- mium paid, less £15 to cover our costs incurred in relation to your cancelled policy. Cancellation after thirty (30) days from the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (whichever is later) If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired calendar months remaining on Your Policy minus a fixed amount of £35 to cover Our costs incurred in relation to Your cancelled Policy. If the unexpired pro rata value of Your Policy is less than the £35 administration fee, We will not charge the balance. A pro rata refund example is as follows: - • 36-month Policy term. • £360 199 total premium paid for Policy. • Cancellation in month 18 12 leaves 18 24 full months remainingremain- in. • Pro rata refund of £180 132.67 less £35 administration fee. fee • Amount of refund due to You is £145.97.67

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where If You wish to cancel Your Policy within the thirty (30) days period, please notify the Policy Retailer. If You wish to cancel Your Policy after the thirty (30) days period, please contact the Policy RetailerAdministrator • by telephone on 0000 000 0000; or • by emailing xxxxxxxxx@xxxxxxx-xxxxx.xx.xx; or • by writing to Connect Administration Ltd, 3 The Brooms, Emersons Green, Bristol, BS16 7FH. Time period Refund Rights Cancellation before Policy commencement date If You cancel before Please contact the Policy commencement date, Retailer if you will be entitled wish to a full refund of premium paid and no administration fee will be charged. Cancellation cancel within thirty (30) days of the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (whichever is later) If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium paid. Cancellation Please contact the Administrator if You wish to cancel after thirty (30) days from the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (terms, whichever is later) . If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired calendar months remaining on Your Policy minus a fixed amount of £35 to cover Our our costs incurred in relation to Your cancelled Policy. A pro rata refund example is as follows: - • 36Thirty-month six (36)-month Policy term. • £360 total premium paid for Policy. • Cancellation in month 18 leaves 18 full months remaining. • Pro rata refund of £180 less £35 administration fee. • Amount of refund due to You is £145.

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where You wish to cancel Your Policy within the thirty (30) day period specified below, please contact the Policy RetailerSupplying Dealer. If You wish to cancel after the thirty (30) day period, please contact the Administrator: • by visiting xxxxx://xxx.xxxxxxxx.xx.xx; or • by telephone on 00000 000 000; or • by writing to Customer Services, Premia Solutions Limited, 0 Xxxxxxx Xxxxx, Xxxxxxx Xxxx, Xxxxxxx XX00 0XX. Time period Refund Rights Cancellation before Policy commencement date If Please contact the Supplying Dealer if You wish to cancel before the Policy commencement date, you will be entitled to a full refund of premium paid and no administration fee will be charged. Cancellation within thirty (30) days of the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (terms, whichever is later) . If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium paid. Cancellation Please contact the Administrator if You wish to cancel after thirty (30) days from the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (terms, whichever is later) . If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired months remaining on Your Policy minus a fixed amount of £35 to cover Our costs incurred in relation to Your cancelled Policy. Financial Shortfall benefit is provided after month thirty- six (36) at no additional cost; as such no refund will be due after month thirty-six (36) of the Policy term. A pro rata refund example is as follows: - • Thirty-six (36-) month Policy term. • £360 total premium paid for Policy. • Cancellation in month 18 eighteen (18) leaves 18 eighteen (18) full months remaining. • Pro rata refund of £180 less £35 administration fee. • Amount of refund due to You is £145.

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where If You wish to cancel Your Policy within thirty (30) days from the Policy commencement date, please contact the Policy Retailer. If You wish to cancel Your Policy after thirty (30) days from the Policy commencement date, please contact the Administrator. Time period Refund Rights Cancellation before Policy commencement date If You cancel before the Policy commencement date, you will be entitled to a full refund of premium paid and no administration fee will be charged. Cancellation within thirty (30) days of the start date on the Certificate of Insurance or receipt of the Policy terms (whichever is later) If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium paidpaid and no administration fee will be charged. . Cancellation after thirty (30) days from the start date on the Certificate of Insurance or receipt of the Policy terms (whichever is later) If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired months remaining on Your Policy minus a fixed amount of £35 to cover Our administration costs incurred in relation to Your cancelled Policy. A pro rata refund example is as follows: - • 36-month Policy term. • £360 total premium paid for Policy. • Cancellation in month 18 leaves 18 full months remaining. • Pro rata refund of £180 less £35 administration fee. • Amount of refund due to You is £145.

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where You wish to cancel Your Policy within the thirty (30) day period specified below, please notify the Supplying Dealer. If You wish to cancel after the thirty (30) day period, please contact the Policy RetailerAdminstrator. Time period Refund Rights Cancellation before Policy policy commencement date If You cancel before the Policy policy commencement date, you You will be entitled to a full refund of premium paid and no administration fee will be charged. Cancellation within thirty (30) days of the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (whichever is later) If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium paidpaid and no administration fee will be charged. Cancellation after thirty (30) days from the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (whichever is later) If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired months remaining on Your Policy minus a fixed amount of £35 to cover Our costs incurred in relation to Your cancelled Policy. A pro rata refund example is as follows: - • 36-month Policy term. • £360 total premium paid for Policy. • Cancellation in month 18 leaves 18 full months remaining. • Pro rata refund of £180 less £35 administration fee. • Amount of refund due to You is £145.

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where You wish to cancel Your Policy within the thirty (30) day period specified below, please notify the Supplying Dealer. If You wish to cancel after the thirty (30) day period, please contact the Policy Retailer. Adminstrator Time period Refund Rights Cancellation before Policy policy commencement date If You cancel before the Policy policy commencement date, you You will be entitled to a full refund of premium paid and no administration fee will be charged. Cancellation within thirty (30) days of the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (whichever is later) If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium paidpaid and no administration fee will be charged. Cancellation after thirty (30) days from the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (whichever is later) If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired months remaining on Your Policy minus a fixed amount of £35 to cover Our costs incurred in relation to Your cancelled Policy. A pro rata refund example is as follows: - • 36-month Policy term. • £360 total premium paid for Policy. • Cancellation in month 18 leaves 18 full months remaining. • Pro rata refund of £180 less £35 administration fee. • Amount of refund due to You is £145.

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where You wish to cancel Your Policy within the thirty (30) day period specified below, please notify the Policy Retailer. If You wish to cancel after the thirty (30) day period, please contact the Policy Retailer. Retailer Time period Refund Rights Cancellation before Policy policy commencement date If You you cancel before the Policy policy commencement date, you will be entitled to a full refund of premium paid and no administration fee will be charged. Cancellation within thirty (30) days of the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (whichever is later) If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium paidpaid less £15 to cover our costs incurred in relation to your cancelled policy. Cancellation after thirty (30) days from the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (whichever is later) If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired calendar months remaining on Your Policy minus a fixed amount of £35 to cover Our costs incurred in relation to Your cancelled Policy. A pro rata refund example is as follows: - • 36-month Policy term. • £360 total premium paid for Policy. • Cancellation in month 18 12 leaves 18 24 full months remaining. • Pro rata refund of £180 240 less £35 administration fee. • Amount of refund due to You is £145205.