Common use of CANCELLING YOUR POLICY Clause in Contracts

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where You wish to cancel Your Policy please contact the Policy Retailer. Cancellation before Policy commencement date If You cancel before the Policy commencement date, you will be entitled to a full refund of premium paid and no administration fee will be charged. Cancellation within thirty (30) days of the start date on the Certificate of Insurance or receipt of the Policy terms (whichever is later) If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium paid. Cancellation after thirty (30) days from the start date on the Certificate of Insurance or receipt of the Policy terms (whichever is later) If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired months remaining on Your Policy minus a fixed amount of £35 to cover Our costs incurred in relation to Your cancelled Policy. A pro rata refund example is as follows: - • 36-month Policy term. • £360 total premium paid for Policy. • Cancellation in month 18 leaves 18 full months remaining. • Pro rata refund of £180 less £35 administration fee. • Amount of refund due to You is £145.

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where If You wish to cancel Your Policy within thirty (30) days from the Policy commencement date, please contact the Policy Retailer. If You wish to cancel Your Policy after thirty (30) days from the Policy commencement date, please contact the Administrator. Cancellation before Policy commencement date If You cancel before the Policy commencement date, you will be entitled to a full refund of premium paid and no administration fee will be charged. Cancellation within thirty (30) days of the start date on the Certificate of Insurance or receipt of the Policy terms (whichever is later) If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium paidpaid and no administration fee will be charged. Cancellation after thirty (30) days from the start date on the Certificate of Insurance or receipt of the Policy terms (whichever is later) If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired months remaining on Your Policy minus a fixed amount of £35 to cover Our administration costs incurred in relation to Your cancelled Policy. A pro rata refund example is as follows: - • 36-month Policy term. • £360 total premium paid for Policy. • Cancellation in month 18 leaves 18 full months remaining. • Pro rata refund of £180 less £35 administration fee. • Amount of refund due to You is £145.

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where If You wish to cancel Your Policy within thirty (30) days from the Policy commencement date, please contact the Policy Retailer. If You wish to cancel Your Policy after thirty (30) days from the Policy commencement date, please contact the Administrator. Cancellation before Policy commencement date If You cancel before the Policy commencement date, you will be entitled to a full refund of premium paid and no administration fee will be charged. Cancellation within thirty (30) days of the start date on the Certificate of Insurance or receipt of the Policy terms (whichever is later) If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium paidpaid and no administration fee will be charged. . Cancellation after thirty (30) days from the start date on the Certificate of Insurance or receipt of the Policy terms (whichever is later) If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired months remaining on Your Policy minus a fixed amount of £35 to cover Our administration costs incurred in relation to Your cancelled Policy. A pro rata refund example is as follows: - • 36-month Policy term. • £360 total premium paid for Policy. • Cancellation in month 18 leaves 18 full months remaining. • Pro rata refund of £180 less £35 administration fee. • Amount of refund due to You is £145.

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where You wish to cancel Your Policy within the thirty (30) day period specified below, please notify the If You wish to cancel after the thirty (30) day period, please contact the Policy Retailer. Adminstrator Cancellation before Policy policy commencement date If You cancel before the Policy policy commencement date, you You will be entitled to a full refund of premium paid and no administration fee will be charged. Cancellation within thirty (30) days of the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (whichever is later) If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium paidpaid and no administration fee will be charged. Cancellation after thirty (30) days from the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (whichever is later) If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired months remaining on Your Policy minus a fixed amount of £35 to cover Our costs incurred in relation to Your cancelled Policy. A pro rata refund example is as follows: - • 36-month Policy term. • £360 total premium paid for Policy. • Cancellation in month 18 leaves 18 full months remaining. • Pro rata refund of £180 less £35 administration fee. • Amount of refund due to You is £145.

CANCELLING YOUR POLICY. You have the right to cancel Your Policy at any time. Please see the below table for Your refund rights. Where You wish to cancel Your Policy within the thirty (30) day period specified below, please notify the If You wish to cancel after the thirty (30) day period, please contact the Policy RetailerAdminstrator. Cancellation before Policy policy commencement date If You cancel before the Policy policy commencement date, you You will be entitled to a full refund of premium paid and no administration fee will be charged. Cancellation within thirty (30) days of the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (whichever is later) If You cancel within thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a full refund of premium paidpaid and no administration fee will be charged. Cancellation after thirty (30) days from the start date on the Certificate of Insurance Policy Schedule or receipt of the Policy terms (whichever is later) If You cancel after thirty (30) days and have not made a successful claim on Your Policy, You will be entitled to a pro rata refund, based on the number of fully unexpired months remaining on Your Policy minus a fixed amount of £35 to cover Our costs incurred in relation to Your cancelled Policy. A pro rata refund example is as follows: - • 36-month Policy term. • £360 total premium paid for Policy. • Cancellation in month 18 leaves 18 full months remaining. • Pro rata refund of £180 less £35 administration fee. • Amount of refund due to You is £145.