CHANGE OF OCCUPATION. In the event the Insured changes his occupation or job duty to one classified by us as more hazardous than that stated in the Application for or in subsequent endorsement to the relevant Supplementary Accident Contract, you and/or the Insured shall immediately notify us in writing. We shall adjust the premium accordingly and charge the difference from the date the Insured changes his occupation or job duty. If such notification is not made and the Insured is injured after having changed his occupation to a more hazardous one or while doing anything pertaining to such more hazardous occupation, we shall pay only such portion of the amount of benefit provided in the relevant Supplementary Accident Contract as the premium paid would have purchased at the rates and within the limits fixed by us for such more hazardous occupation. In case the occupation or job duty the Insured has changed to is one classified as non-insurable by us, we shall terminate the relevant Supplementary Accident Contract and return the unearned premium on a pro rata basis from the date of change. We shall not be liable for any claims arising after such change of occupation for which we are not notified. In applying this provision, the classification of occupation risk and the premium rates shall be such as have been last published by us prior to the date of notification or occurrence of the loss for which we are liable or change in occupation.
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Samples: Supplementary Term Insurance Contract, Accidental Death and Dismemberment Rider, Surgical Benefit Rider