Common use of Changes to this Agreement Clause in Contracts

Changes to this Agreement. Subject to applicable law, including the Truth in Lending Act and Regulation Z: (a) You agree that we may, in our sole discretion, from time to time change any of the terms and conditions of, or add new terms and conditions to, this Agreement, including changing the formula used to compute Interest Charges (including terms and conditions increasing margins, switching to a fixed APR, changing the method of computing Balances Subject to Interest Charge), increasing or adding Fees (including annual or other periodic fees) or changing your Credit Limit. (b) Any such changes will generally be effective immediately unless we are required by applicable law or elect, in our discretion, to provide you with advance written notice of the changes (and/or the reasons for the changes), afford you the right to reject the change and/or obtain your consent to the change (whether by written agreement, through the initiation of a Transaction after a specified date or through some other means). In such instances, those changes will be effective if, when and as stated in such notice. (c) Any changes may apply to your outstanding Account balance on the effective date of the change and to any future balances created after that date. (d) No change to any term of this Agreement will excuse your obligation to pay all amounts owing under this Agreement.

Changes to this Agreement. Subject to applicable law, including the Truth in Lending Act and Regulation Z: (a) You agree that we may, in our sole discretion, from time to time change any of the terms and conditions of, or add new terms and conditions to, this Agreement, including changing the formula used to compute Interest Charges (including terms and conditions increasing margins, switching to a fixed APR, changing the method of computing Balances Subject to Interest ChargeCharge and/or imposing penalty rates upon default), increasing or adding Fees (including annual or other periodic fees) or changing your Credit Limit. (b) Any such changes will generally be effective immediately unless we are required by applicable law or elect, in our discretion, to provide you with advance written notice of the changes (and/or the reasons for the changes), afford you the right to reject the change and/or obtain your consent to the change (whether by written agreement, through the initiation of a Transaction after a specified date or through some other means). In such instances, those changes will be effective if, when and as stated in such notice. (c) Any changes may apply to your outstanding Account balance on the effective date of the change and to any future balances created after that date. (d) No change to any term of this Agreement will excuse your obligation to pay all amounts owing under this Agreement.