For Quebec Residents Only Sample Clauses

For Quebec Residents Only. We may make changes to this Agreement, including changes to theinformation disclosed in theDisclosureStatement,bygivingyou30 days advance written notice of the specific changes. With the exception of changes to Annual Interest Rates, you may refuse any of the specified changes or close your account by sending us notice no more than 30 days following the effective date of the changes coming intoeffect.
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For Quebec Residents Only. We will provide you with written notice of any Terms and Conditions Change above, specifically identifying the new and/ or amended sections of these Additional Terms and Conditions for Scotiabank Debit Cardmembers, between 60 and 90 days before the Terms and Conditions Change comes into effect. In the event you do not agree with any changes you may cancel your Program Card Account, without cost, penalty or indemnification, within 30 days of the effective date of the Terms and Conditions Change. If you do not exercise your right to close or cancel your Program Card and Program Card Account (or if you keep a balance in that Program Card Account) in the period set out above, you are deemed to have agreed to the terms and conditions, as modified.
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For Quebec Residents Only. Clauses Required under the Consumer Protection Act. Beforeavailinghimself of thisclause,themerchantmustforwardthe consumera notice in writing and unless he is exempted in accordance with section 69 of the General Regulation, he must forward him a statement of account. Within 30 days following receipt by the consumer of the notice and,where necessary, of the statement of account, the consumer may: (a) either remedy the fact that he is in default; (b) or present an application to the court to have the terms and conditions of payment prescribed in this contract changed. It is in the consumer’s interest to refer to sections 104 to 110 of the Consumer ProtectionAct(chapter P-40.1) as wellas to section 69 of the GeneralRegulationmade undertheActand,wherenecessary,tocommunicatewiththeOfficede laprotection du consommateur.
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For Quebec Residents Only. We will provide you with written notice of any Terms and Conditions Change above, specifically identifying the new and/or amended sections of these Additional Terms and Conditions for Scotiabank American Express Cardmembers, between 60 and 90 days before the Terms and Conditions Change comes into effect. In the event you do not agree with any Terms and Conditions Changes, you may cancel your Program Card Account, without cost, penalty or indemnification, within 30 days of the effective date of the Terms and Conditions Change.
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For Quebec Residents Only. Clauses Required under the Consumer Protection Act (“CPA”) Open credit contract for the use of a credit card (1) If the consumer uses all or part of the credit extended to make full or partial payment for the purchase or the lease of goods or for a service, the consumer may, if the open credit contract was entered into on the making of and in relation to the sale,lease or service contract,and if the merchant and theopencreditmerchant collaborated with a view to granting credit, plead against the lender any ground ofdefence urgeableagainstthemerchantwho is thevendor,lessor,contractoror service provider. The consumer may also, in the circumstances described in the firstparagraph, exercise against the open credit merchant, or against the merchant’s assignee, any right exercisable againstthe merchantwho is thevendor,lessor,contractor or service provider if that merchant is no longer active or has no assets in Quebec, is insolvent or is declaredbankrupt.Theopen creditmerchant or the merchant’s assignee is then responsible for the performance of the obligationsof the merchant who is the vendor,lessor,contractor or service provider up to the amount of, as the case may be, the debt owed to the open credit merchant at the time the contract is entered into, the debt owed to the assignee at the time it was assigned to himor thepaymenttheopencreditmerchantreceived ifhe assigned the debt. (2) A consumer who is solidarily liable with another consumer for the obligations arising from an open credit contract is released from the obligations resulting from any use of the open credit account after notifying the merchant in writing that he will no longer use the credit extended and no longer intends to be solidarily liable for the other consumer’s future use of the credit extended in advance, and after providing proof to the merchant, on thatoccasion, that he informed the other consumer by sending him a written notice to that effect at his last known address or technological address. Anysubsequentpaymentmade bytheconsumermustbeapplied to thedebts contracted before the notice was sent to the merchant. (3) A consumer who has entered into a preauthorized payment agreement with a merchant under which payments are made out of credit obtained under a credit card contract may end the agreement at any time by sending a notice to the merchant. On receiptofthenotice,themerchantmustcease to collectthepreauthorized payments. On receipt of a copy of the notice, the card issuer must cease...
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For Quebec Residents Only. Clauses Required under the Consumer Protection Act (a) either remedy the fact that he is in default; (b) or present an application to the court to have the terms and conditions of payment prescribed in this contract changed. It is in the consumer’s interest to refer to sections 104 to 110 of the Consumer Protection Act (chapter P-40.1) as well as to section 69 of the General Regulation made under the Act and, where necessary, to communicate with the Office de la protection du consommateur.
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