Common use of CLAC HEALTH FUND Clause in Contracts

CLAC HEALTH FUND. 13.01 The Union warrants and represents that the CLAC Health Fund (“Benefit Plan”) is established for the benefit of the employees covered by this Agreement and further that such Benefit Plan is maintained and administered by the Union and supervised by a Board of Trustees. 13.02 The Employer agrees to pay to the Union’s Benefit Plan an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. a. The plan will have an employee-paid Long Term Disability (LTD) plan and the premiums for this portion of the plan will be deducted by the Employer from each employee. 13.03 The Employer’s contribution to the Benefit Plan shall be submitted together with union dues and in the manner described in Article 7. 13.04 The Union covenants and agrees to indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by, the Employer by reason of any amounts deducted from any employee's pay and remitted to the Union’s Benefit Administration Office as provided in Article 13.02. In the event that the Employer fails to comply with these Articles by not remitting to the Union, Article 13.04 will not apply. The Employer’s sole obligation pursuant to Article 13 – CLAC Health Fund, shall be limited to making the payment more particularized herein. 13.05 The Employer acknowledges that the Benefit Plan provides for Long Term Disability insurance coverage (“LTD”). Where applicable, the Employer, as directed by the Union Benefit Administration Office, will deduct the cost of such LTD coverage from the employee’s pay cheques. The monthly cost as directed by the Union Benefit Office will be deducted in equal parts, from each employee. Such deductions shall be remitted to the Union together with the Employer’s Benefit Plan contributions in accordance with Article 13 – CLAC Health Fund of the Agreement. Participation in the Plan and in the payroll deduction is mandatory (subject to its separate ratification, mentioned above). 13.06 Where coverage under this Insurance Plan ceases for the plan participant because of age, an amount equivalent to the contributions to the Insurance Plan as outlined in Schedule “A” will be paid to that employee on each paycheque. This payment, in-lieu of contributions to the Insurance Plan administered by the CLAC Health Fund, will not be less than the contributions that would have been made on behalf of the employee if they were still eligible for the Insurance Plan. It is further understood these payments will be subject to taxes and other deductions stipulated federally or by this Collective Agreement. 13.07 To facilitate the commencement of Health and Welfare Benefits the Employer shall remit a one-time lump sum contribution equal to the hourly amount identified in Schedule “A” multiplied by three hundred (300) hours for each current employee covered by the agreement. The lump sum contribution shall be submitted upon ratification.

CLAC HEALTH FUND. 13.01 12.01 The Union warrants and represents that the CLAC Christian Labour Association of Canada Health Fund (“Benefit Plan”) is established for the benefit of the employees covered by this Agreement and further that such Benefit Plan is maintained and administered by the Union and supervised by a Board of Trustees. 13.02 12.02 The Employer agrees to pay to the Union’s Benefit Plan an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. Probationary employees shall receive no contribution toward the CLAC Health Fund, until the successful completion of the probation period, at which time, the employee shall receive hourly contributions toward the plan in accordance with the above, as well as a one-time lump sum contribution equal to the amount identified at Schedule “A” multiplied by 300 hours worked. This lump sum contribution shall be sent to the union together with the next remittance. a. The plan will have an employee-paid Long Term Disability (LTD) plan and the premiums for this portion of the plan will be deducted by the Employer from each employee. 13.03 12.03 The Employer’s contribution to the Benefit Plan shall be submitted together with union dues and in the manner described in Article 77.04. 13.04 12.04 The Union covenants and agrees to indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by, the Employer by reason of any amounts deducted from any employee's pay and remitted to the Union’s Benefit Administration Office as provided in Article 13.02Articles 12.02 and 13.022. In the event that the Employer fails to comply with these Articles by not remitting to the Union, Article 13.04 12.03 will not apply. The Employer’s sole obligation pursuant to Article 13 12 – CLAC Health Fund, shall be limited to making the payment more particularized herein. 13.05 12.05 The Employer acknowledges that the Benefit Plan provides for Long Term Disability insurance coverage (“LTD”). Where applicable, the Employer, as directed by the Union Benefit Administration Office, will deduct the cost of such LTD coverage from the employee’s pay cheques. The monthly cost as directed by the Union Benefit Office will be deducted in equal parts, from each employee. Such deductions shall be remitted to the Union together with the Employer’s Benefit Plan contributions in accordance with Article 13 12 – CLAC Health Fund of the Agreement. Participation in the Plan plan and in the payroll deduction is mandatory (subject to its separate ratification, mentioned above)mandatory. 13.06 Where coverage under this Insurance Plan ceases for the plan participant because of age, an amount equivalent to the contributions to the Insurance Plan as outlined in Schedule “A” will be paid to that employee on each paycheque. This payment, in-lieu of contributions to the Insurance Plan administered by the CLAC Health Fund, will not be less than the contributions that would have been made on behalf of the employee if they were still eligible for the Insurance Plan. It is further understood these payments will be subject to taxes and other deductions stipulated federally or by this Collective Agreement. 13.07 To facilitate the commencement of Health and Welfare Benefits the Employer shall remit a one-time lump sum contribution equal to the hourly amount identified in Schedule “A” multiplied by three hundred (300) hours for each current employee covered by the agreement. The lump sum contribution shall be submitted upon ratification.

CLAC HEALTH FUND. 13.01 The Union warrants and represents that the CLAC Christian Labour Association of Canada Health Fund (“Benefit Plan”) is established for the benefit of the employees covered by this Agreement and further that such Benefit Plan is maintained and administered by the Union and supervised by a Board of Trustees. 13.02 The Commencing on the day that this Agreement becomes effective, in accordance with Article 26 herein, the Employer agrees to pay to the Union’s Benefit Plan an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. a. The plan will have an employee-paid Long Term Disability (LTD) plan and the premiums for this portion of the plan will be deducted by the Employer from each employee. 13.03 The Employer’s contribution to the Benefit Plan shall be submitted together with union dues and in the manner described in Article 77.04. 13.04 The Union covenants and agrees to indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by, the Employer by reason of any amounts deducted from any employee's pay and remitted to the Union’s Benefit Administration Office as provided in Article 13.02Articles 13.02 and 14.02. In the event that the Employer fails to comply with these Articles by not remitting to the Union, Article 13.04 13.03 will not apply. The Employer’s sole obligation pursuant to Article 13 – CLAC Health Fund, shall be limited to making the payment more particularized herein. 13.05 The Employer acknowledges that the Benefit Plan provides for Long Term Disability insurance coverage (“LTD”). Where applicable, the Employer, as directed by the Union Benefit Administration Office, will deduct the cost of such LTD coverage from the employee’s pay cheques. The monthly cost as directed by the Union Benefit Office will be deducted in equal parts, semi-monthly from each employee. Such deductions shall be remitted to the Union together with the Employer’s Benefit Plan contributions in accordance with Article 13 – CLAC Health Fund of the Agreement. Participation in the Plan plan and in the payroll deduction is mandatory (subject to its separate ratification, mentioned above)mandatory. 13.06 Where coverage under this Insurance Plan ceases for the plan participant because of age, an amount equivalent to the contributions to the Insurance Plan as outlined in Schedule “A” will be paid to that employee on each paycheque. This payment, in-lieu of contributions to the Insurance Plan administered by the CLAC Health Fund, will not be less than the contributions that would have been made on behalf of the employee if they were still eligible for the Insurance Plan. It is further understood these payments will be subject to taxes and other deductions stipulated federally or by this Collective Agreement. 13.07 To facilitate the commencement of Health and Welfare Benefits the Employer shall remit a one-time lump sum contribution equal to the hourly amount identified in Schedule “A” multiplied by three hundred (300) hours for each current employee covered by the agreement. The lump sum contribution shall be submitted upon ratification.

CLAC HEALTH FUND. 13.01 The Union warrants and represents that the CLAC Christian Labour Association of Canada Health Fund (“Benefit Plan”) is established for the benefit of the employees covered by this Agreement and further that such Benefit Plan is maintained and administered by the Union and supervised by a Board of Trustees. 13.02 The Employer agrees to pay to the Union’s Benefit Plan an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. a. The plan will have an employee-paid Long Term Disability (LTD) plan and . Probationary employees shall receive no contribution toward the premiums for this portion CLAC Health Fund, until the successful completion of the probation period, at which time, the employee shall receive hourly contributions toward the plan will in accordance with the above, as well as a one-time lump sum contribution equal to the amount identified at Schedule “A” multiplied by 300 hours worked. This lump sum contribution shall be deducted by sent to the Employer from each employeeunion together with the next remittance. 13.03 The Employer’s contribution to the Benefit Plan shall be submitted together with union dues and in the manner described in Article 77.04. 13.04 The Union covenants and agrees to indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by, the Employer by reason of any amounts deducted from any employee's pay and remitted to the Union’s Benefit Administration Office as provided in Article 13.02Articles 13.02 and 14.02. In the event that the Employer fails to comply with these Articles by not remitting to the Union, Article 13.04 13.03 will not apply. The Employer’s sole obligation pursuant to Article 13 – CLAC Health Fund, shall be limited to making the payment more particularized herein. 13.05 The Employer acknowledges that the Benefit Plan provides for Long Term Disability insurance coverage (“LTD”). Where applicable, the Employer, as directed by the Union Benefit Administration Office, will deduct the cost of such LTD coverage from the employee’s pay cheques. The monthly cost as directed by the Union Benefit Office will be deducted in equal parts, from each employee. Such deductions shall be remitted to the Union together with the Employer’s Benefit Plan contributions in accordance with Article 13 – CLAC Health Fund of the Agreement. Participation in the Plan plan and in the payroll deduction is mandatory (subject to its separate ratification, mentioned above)mandatory. 13.06 Where coverage under this Insurance Plan ceases for the plan participant because of age, an amount equivalent to the contributions to the Insurance Plan as outlined in Schedule “A” will be paid to that employee on each paycheque. This payment, in-lieu of contributions to the Insurance Plan administered by the CLAC Health Fund, will not be less than the contributions that would have been made on behalf of the employee if they were still eligible for the Insurance Plan. It is further understood these payments will be subject to taxes and other deductions stipulated federally or by this Collective Agreement. 13.07 To facilitate the commencement of Health and Welfare Benefits the Employer shall remit a one-time lump sum contribution equal to the hourly amount identified in Schedule “A” multiplied by three hundred (300) hours for each current employee covered by the agreement. The lump sum contribution shall be submitted upon ratification.

CLAC HEALTH FUND. 13.01 The Union warrants and represents that the CLAC Health Fund (“Benefit Plan”) is established for the benefit of the employees covered by this Agreement and further that such Benefit Plan is maintained and administered by the Union and supervised by a Board of Trustees. 13.02 The Employer agrees to pay to the Union’s Benefit Plan an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. a. . The plan will have an employee-employee paid Long Term Disability (LTD) plan and the premiums for this portion of the plan will be deducted by the Employer from each employee. 13.03 The Employer’s contribution to the Benefit Plan shall be submitted together with union dues and in the manner described in Article 7. 13.04 The Union covenants and agrees to indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by, the Employer by reason of any amounts deducted from any employee's pay and remitted to the Union’s Benefit Administration Office as provided in Article 13.02. In the event that the Employer fails to comply with these Articles by not remitting to the Union, Article 13.04 will not apply. The Employer’s sole obligation pursuant to Article 13 – CLAC Health Fund, shall be limited to making the payment more particularized herein. 13.05 The Employer acknowledges that the Benefit Plan provides for Long Term Disability insurance coverage (“LTD”). Where applicable, the Employer, as directed by the Union Benefit Administration Office, will deduct the cost of such LTD coverage from the employee’s pay cheques. The monthly cost as directed by the Union Benefit Office will be deducted in equal parts, from each employee. Such deductions shall be remitted to the Union together with the Employer’s Benefit Plan contributions in accordance with Article 13 – CLAC Health Fund of the Agreement. Participation in the Plan and in the payroll deduction is mandatory (subject to its separate ratification, mentioned above)mandatory. 13.06 Where coverage under this Insurance Plan ceases for the plan participant because of age, an amount equivalent to the contributions to the Insurance Plan as outlined in Schedule “A” will be paid to that employee on each paycheque. This payment, in-lieu of contributions to the Insurance Plan administered by the CLAC Health Fund, will not be less than the contributions that would have been made on behalf of the employee if they were still eligible for the Insurance Plan. It is further understood these payments will be subject to taxes and other deductions stipulated federally or by this Collective Agreement. 13.07 To facilitate the commencement of Health and Welfare Benefits the Employer shall remit a one-time lump sum contribution equal to the hourly amount identified in Schedule “A” multiplied by three hundred (300) hours for each current employee covered by the agreement. The lump sum contribution shall be submitted upon ratification.

CLAC HEALTH FUND. 13.01 The Union warrants and represents that the CLAC Christian Labour Association of Canada Health Fund (“Benefit Plan”) is established for the benefit of the employees covered by this Agreement and further that such Benefit Plan is maintained and administered by the Union and supervised by a Board of Trustees. 13.02 The Employer agrees to pay to the Union’s Benefit Plan an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. a. 13.03 The plan will have an employee-paid Long Term Disability (LTD) plan and Employer agrees to contribute toward the premiums for this portion cost of the plan will be deducted Union’s Benefit Plan the amount described in Schedule “A”, for each hour worked by the Employer from each employee, beginning after an employee has successfully completed the probation period. Upon successfully completing the probation period, an employee shall also receive a one-time lump sum contribution equal to the hourly amount identified in Schedule “A” multiplied by all hours worked during the probation period, to a maximum of three hundred and fifty (350) hours. The lump sum contribution shall be submitted with the next monthly remittance to the Union. 13.03 13.04 The Employer’s contribution to the Benefit Plan shall be submitted together with union dues and in the manner described in Article 77.04. 13.04 13.05 The Union covenants and agrees to indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by, the Employer by reason of any amounts deducted from any employee's pay and remitted to the Union’s Benefit Administration Office as provided in Article 13.02. In the event that the Employer fails to comply with these Articles by not remitting to the Union, Article 13.04 will not apply. The Employer’s sole obligation pursuant to Article 13 – CLAC Health Fund, shall be limited to making the payment more particularized herein. 13.05 13.06 The Employer acknowledges that the Benefit Plan provides for Long Term Disability insurance coverage (“LTD”). Where applicable, the Employer, as directed by the Union Benefit Administration Office, will deduct the cost of such LTD coverage from the employee’s pay cheques. The monthly cost as directed by the Union Benefit Office will be deducted in equal parts, from each employee. Such deductions shall be remitted to the Union together with the Employer’s Benefit Plan contributions in accordance with Article 13 – CLAC Health Fund of the Agreement. Participation in the Plan and in the payroll deduction is mandatory (subject to its separate ratification, mentioned above)mandatory. 13.06 Where coverage under this Insurance Plan ceases for the plan participant because of age, an amount equivalent to the contributions to the Insurance Plan as outlined in Schedule “A” will be paid to that employee on each paycheque. This payment, in-lieu of contributions to the Insurance Plan administered by the CLAC Health Fund, will not be less than the contributions that would have been made on behalf of the employee if they were still eligible for the Insurance Plan. It is further understood these payments will be subject to taxes and other deductions stipulated federally or by this Collective Agreement. 13.07 To facilitate the commencement of Health and Welfare Benefits the Employer shall remit a one-time lump sum contribution equal to the hourly amount identified in Schedule “A” multiplied by three hundred (300) hours for each current employee covered by the agreement. The lump sum contribution shall be submitted upon ratification.

CLAC HEALTH FUND. 13.01 12.01 The Union warrants and represents that the CLAC Christian Labour Association of Canada Health Fund (“Benefit Plan”) is established for the benefit of the employees covered by this Agreement and further that such Benefit Plan is maintained and administered by the Union and supervised by a Board of Trustees. 13.02 12.02 The Employer agrees to pay to the Union’s Benefit Plan an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. Probationary employees shall receive no contribution toward the CLAC Health Fund, until the successful completion of the probation period, at which time, the employee shall receive hourly contributions toward the plan in accordance with the above, as well as a one- time lump sum contribution equal to the amount identified at Schedule “A” multiplied by 300 hours worked. This lump sum contribution shall be sent to the union together with the next remittance. a. The plan will have an employee-paid Long Term Disability (LTD) plan and the premiums for this portion of the plan will be deducted by the Employer from each employee. 13.03 12.03 The Employer’s contribution to the Benefit Plan shall be submitted together with union dues and in the manner described in Article 77.04. 13.04 12.04 The Union covenants and agrees to indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by, the Employer by reason of any amounts deducted from any employee's pay and remitted to the Union’s Benefit Administration Office as provided in Article 13.02. In Articles 12.02, and in the event that the Employer fails to comply with these Articles by not remitting to the Union, Article 13.04 12.03 will not apply. The Employer’s sole obligation pursuant to Article 13 12 – CLAC Health Fund, shall be limited to making the payment more particularized herein. 13.05 12.05 The Employer acknowledges that the Benefit Plan provides for Long Term Disability insurance coverage (“LTD”). Where applicable, the Employer, as directed by the Union Benefit Administration Office, will deduct the cost of such LTD coverage from the employee’s pay cheques. The monthly cost as directed by the Union Benefit Office will be deducted in equal parts, from each employee. Such deductions shall be remitted to the Union together with the Employer’s Benefit Plan contributions in accordance with Article 13 12 – CLAC Health Fund of the Agreement. Participation in the Plan plan and in the payroll deduction is mandatory (subject to its separate ratification, mentioned above)mandatory. 13.06 Where coverage under this Insurance Plan ceases for the plan participant because of age, an amount equivalent 12.06 The Employer shall continue to pay to the contributions Union’s Benefit Plan while an employee is on leave to attend mandatory apprenticeship education. This amount shall be equal to forty (40) hours times the Insurance Plan as amount outlined in Schedule “A” will be paid to that employee on each paycheque. This payment, in-lieu of contributions to the Insurance Plan administered by the CLAC Health Fund, will not be less than the contributions that would have been made on behalf of the employee if they were still eligible for the Insurance Plan. It is further understood these payments will be subject to taxes and other deductions stipulated federally or by this Collective Agreement. 13.07 To facilitate the commencement of Health and Welfare Benefits the Employer shall remit a one-time lump sum contribution equal to the hourly amount identified in Schedule “A” multiplied by three hundred (300) hours for each current employee covered by the agreement. The lump sum contribution shall be submitted upon ratificationweek of leave, up to a maximum of eleven (11) weeks.

CLAC HEALTH FUND. 13.01 The Union warrants and represents that the CLAC Health Fund (“Benefit Plan”) is established for the benefit of the employees covered by this Agreement and further that such Benefit Plan is maintained and administered by the Union and supervised by a Board of Trustees. 13.02 The Employer agrees to pay to the Union’s Benefit Plan an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. a. . The plan will have an employee-employee paid Long Term Disability (LTD) plan and the premiums for this portion of the plan will be deducted by the Employer from each employee. 13.03 Employees are entitled to the coverage of the benefit plan the first day of the month following the month in which they complete their probationary period. 13.04 The Employer’s contribution to the Benefit Plan shall be submitted together with union dues and in the manner described in Article 7. 13.04 13.05 The Union covenants and agrees to indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by, the Employer by reason of any amounts deducted from any employee's pay and remitted to the Union’s Benefit Administration Office as provided in Article 13.02. In the event that the Employer fails to comply with these Articles by not remitting to the Union, Article 13.04 will not apply. The Employer’s sole obligation pursuant to Article 13 – CLAC Health Fund, shall be limited to making the payment more particularized herein. 13.05 13.06 The Employer acknowledges that the Benefit Plan provides for Long Term Disability insurance coverage (“LTD”). Where applicable, the Employer, as directed by the Union Benefit Administration Office, will deduct the cost of such LTD coverage from the employee’s pay cheques. The monthly cost as directed by the Union Benefit Office will be deducted in equal parts, from each employee. Such deductions shall be remitted to the Union together with the Employer’s Benefit Plan contributions in accordance with Article 13 – CLAC Health Fund of the Agreement. Participation in the Plan and in the payroll deduction is mandatory (subject to its separate ratification, mentioned above)mandatory. 13.06 Where coverage under this Insurance Plan ceases for the plan participant because of age, an amount equivalent to the contributions to the Insurance Plan as outlined in Schedule “A” will be paid to that employee on each paycheque. This payment, in-lieu of contributions to the Insurance Plan administered by the CLAC Health Fund, will not be less than the contributions that would have been made on behalf of the employee if they were still eligible for the Insurance Plan. It is further understood these payments will be subject to taxes and other deductions stipulated federally or by this Collective Agreement. 13.07 To facilitate the commencement of Health and Welfare Benefits the Employer shall remit a one-time lump sum contribution equal to the hourly amount identified in Schedule “A” multiplied by three hundred (300) hours for each current employee covered by the agreement. The lump sum contribution shall be submitted upon ratification.

CLAC HEALTH FUND. 13.01 14.01 The Union warrants and represents that the CLAC Health Fund (“Benefit Plan”) is established for the benefit of the employees covered by this Agreement and further that such Benefit Plan is maintained and administered by the Union and supervised by a Board of Trustees. 13.02 14.02 The Employer agrees to pay to the Union’s Benefit Plan an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. a. . The plan will may have an employee-employee paid Long Term Disability (LTD) plan and the premiums for this portion of the plan will be deducted by the Employer from each employee. 13.03 14.03 The Employer’s contribution to the Benefit Plan shall be submitted together with union dues and in the manner described in Article 7. 13.04 14.04 The Union covenants and agrees to indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by, the Employer by reason of any amounts deducted from any employee's pay and remitted to the Union’s Benefit Administration Office as provided in Article 13.0214.02. In the event that the Employer fails to comply with these Articles by not remitting to the Union, Article 13.04 14.04 will not apply. The Employer’s sole obligation pursuant to Article 13 14 – CLAC Health Fund, shall be limited to making the payment more particularized herein. 13.05 14.05 The Employer acknowledges that the Benefit Plan provides for Long Term Disability insurance coverage (“LTD”). Where applicable, the Employer, as directed by the Union Benefit Administration Office, will deduct the cost of such LTD coverage from the employee’s pay cheques. The monthly cost as directed by the Union Benefit Office will be deducted in equal parts, from each employee. Such deductions shall be remitted to the Union together with the Employer’s Benefit Plan contributions in accordance with Article 13 14 – CLAC Health Fund of the Agreement. Participation in the Plan and in the payroll deduction is mandatory (subject to its separate ratification, mentioned above)mandatory. 13.06 Where coverage under this Insurance Plan ceases for the plan participant because of age, an amount equivalent to the contributions to the Insurance Plan as outlined in Schedule “A” will be paid to that employee on each paycheque. This payment, in-lieu of contributions to the Insurance Plan administered by the CLAC Health Fund, will not be less than the contributions that would have been made on behalf of the employee if they were still eligible for the Insurance Plan. It is further understood these payments will be subject to taxes and other deductions stipulated federally or by this Collective Agreement. 13.07 To facilitate the commencement of Health and Welfare Benefits the Employer shall remit a one-time lump sum contribution equal to the hourly amount identified in Schedule “A” multiplied by three hundred (300) hours for each current employee covered by the agreement. The lump sum contribution shall be submitted upon ratification.

CLAC HEALTH FUND. 13.01 12.01 The Union warrants and represents that the CLAC Health Fund (“Benefit Plan”) is established for the benefit of the employees covered by this Agreement and further that such Benefit Plan is maintained and administered by the Union and supervised by a Board of Trustees. 13.02 . The Employer agrees to pay to the Union’s Benefit Plan an amount as outlined under Schedule “A” and “B” for each hour worked by each employee covered under this Agreement. a. 12.02 The plan will have an employee-employee paid Long Term Disability (LTD) plan and the premiums for this portion of the plan will be deducted by the Employer from each employee. 13.03 12.03 The Employer’s contribution to the Benefit Plan shall be submitted together with union dues and in the manner described in Article 7. 13.04 12.04 The Union covenants and agrees to indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by, the Employer by reason of any amounts deducted from any employee's pay and remitted to the Union’s Benefit Administration Office as provided in Article 13.02Office. In the event that the Employer fails to comply with these Articles by not remitting to the Union, Article 13.04 12.04 will not apply. The Employer’s sole obligation pursuant to Article 13 12 – CLAC Health Fund, shall be limited to making the payment more particularized herein. 13.05 12.05 The Employer acknowledges that the Benefit Plan provides for Long Term Disability insurance coverage (“LTD”). Where applicable, the Employer, as directed by the Union Benefit Administration Office, will deduct the cost of such LTD coverage from the employee’s pay cheques. The monthly cost as directed by the Union Benefit Office will be deducted in equal parts, from each employee. Such deductions shall be remitted to the Union together with the Employer’s Benefit Plan contributions in accordance with Article 13 12 – CLAC Health Fund of the Agreement. Participation in the Plan and in the payroll deduction is mandatory (subject to its separate ratification, mentioned above)mandatory. 13.06 Where coverage under this Insurance Plan ceases for the plan participant because of age, an amount equivalent to the contributions to the Insurance Plan as outlined in Schedule “A” will be paid to that employee on each paycheque. This payment, in-lieu of contributions to the Insurance Plan administered by the CLAC Health Fund, will not be less than the contributions that would have been made on behalf of the employee if they were still eligible for the Insurance Plan. It is further understood these payments will be subject to taxes and other deductions stipulated federally or by this Collective Agreement. 13.07 To facilitate the commencement of Health and Welfare Benefits the Employer shall remit a one-time lump sum contribution equal to the hourly amount identified in Schedule “A” multiplied by three hundred (300) hours for each current employee covered by the agreement. The lump sum contribution shall be submitted upon ratification.

CLAC HEALTH FUND. 13.01 The Union warrants and represents that the CLAC Christian Labour Association of Canada Health Fund (“Benefit Plan”) is established for the benefit of the employees covered by this Agreement and further that such Benefit Plan is maintained and administered by the Union and supervised by a Board of Trustees. 13.02 The Commencing on the day that this Agreement becomes effective, in accordance with Article 26 herein, the Employer agrees to pay to the Union’s Benefit Plan an amount as outlined under Schedule “A” for each hour worked by each employee covered under this Agreement. a. The plan will have an employee-paid Long Term Disability (LTD) plan and the premiums for this portion of the plan will be deducted by the Employer from each employee. 13.03 The Employer’s contribution to the Benefit Plan shall be submitted together with union dues and in the manner described in Article 77.02. 13.04 The Union covenants and agrees to indemnify and hold harmless the Employer against any and all claims made against, and liability of any nature incurred by, the Employer by reason of any amounts deducted from any employee's pay and remitted to the Union’s Benefit Administration Office as provided in Article 13.02Articles 13.02 and 14.02. In the event that the Employer fails to comply with these Articles by not remitting to the Union, Article 13.04 13.03 will not apply. The Employer’s sole obligation pursuant to Article 13 – CLAC Health Fund, shall be limited to making the payment more particularized herein. 13.05 The Employer acknowledges that the Benefit Plan provides for Long Term Disability insurance coverage (“LTD”). Where applicable, the Employer, as directed by the Union Benefit Administration Office, will deduct the cost of such LTD coverage from the employee’s pay cheques. The monthly cost as directed by the Union Benefit Office will be deducted in equal parts, semi-monthly from each employee. Such deductions shall be remitted to the Union together with the Employer’s Benefit Plan contributions in accordance with Article 13 – CLAC Health Fund of the Agreement. Participation in the Plan and in the payroll deduction is mandatory (subject to its separate ratification, mentioned above)mandatory. 13.06 Where coverage under this Insurance Plan ceases for the plan participant because of age, an amount equivalent to the contributions to the Insurance Plan as outlined in Schedule “A” will be paid to that employee on each paycheque. This payment, in-lieu of contributions to the Insurance Plan administered by the CLAC Health Fund, will not be less than the contributions that would have been made on behalf of the employee if they were still eligible for the Insurance Plan. It is further understood these payments will be subject to taxes and other deductions stipulated federally or by this Collective Agreement. 13.07 To facilitate the commencement of Health and Welfare Benefits the Employer shall remit a one-time lump sum contribution equal to the hourly amount identified in Schedule “A” multiplied by three hundred (300) hours for each current employee covered by the agreement. The lump sum contribution shall be submitted upon ratification.