Commercial Overdraft Services. An item that would create an overdraft or NSF condition in a checking, savings, or money market account that is a business account may be manually reviewed and authorized, paid, returned unpaid, or declined in the Bank’s sole discretion, and you will be charged the applicable fees, as set forth on the separate service charge schedule(s) for your account. In addition to applying for an Overdraft Protection Plan, you may also set up automatic funds transfers or “Sweeps,” which can help you manage account balances and avoid overdrafts and NSF conditions. Our Sweeps service allows you to set up minimum balances, maximum balances, or target balances on your account and other checking, money market, or savings accounts you hold at Capitol Federal. When your account reaches the minimum, maximum, or target balance, funds will automatically be transferred or “swept” to or from the accounts that you have designated. You may contact us at any branch or our customer service center at 0-000-000-0000 for more information about the Sweeps service.
