Common use of Debit Cards Clause in Contracts

Debit Cards. As a condition of opening certain accounts, you agree that we may automatically issue you a debit or ATM card. However, activating your card is not required to keep your account open. You can use your card as follows: At ATMs to: • Withdraw cash; • Transfer money; • Check your balances; • Deposit cash or checks; • Make payments to qualifying cards and loans; • Obtain a copy of recent account activity. You can use your debit card at participating merchants to: • Purchase goods and services. Purchases are subtracted from your primary account. If you have arranged with your merchant to make recurring payments, you must notify the merchant if your card number or expiration date has changed or your debit card is closed. We may also provide the merchant or the participating network your new account number and expiration date. • Withdraw cash while making a purchase using your PIN if the merchant permits the cash-back option. • Send or receive payments from another person, or receive payments from a business by providing your card number to third-party payment services. At participating financial institutions to: • Withdraw funds at a teller. Withdrawals are subtracted from your primary account. You will be charged a Non-ATM Cash Fee.