Common use of Definition of Total Disability Clause in Contracts

Definition of Total Disability. (i) Total disability means that the Employee is unable, because of sickness or accident, to perform the duties of his/her regular occupation. This definition applies for the first twenty-four (24) months of payments. After this time, the inability to perform any occupation for which the Employee is reasonably fitted by training, education or experience will constitute total disability. It is specifically understood that LTD benefits are not payable in respect of any illness for which WSIB are payable. It is not required that the Employee be confined to home, but he/she must be under the regular care of a medical physician. (ii) Upon the request of the Employer, an Employee who claims or is receiving benefits under the insurance plan shall submit to a health examination by a medical physician selected and paid for by the Employer. (iii) A recurrence of total disability due to the same or related causes will be treated as the same disability unless the member returned to work full- time for more than: (a) 1 month if satisfying the qualifying period, or (b) 6 months if receiving the disability benefits.

Definition of Total Disability. (i) Total disability means that the Employee is unable, because of sickness or accident, to perform the duties of his/her regular occupation. This definition applies for the first twenty-four (24) months of payments. After this time, the inability to perform any occupation for which the Employee is reasonably fitted by training, education or experience will constitute total disability. It is specifically understood that LTD benefits are not payable in respect of any illness for which WSIB are payable. It is not required that the Employee be confined to home, but he/she must be under the regular care of a medical physician. (ii) Upon the request of the Employer, an Employee who claims or is receiving benefits under the insurance plan shall submit to a health examination by a medical physician selected and paid for by the Employer. (iii) A recurrence of total disability due to the same or related causes will be treated as the same disability unless the member returned to work full- full time for more than: (a) 1 month if satisfying the qualifying period, or (b) 6 months if receiving the disability benefits.