Delivery of Zelle® Payments. For payments via Zelle®, most transfers of money to you from other Users will occur within minutes. There may be other circumstances when the payment may take longer. For example, in order to protect you, us, Zelle® and the other Network Financial Institutions, we may need or Zelle® may need additional time to verify your identity or the identity of the person sending the money. We may also delay or block the transfer to prevent fraud or to meet our regulatory obligations. If we delay or block a payment that you have initiated through a request for money, we will notify you in accordance with your User preferences (i.e. email or push notification). You understand and agree that there may be a delay between the time you are notified of the pending Payment Instruction and the deposit of the payment funds into your Eligible Account, and you may be required to take additional steps to facilitate the deposit of the payment of funds into your Eligible Account, such as providing additional information if we have questions regarding possible fraud in connection with the payment. You authorize the Sender, the financial institution which holds the Sender's Eligible Account and us (including through the Online Banking Service website) to send emails to you and text messages to your mobile phone in connection with the Sender's initiation of Payment Instructions to you via Zelle®, and, as a Receiver, you may receive Zelle® Payment Requests from others through the Zelle® Payment Service.
