Common use of Discretionary Service Clause in Contracts

Discretionary Service. The Privilege Pay service may be provided once your checking account has been open for 30 days and will continue as long as the account is maintained in good standing with WECU. The Privilege Pay service will be provided for ATM and debit card purchase transactions only if you request it by providing us a one-time opt- in for these transactions. Under the Privilege Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you by mail (or email, if you have requested) of any insufficient funds, checks, or items paid or unpaid and returned that you may have. However, we will not notify you before we pay or return any item.

Discretionary Service. The Privilege Pay Overdraft Protection service may will be provided once your checking account has been open for 30 days is opened and will continue as long as the account is maintained in good standing with WECUthe Credit Union. The Privilege Pay Overdraft Protection service will be is provided for ATM and debit card purchase transactions only if you request it by providing us a one-time opt- in for these transactionshave no authorized savings or loan account funds available to transfer. Under the Privilege Pay Overdraft Protection service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient available funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you by mail (or email, if you have requested) of any insufficient funds, checks, or items paid or unpaid and returned that you may have. However, we will not notify you before we pay or return any item.

Discretionary Service. The Privilege Pay service may be provided once your checking account has been open for 30 days and will continue as long as the account is maintained in good standing with WECU. The Privilege Pay service will be provided for ATM and debit card purchase transactions only if you request it by providing us a oneone- time opt-time opt- in for these transactions. Under the Privilege Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you by mail (or email, if you have requested) of any insufficient funds, checks, or items paid or unpaid and returned that you may have. However, we will not notify you before we pay or return any item.

Discretionary Service. The Privilege Pay Overdraft Protection service may will be provided once your checking account has been open for 30 days is opened and will continue as long as the account is maintained in good standing with WECUthe Credit Union. The Privilege Pay Overdraft Protection service will be is provided for ATM and debit card purchase transactions only if you request it by providing us a one-time opt- in for these transactionshave no authorized savings or loan account funds available to transfer. Under the Privilege Pay Overdraft Protection service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you by mail (or email, if you have requested) of any insufficient funds, checks, or items paid or unpaid and returned that you may have. However, we will not notify you before we pay or return any item.

Discretionary Service. The Privilege Pay service may will be provided once your checking account has been open for 30 days and will continue as long as the account is maintained in good standing with WECUthe Credit Union. The Privilege Pay service will be provided for ATM and debit card purchase transactions only if you request it Privilege Pay services by providing us a one-time opt- expressly opting in for these transactions. The Privilege Pay overdraft protection is provided only if you have no savings account funds available to transfer. Under the Privilege Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you by mail (or email, if you have requested) of any insufficient funds, checks, or items paid or unpaid and returned that you may have. However, we will not notify you before we pay or return any item.

Discretionary Service. The Privilege Courtesy Pay service may be is provided once your checking account has been open to qualified accounts for 30 days checks, ACH and will continue as long as the account is maintained in good standing with WECUonline transactions and you have to option to opt out of these services at any time. The Privilege Courtesy Pay service will be provided for ATM and debit card purchase transactions only if you request it Curtesy Pay services by providing us a one-time opt- in for expressly requesting these transactionstransactions (“opt in”). Under the Privilege Courtesy Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this Agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you by mail (or email, if you have requested) of any insufficient funds, checks, or items paid or unpaid and returned that you may have. However, we will not no obligation to notify you before we pay or return any item.