Overdraft Fees. There is an Overdraft Fee for each paid overdraft check or item. If we do not pay the overdraft, there is a NSF/Returned Item fee per check or item. There is no limit on the number of overdrafts paid or overdraft fees incurred on any one day. These fees are set forth in our Rate and Fee Schedule.
Overdraft Fees. Payments returned for insufficient funds will be subject to an additional charge of $25.00.
Overdraft Fees. On any given business day, if we receive more than one item for payment and if we determine there are sufficient funds to pay one or more but not all of the items, then the number of items paid and the overdraft and returned item fees assessed could be affected by the order that we choose to post those items. We may choose our processing and posting orders regardless of whether additional fees may result. AUTHORIZATION HOLDS FOR DEBIT CARD TRANSACTIONS When you use your debit card to pay for goods or services, the merchant may seek preauthorization from us for the transaction. When we preauthorize a transaction, we commit to make the requested funds available when the transaction finally posts and as such, we generally place an “authorization hold” against some or all of the funds in the account linked to your debit card, based on the amount of the preauthorization request from the merchant. The amount of the authorization hold will be subtracted from your available balance as authorization requests are received by us throughout each day. Until the transaction finally settles, or we otherwise remove the hold, the funds subject to the hold will not be available to you. Eventually, the transaction is processed by the merchant and submitted to us for payment. This can happen hours or sometimes days after you signed for it, depending on the merchant. These payment requests are received in real time throughout the day and are posted to your account as they are received. The amount of an authorization hold may differ from the actual transaction amount because the actual transaction amount may not yet be known to the merchant when the authorization request is submitted. For example, this can happen where your debit card is swiped before your actual transaction amount is known, such as at a restaurant (where you may choose to add a tip to the transaction amount) or gas station. For these types of transactions, there may be no authorization hold, or the amount of the authorization hold may be different from the transaction amount. In some other cases we may not receive an authorization request from the merchant, and there will be no authorization hold reflected in your available balance. We cannot control how much a merchant asks us to authorize, or when a merchant submits a transaction for payment. We are permitted to place an authorization hold on your account for up to three (3) business days (or longer for certain types of debit card transactions) from the time...
Overdraft Fees. If you conduct a consumer debit card transaction and you have provided an opt-in for the Courtesy Pay service or you conduct any other electronic funds transfer and overdraw your account, you agree to pay an overdraft fee as set forth in the Fee Schedule.
Overdraft Fees. We charge a fee for each non-sufficient funds or overdraft item as set forth on the Deposit Rate Sheet and Fee Schedule. There is a daily limit on the total fees we will charge you for overdrawing your account. A fee will be charged whether we authorize the transaction for payment or return it unpaid. Our NSF and overdraft fees will be included in and count against your established Courtesy Pay Limit.
Overdraft Fees. There is a fee for each overdraft check or item we pay as set forth on the Rate and Fee Schedule. If we do not pay the overdraft, there is a Returned Item fee for each check or item we return as set forth on the Rate and Fee Schedule. These fees may be amended as set forth in our Rate and Fee Schedule. We may charge a fee each time a check or item is submitted or resubmitted for payment. Therefore, you may be assessed more than one fee as a result of a returned item or resubmission(s) of the returned item. There is no limit on the amount of overdraft fees that we will charge on any one day.
Overdraft Fees. There is an Overdraft fee for each overdraft check or item we pay as set forth on the Rate and Fee Schedule. If we do not pay the overdraft, there is a Returned Item fee for each check or item we return as set forth on the Rate and Fee Schedule. These fees may be amended as set forth in our Rate and Fee Schedule. You will not be charged for more than 15 Courtesy Pay fees per day in any one checking account. If you have excess overdraft activity we will notify you in writing to consider discontinuing the Service.
Overdraft Fees. We will charge an Insufficient Funds Fee during nightly processing for any paid item posted on a business day when your account is overdrawn. If we return an item, we will not charge a fee. We will charge an Insufficient Funds Fee for an item that may have been previously returned unpaid if it is later paid against an overdrawn balance. Refer to your product information and Fee Schedule for information about what fees apply and how fees are calculated for your account. We may limit the number of Insufficient Funds Fees we charge for a business day. For business accounts, we may charge interest on any amount you are overdrawn that you haven’t repaid promptly.
Overdraft Fees. There is a fee for each paid overdraft check, item, or payment transfer, as set forth in the Fee Schedule. If we do not pay the overdraft, there will be an NSF or Returned Item fee per check or item, as set forth in the Fee Schedule. There is no limit on the number of overdrafts paid or overdraft fees incurred on any one day.
Overdraft Fees. We do not permit you to overdraw your Account and we do not charge you insufficient funds fees or overdraft fees. If the available balance in your Account is not sufficient to cover any transaction you have authorized, we can refuse to process the transaction. You must make a deposit immediately to cover any negative balance. If your Account has a negative balance for sixty (60) calendar days or more, we may close your Account. However, there may be instances where your Account can still become overdrawn. For example, if a deposit is returned or if a merchant settles a transaction for an amount greater than what was authorized.
