Common use of Discretionary Service Clause in Contracts

Discretionary Service. Cascade FCU offers the overdraft service to eligible consumer checking account owners who qualify. The overdraft service is provided to qualified accounts automatically for checks, ACH and online transactions and you have the option to opt-out of the service at any time. Overdraft service will be provided for debit card transactions only if you request overdraft services by expressly requesting these transactions (“opt-in”). Under the overdraft service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We have no obligation to notify you before we pay or return any item.

Discretionary Service. Cascade FCU The Credit Union offers the overdraft service Overdraft Advantage to eligible consumer checking account owners who qualify. The overdraft service Overdraft Advantage is provided to qualified accounts automatically for checks, ACH ACH, and online transactions transactions; and you have the option to opt-out of the service at any time. Overdraft service Extended Coverage will be provided for ATM and debit card transactions only if you request overdraft services by it be added to your account. By expressly requesting these transactions this service (“opt-in”), you agree to the terms and conditions of this service as outlined by the Credit Union. Under the overdraft serviceOverdraft Protection services, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this agreementAgreement. This overdraft Overdraft Protection service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We have no obligation to notify you before we pay or return any item.

Discretionary Service. Cascade FCU offers the overdraft service to eligible consumer checking account owners who qualify. The overdraft Courtesy Pay service is provided to qualified accounts automatically for checks, ; ACH and online transactions and you have the option to opt-out of discontinue the service at any time. Overdraft Courtesy Pay service will be provided for debit card purchase transactions only if you request overdraft Courtesy Pay services by expressly requesting these transactions (“opt-in”). Under the overdraft Courtesy Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this agreementAccount Agreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We will notify you of any insufficient funds transactions per the channel you have elected to receive communications from us. However, we have no obligation to notify you before we pay or return any item.

Discretionary Service. Cascade FCU The Credit Union offers the overdraft Privilege Pay service to eligible consumer checking account owners who qualify. The overdraft Privilege Pay service is provided to qualified accounts automatically for checks, ; ACH and online transactions and you have the option to opt-out of the service at any time. Overdraft Privilege Pay service will be provided for debit card transactions only if you request overdraft Privilege Pay services by expressly requesting these transactions (“opt-in”). Under the overdraft Privilege Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this agreementAgreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We have no obligation to notify you before we pay or return any item.

Discretionary Service. Cascade FCU The Credit Union offers the overdraft Overdraft Privilege service to eligible consumer checking account owners who qualify. The overdraft Overdraft Privilege service is provided to qualified accounts automatically for checks, ; ACH and online transactions and you have the option to opt-opt- out of the service at any time. Overdraft Privilege service will be provided for debit card transactions only if you request overdraft Overdraft Privilege services by expressly requesting these transactions (“opt-opt- in”). Under the overdraft Overdraft Privilege service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this agreementAgreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We have no obligation to notify you before we pay or return any item.

Discretionary Service. Cascade FCU offers the overdraft service to eligible consumer checking account owners who qualify. The overdraft service Courtesy Pay is provided to qualified accounts automatically for checks, ACH and online transactions and you have the to option to opt-opt out of the service these services at any time. Overdraft service Courtesy Pay will be provided for debit card transactions only if you request overdraft Curtesy Pay services by expressly requesting these transactions (“opt-opt in”). Under the overdraft Courtesy Pay service, we are not obligated to pay any check or item presented for payment if your account does not contain sufficient funds. We may, as a discretionary service and not as a right of yours or our obligation to you, pay overdrafts up to an approved overdraft limit under the terms of this service and subject to this agreementAgreement. This overdraft service is not a line of credit, is not guaranteed, and is independent of any loan arrangement you may have with us. We will not pay an overdraft for you in excess of any limit we have established for your account type. Also, we may refuse to pay an overdraft for you at any time, even if we have previously paid overdrafts for you. We have no obligation to notify you before we pay or return any item.