Common use of Electronic Disclosures Clause in Contracts

Electronic Disclosures. We may deliver amendments to this Agreement and other disclosures to you in an electronic format. Other written disclosures we may provide include: • Monthly account statements • Deposit account disclosures • Notices regarding changes in account terms and fees • Privacy notices The equipment necessary for accessing these types of disclosures in an electronic format and/or via electronic mail is described above in Section 1. WITH YOUR ACCEPTANCE BELOW, YOU AGREE TO ACCEPT THIS AGREEMENT AND OTHER ONLINE BANKING RELATED DISCLOSURES IN AN ELECTRONIC FORMAT. YOU ALSO AGREE TO RECEIVE ESTATEMENTS SUMMARIZING ACCOUNT ACTIVITY IN YOUR ELIGIBLE ACCOUNTS. YOU ALSO AGREE AND REPRESENT THAT YOU HAVE THE NECESSARY EQUIPMENT FOR ACCESSING THE ONLINE BANKING SERVICES AND FOR VIEWING ELECTRONIC DISCLOSURES. If you consent to receive disclosures in an electronic format and/or via electronic mail and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us of your intent to cancel electronic disclosures by: • Sending us a letter to Plumas Bank, 00 X. Xxxxxx Ave. Quincy, CA 95971, • Sending us a secure message through the Online Banking Services, or • By contacting us at this phone number: 0-000-000-0000. If you send us a secure message through the Online Banking Services or write us a letter, please be sure to identify yourself and the applicable accounts. If you enroll for eStatements and then later decide that you want to receive paper statements, you can “opt-out” of electronic delivery by contacting us at 1-888-375-8627. After your opt-out request is processed, you will begin receiving paper copies of account statements and additional charges may apply. If you enroll for eStatements and then later close your accounts with Bank, your access to the Online Banking Services will also be terminated. You may request paper copies of historical statements at the address listed above. You should print or save a copy of all disclosures delivered electronically. Online Banking Services customers may request paper copies of disclosures such as this Online Banking Agreement free of charge.

Electronic Disclosures. We may deliver amendments to this Agreement agreement and other disclosures to you in an electronic format. Other written disclosures we may provide include: • Monthly account statements statements, • Deposit account disclosures disclosures, • Notices regarding changes in account terms and fees fees, • Privacy notices The equipment necessary for accessing these types of disclosures in an electronic format and/or via electronic mail electronically is described above in Section 13. WITH YOUR ACCEPTANCE BELOW, YOU AGREE TO ACCEPT THIS AGREEMENT AND OTHER ONLINE INTERNET BANKING RELATED DISCLOSURES IN AN ELECTRONIC FORMAT. YOU ALSO AGREE TO RECEIVE ESTATEMENTS SUMMARIZING ACCOUNT ACTIVITY IN YOUR ELIGIBLE ACCOUNTS. YOU ALSO AGREE AND REPRESENT THAT YOU HAVE THE NECESSARY EQUIPMENT FOR ACCESSING THE ONLINE INTERNET BANKING SERVICES SERVICE AND FOR VIEWING ELECTRONIC DISCLOSURES. If you consent to receive electronic disclosures in an electronic format and/or via electronic mail and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us of your intent to cancel electronic disclosures by: • Sending us a letter to Plumas Bank0000 Xxxxx Xxxxxxxx Xxxxx, 00 X. Xxxxxx Ave. QuincyXxxx Xxxx Xxxx, CA 95971, XX 00000 • Sending us a secure message through the Online Internet Banking ServicesService, or • By contacting us at this phone number: 0-(000) 000-000-0000. 0000 If you send us a secure message through the Online Internet Banking Services Service or write us a letter, please be sure to identify yourself and the applicable accounts. As part of the enrollment process, we may ask if you want to receive electronic only versions of your account statements (e-statements). If you enroll for eStatements e-statements and then later decide that you want to receive paper statements, you can “opt-out” of electronic delivery by contacting us at 1-888-375-8627on the “Statements” page within the Internet Banking Service. After your you opt-out request is processed, you will begin receiving paper copies of account statements and additional charges may apply. If you enroll for eStatements e-statements and then later close your accounts with Brighton Bank, your access to the Online Internet Banking Services Service(s) will also be terminated. You may request paper copies of historical statements at the address listed above. If you enroll for e-statements and then close an account with Brighton Bank, you will be given access to view the history up to the end of the year the account was closed. Thereafter, you may request paper copies of historical statements at the address listed above. Copy fees may apply. You should print or save a copy of all disclosures delivered electronically. Online Banking Services Internet banking customers may request paper copies of disclosures such as this Online Internet Banking Agreement agreement free of charge.

Electronic Disclosures. We may deliver amendments to this Agreement and other disclosures to you in an electronic format. Other written disclosures we may provide include: •  Monthly account statements • statement  Deposit account disclosures •  Notices regarding changes in account terms and fees •  Privacy notices The equipment necessary for accessing these types of disclosures in an electronic format and/or via electronic mail electronically is described above in Section 13. WITH YOUR ACCEPTANCE BELOW, YOU AGREE TO ACCEPT THIS AGREEMENT AND OTHER ONLINE INTERNET BANKING RELATED DISCLOSURES IN AN ELECTRONIC FORMAT. YOU ALSO AGREE TO RECEIVE ESTATEMENTS SUMMARIZING ACCOUNT ACTIVITY IN YOUR ELIGIBLE ACCOUNTS. YOU ALSO AGREE AND REPRESENT THAT YOU HAVE THE NECESSARY EQUIPMENT FOR ACCESSING THE ONLINE INTERNET BANKING SERVICES SERVICE AND FOR VIEWING ELECTRONIC DISCLOSURES. If you consent to receive electronic disclosures in an electronic format and/or via electronic mail and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us of your intent to cancel electronic disclosures by: •  Sending us a letter to Plumas BankX.X. Xxx 000, 00 X. Xxxxxx Ave. QuincyXxxxxxxx, CA 95971, • XX 00000  Sending us a secure message through the Online Internet Banking ServicesService, or •  By contacting us at this phone number: 0-(000) 000-000-0000. 0000 If you send us a secure message through the Online Internet Banking Services Service or write us a letter, please be sure to identify yourself and the applicable accounts. As part of the enrollment process, we may ask if you want to receive electronic only versions of your account statement (e-statements). If you enroll for eStatements e-statements and then later decide that you want to receive paper statements, you can “opt-out” of electronic delivery by contacting us at 1-888-375-8627on the “Statements” page within the Internet Banking Service. After your opt-out request is processed, you will begin receiving paper copies of account statements and additional charges may apply. If you enroll for eStatements e-statements and then later close your accounts with Bank, Fredonia Valley Bank your access to the Online Internet Banking Services Service will also be terminated. You may request paper copies of historical statements at the address listed above. You should print or save a copy of all disclosures delivered electronically. Online Internet Banking Services customers may request paper copies of disclosures such as this Online Internet Banking Agreement free of charge.

Electronic Disclosures. We may deliver amendments to this Agreement and other disclosures to you in an electronic format. Other written disclosures we may provide include: • - Monthly account statements • - Deposit account disclosures • - Notices regarding changes in account terms and fees • - Privacy notices The equipment necessary for accessing these types of disclosures in an electronic format and/or via electronic mail electronically is described above in Section 13. WITH YOUR ACCEPTANCE BELOW, YOU AGREE TO ACCEPT THIS AGREEMENT AND OTHER ONLINE BANKING RELATED DISCLOSURES IN AN ELECTRONIC FORMAT. YOU ALSO AGREE TO RECEIVE ESTATEMENTS SUMMARIZING ACCOUNT ACTIVITY IN YOUR ELIGIBLE ACCOUNTS. YOU ALSO AGREE AND REPRESENT THAT YOU HAVE THE NECESSARY EQUIPMENT FOR ACCESSING THE ONLINE BANKING SERVICES SERVICE AND FOR VIEWING ELECTRONIC DISCLOSURES. If you consent to receive electronic disclosures in an electronic format and/or via electronic mail and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us of your intent to cancel electronic disclosures by: • Sending us a letter to Plumas Bank000 Xxxx Xxx, 00 X. Xxxxxx Ave. QuincyXX Xxx 000, CA 95971, • Xxxxxxxx XX 00000- 0848 Sending us a secure message through the Online Banking ServicesService, or • By by contacting us at this phone number: 0-(000) 000-0000 or (000-0000. ) 0000000 If you send us a secure message through the Online Banking Services Service or write us a letter, please be sure to identify yourself and the applicable accounts. As part of the enrollment process, we may ask if you want to receive electronic only versions of your account statements (e-statements). If you enroll for eStatements e-statements and then later decide that you want to receive paper statements, you can “opt-out” of electronic delivery by contacting us at 1-888-375-8627on the “Statements” page within the Online Banking Service. After your opt-out request is processed, you will begin receiving paper copies of account statements and additional charges may applystatements. If you enroll for eStatements e- statements and then later close your accounts with BankProfinium, your access to the Online Banking Services Service will also be terminated. You may request paper copies of historical statements at the address listed above. Fees will be charged in accordance with the fee schedule in place at the time of the request. You should print or save a copy of all disclosures delivered electronically. Online Banking Services customers may request paper copies of disclosures such as this Online Banking Agreement free of charge.

Electronic Disclosures. We may deliver amendments to this Agreement and other disclosures to you in an electronic format. Other written disclosures we may provide include: •  Monthly account statements • statements,  Deposit account disclosures • disclosures,  Notices regarding changes in account terms and fees • fees,  Privacy notices The equipment necessary for accessing these types of disclosures in an electronic format and/or via electronic mail electronically is described above in Section 13. WITH YOUR ACCEPTANCE BELOWBY SIGNING IN TO THE SERVICE, YOU AGREE TO ACCEPT THIS AGREEMENT AND OTHER ONLINE INTERNET BANKING RELATED DISCLOSURES IN AN ELECTRONIC FORMAT. YOU ALSO AGREE TO RECEIVE ESTATEMENTS SUMMARIZING ACCOUNT ACTIVITY IN YOUR ELIGIBLE ACCOUNTS. YOU ALSO AGREE AND REPRESENT THAT YOU HAVE THE NECESSARY EQUIPMENT FOR ACCESSING THE ONLINE INTERNET BANKING SERVICES SERVICE AND FOR VIEWING ELECTRONIC DISCLOSURES. If you consent to receive electronic disclosures in an electronic format and/or via electronic mail and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us of your intent to cancel electronic disclosures by: •  Sending us a letter to Plumas BankFarmers Bank and Trust Company, 00 X. Xxxxxx Ave. QuincyAttn: E-Services, CA 95971XX XXX 000, • Xxxxxx, KY 42064-0151  Sending us a secure message through the Online Internet Banking ServicesService, or •  By contacting us at this phone number: 0-000-000-0000. XXXX (2265) If you send us a secure message through the Online Internet Banking Services Service or write us a letter, please be sure to identify yourself and the applicable accounts. As part of the enrollment process, we may ask if you want to receive electronic only versions of your account statements (e-statements). If you enroll for eStatements e-statements and then later decide that you want to receive paper statements, you can “opt-out” of electronic delivery by contacting us at 1-888-375-8627on the “Statements” page within the Internet Banking Service. After your opt-out request is processed, you will begin receiving paper copies of account statements and additional charges may apply. If you enroll for eStatements e-statements and then later close your accounts with BankFarmers Bank and Trust Company, your access to the Online Banking Services Internet banking Service will also be terminated. You may request paper copies of historical statements at the address listed above. You should print or save a copy of all disclosures delivered electronically. Online Banking Services Internet banking customers may request paper copies of disclosures such as this Online Internet Banking Agreement free of charge. If you enroll for the Service in one of our office locations, we may send you a secure message and ask you to confirm your ability to access the Service and e-statements.

Electronic Disclosures. We may deliver amendments In order to this Agreement use our online banking services you must accept electronic delivery of the following documents and other disclosures any future changes to you in an electronic format. Other written disclosures we may provide includethose documents: • Monthly account statements Online Banking and Bill Pay Agreement • Deposit account disclosures All Product and Service Disclosures • Periodic Statements • History and Transaction Records • Notices • Privacy Policy • Notices regarding changes in account terms and fees • Privacy notices Adverse Action Notices • Changes to Minimum Hardware and Software Requirements The equipment necessary for accessing these types of disclosures in an electronic format and/or via electronic mail electronically is described above in Section 14. WITH YOUR ACCEPTANCE BELOW, YOU AGREE TO ACCEPT THIS AGREEMENT AND OTHER ONLINE BANKING RELATED DISCLOSURES IN AN ELECTRONIC FORMAT. YOU ALSO AGREE TO RECEIVE ESTATEMENTS SUMMARIZING KEEP YOUR E-MAIL ADDRESS AND ACCOUNT ACTIVITY IN INFORMATION CURRENT AT ALL TIMES AND TO NOTIFY US IMMEDIATELY IF IT CHANGES. IF YOU FAIL TO UPDATE OR CORRECT YOUR ELIGIBLE ACCOUNTSE-MAIL ADDRESS TAB MAY FREEZE YOUR ACCOUNT UNTIL YOU CONTACT US AND PROVIDE CORRECTED INFORMATION. YOU ALSO AGREE AND REPRESENT THAT YOU HAVE THE NECESSARY EQUIPMENT FOR ACCESSING THE ONLINE BANKING SERVICES SERVICE AND FOR VIEWING ELECTRONIC DISCLOSURES. If you consent to receive electronic disclosures in an electronic format and/or via electronic mail and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us of your intent to cancel electronic disclosures by: • Sending us a letter to Plumas us at: TAB Bank, 00 X. Xxxxxx Ave. QuincyAttn: Account Maintenance Dept., CA 959710000 Xxxxxxxx Xxxx, • Sending us a secure message through the Online Banking ServicesOgden, UT 84403, or • By contacting us at this phone number: 0-000-000-0000. 0000 If you send us a secure message through the Online Banking Services or write us a letter, please be sure to identify yourself and the applicable accounts. You should print or save a copy of all disclosures delivered electronically. Online Banking customers may request paper copies of disclosures such as this Online Banking Agreement free of charge. As part of the enrollment process, we may ask if you want to receive electronic only versions of your account statements (estatements). If you enroll for eStatements e-statements and then later decide that you want to receive paper statements, you can “"opt-out” " of electronic delivery by contacting us at 1-888-375-8627on the "Statements" page within the Online Banking Service. After your opt-out request is processed, you will begin receiving paper copies of account statements and additional charges may apply. If During anytime you enroll for eStatements and then later close your accounts with Bankare enrolled to receive e- statements, your access to the Online Banking Services will you may also be terminated. You may request a paper copies copy of historical statements at the address listed above. You should print or save a copy of all disclosures delivered electronicallySee fee schedule for applicable charges. If you enroll for e-statements and then later close your accounts with TAB Bank, your access to the Online Banking Services customers may request paper copies of disclosures such as this Online Banking Agreement free of chargeService will also be terminated.

Electronic Disclosures. We may deliver amendments to this Agreement and other disclosures to you in an electronic format. Other written disclosures we may provide include: • ● Monthly account statements • ● Deposit account disclosures • ● Notices regarding changes in account terms and fees • ● Privacy notices The equipment necessary for accessing these types of disclosures in an electronic format and/or via electronic mail is described above in Section 1. WITH YOUR ACCEPTANCE BELOW, YOU AGREE TO ACCEPT THIS AGREEMENT AND OTHER ONLINE BANKING RELATED DISCLOSURES IN AN ELECTRONIC FORMAT. YOU ALSO AGREE TO RECEIVE ESTATEMENTS SUMMARIZING ACCOUNT ACTIVITY IN YOUR ELIGIBLE ACCOUNTS. YOU ALSO AGREE AND REPRESENT THAT YOU HAVE THE NECESSARY EQUIPMENT FOR ACCESSING THE ONLINE BANKING SERVICES AND FOR VIEWING ELECTRONIC DISCLOSURES. If you consent to receive disclosures in an electronic format and/or via electronic mail and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us of your intent to cancel electronic disclosures by: • ● Sending us a letter to Plumas Bank, 00 X. Xxxxxx Ave. Quincy, CA 95971, • ● Sending us a secure message through the Online Banking Services, or • ● By contacting us at this phone number: 0-000-000-0000. If you send us a secure message through the Online Banking Services or write us a letter, please be sure to identify yourself and the applicable accounts. If you enroll for eStatements and then later decide that you want to receive paper statements, you can “opt-out” of electronic delivery by contacting us at 10-888000-375000-86270000. After your opt-out request is processed, you will begin receiving paper copies of account statements and additional charges may apply. If you enroll for eStatements and then later close your accounts with Bank, your access to the Online Banking Services will also be terminated. You may request paper copies of historical statements at the address listed above. You should print or save a copy of all disclosures delivered electronically. Online Banking Services customers may request paper copies of disclosures such as this Online Banking Agreement free of charge.

Electronic Disclosures. We may deliver amendments to this Agreement and other disclosures to you in an electronic format. Other written disclosures we may provide include: • Monthly account statements • Deposit account disclosures • Notices regarding changes in account terms and fees • Privacy notices The equipment necessary for accessing these types of disclosures in an electronic format and/or via electronic mail electronically is described above in Section 13. WITH YOUR ACCEPTANCE BELOWWith your acceptance below, YOU AGREE TO ACCEPT THIS AGREEMENT AND OTHER ONLINE BANKING RELATED DISCLOSURES IN AN ELECTRONIC FORMATyou agree to accept this agreement and other Internet Banking related disclosures in an electronic format. YOU ALSO AGREE TO RECEIVE ESTATEMENTS SUMMARIZING ACCOUNT ACTIVITY IN YOUR ELIGIBLE ACCOUNTS. YOU ALSO AGREE AND REPRESENT THAT YOU HAVE THE NECESSARY EQUIPMENT FOR ACCESSING THE ONLINE BANKING SERVICES AND FOR VIEWING ELECTRONIC DISCLOSURESXXx also agree and represent that you have the necessary equipment for accessing the Internet Banking Service and for viewing electronic disclosures. If you consent to receive electronic disclosures in an electronic format and/or via electronic mail and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us of your intent to cancel electronic disclosures by: • Sending us a letter to Plumas Bank000 Xxxx Xxxx Xxxxxx, 00 X. Xxxxxx Ave. QuincyXX Xxx 000, CA 95971Xxxxxxxx, Xxxx 00000 • Sending us a secure message through the Online Internet Banking ServicesService, or • By contacting us at this phone number: 0-(000) 000-000-00000000 You should refer to your initial and/or subsequent account disclosures for the fees, if any, associated with receiving paper statements. If you send us a secure message through the Online Internet Banking Services Service or write us a letter, please be sure to identify yourself and the applicable accounts. As part of the enrollment process, we may ask if you want to receive electronic only versions of your account statements (e-statements). If you enroll for eStatements e-statements and then later decide that you want to receive paper statements, you can “opt-out” of electronic delivery by contacting us at 1-888-375-8627on the “Statements” page within the Internet Banking Service. After your opt-out request is processed, you will begin receiving paper copies of account statements and additional charges may apply. If you enroll for eStatements e-statements and then later close your accounts with Commodore Bank, your access to the Online Banking Services Internet banking Service will also be terminated. You may request paper copies of historical statements at the address listed above. You should print or save a copy of all disclosures delivered electronically. Online Banking Services Internet banking customers may request paper copies of disclosures such as this Online Internet Banking Agreement free of charge.

Electronic Disclosures. We may deliver amendments to this Agreement and other disclosures to you in an electronic format. Other written disclosures we may provide include: • Monthly account statements • Deposit account disclosures • Notices regarding changes in account terms and fees • Privacy notices The equipment necessary for accessing these types of disclosures in an electronic format and/or via electronic mail electronically is described above in Section 13. WITH YOUR ACCEPTANCE BELOW, YOU AGREE TO ACCEPT THIS AGREEMENT AND OTHER ONLINE BANKING RELATED DISCLOSURES IN AN ELECTRONIC FORMAT. YOU ALSO AGREE TO RECEIVE ESTATEMENTS SUMMARIZING ACCOUNT ACTIVITY IN YOUR ELIGIBLE ACCOUNTS. YOU ALSO AGREE AND REPRESENT THAT YOU HAVE THE NECESSARY EQUIPMENT FOR ACCESSING THE ONLINE BANKING SERVICES SERVICE AND FOR VIEWING ELECTRONIC DISCLOSURES. If you consent to receive electronic disclosures in an electronic format and/or via electronic mail and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us of your intent to cancel electronic disclosures by: • Sending us a letter to Plumas Bank000 Xxxx Xxx, 00 X. Xxxxxx Ave. QuincyXX Xxx 000, CA 95971, • Xxxxxxxx XX 00000-0000 Sending us a secure message through the Online Banking ServicesService, or • By contacting us at this phone number: 0-(000) 000-000-0000. 0000 or (800) 254- 6197 If you send us a secure message through the Online Banking Services Service or write us a letter, please be sure to identify yourself and the applicable accounts. As part of the enrollment process, we may ask if you want to receive electronic only versions of your account statements (e-statements). If you enroll for eStatements e-statements and then later decide that you want to receive paper statements, you can “opt-out” of electronic delivery by contacting us at 1-888-375-8627on the “Statements” page within the Online Banking Service. After your opt-out request is processed, you will begin receiving paper copies of account statements and additional charges may applystatements. If you enroll for eStatements e-statements and then later close your accounts with BankProfinium, your access to the Online Banking Services Service will also be terminated. You may request paper copies of historical statements at the address listed above. Fees will be charged in accordance with the fee schedule in place at the time of the request. You should print or save a copy of all disclosures delivered electronically. Online Banking Services customers may request paper copies of disclosures such as this Online Banking Agreement free of charge.

Electronic Disclosures. We may deliver amendments to this Agreement and other disclosures to you in an electronic format. Other written disclosures we may provide include: • Monthly account statements • Deposit account disclosures • Notices regarding changes in account terms and fees • Privacy notices The equipment necessary for accessing these types of disclosures in an electronic format and/or via electronic mail electronically is described above in Section 13. WITH YOUR ACCEPTANCE BELOW, YOU AGREE TO ACCEPT THIS AGREEMENT AND OTHER ONLINE BANKING RELATED DISCLOSURES IN AN ELECTRONIC FORMAT. YOU ALSO AGREE TO RECEIVE ESTATEMENTS SUMMARIZING ACCOUNT ACTIVITY IN YOUR ELIGIBLE ACCOUNTS. YOU ALSO AGREE AND REPRESENT THAT YOU HAVE THE NECESSARY EQUIPMENT FOR ACCESSING THE ONLINE BANKING SERVICES SERVICE AND FOR VIEWING ELECTRONIC DISCLOSURES. If you consent to receive electronic disclosures in an electronic format and/or via electronic mail and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us of your intent to cancel electronic disclosures by: • Sending us a letter to Plumas Bank000 Xxxx Xxx, 00 X. Xxxxxx Ave. QuincyXX Xxx 000, CA 95971, • Xxxxxxxx XX 00000-0848 Sending us a secure message through the Online Banking ServicesService, or • By contacting us at this phone number: 0-(000) 000-000-0000. 0000 or (800) 254- 6197 If you send us a secure message through the Online Banking Services Service or write us a letter, please be sure to identify yourself and the applicable accounts. As part of the enrollment process, we may ask if you want to receive electronic only versions of your account statements (e-statements). If you enroll for eStatements e-statements and then later decide that you want to receive paper statements, you can “opt-out” of electronic delivery by contacting us at 1-888-375-8627on the “Statements” page within the Online Banking Service. After your opt-out request is processed, you will begin receiving paper copies of account statements and additional charges may applystatements. If you enroll for eStatements e-statements and then later close your accounts with BankProfinium, your access to the Online Banking Services Service will also be terminated. You may request paper copies of historical statements at the address listed above. Fees will be charged in accordance with the fee schedule in place at the time of the request. You should print or save a copy of all disclosures delivered electronically. Online Banking Services customers may request paper copies of disclosures such as this Online Banking Agreement free of charge.

Electronic Disclosures. We You agree that we may deliver make available exclusively via our Web Site all disclosures required by law and other communications regarding the Services that may be permissibly given electronically (the “Statements and Documents”), and that we may discontinue sending these Statements and Documents to you in paper form except as provided below. These Statements and Documents include, but are not limited to, the following: • All amendments to this Agreement • All Service Addenda, Supplemental Addenda for Supplemental Services, and all amendments to such Service Addenda and Supplemental Addenda • Notices with respect to any changes to this Agreement, any Service Addendum or any Supplemental Addenda, or any changes in terms of your deposit, credit card or other loan Accounts designated by you now or in the future to be accessed using any Service • All legal and regulatory disclosures and communications associated with or provided through any Service for any Account designated by you now or in the future to be accessed using any Service • All notices that we are required by law to provide to you in an electronic format. Other written disclosures we may provide include: for any purpose and at any time • Monthly account All periodic statements • Deposit account disclosures • Notices regarding changes in account terms and fees • Privacy notices The equipment necessary (including combined statements) for accessing these types of disclosures in an electronic format and/or via electronic mail is described above in Section 1. WITH YOUR ACCEPTANCE BELOW, YOU AGREE TO ACCEPT THIS AGREEMENT AND OTHER ONLINE BANKING RELATED DISCLOSURES IN AN ELECTRONIC FORMAT. YOU ALSO AGREE TO RECEIVE ESTATEMENTS SUMMARIZING ACCOUNT ACTIVITY IN YOUR ELIGIBLE ACCOUNTS. YOU ALSO AGREE AND REPRESENT THAT YOU HAVE THE NECESSARY EQUIPMENT FOR ACCESSING THE ONLINE BANKING SERVICES AND FOR VIEWING ELECTRONIC DISCLOSURES. If you consent to receive disclosures in an electronic format and/or via electronic mail and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us any of your intent deposit Accounts designated by you now or in the future to cancel electronic disclosures by: be accessed using any Service • Sending All periodic statements for any of your loan or line of credit Accounts designated by you now or in the future to be accessed using any Service • All Account Analysis statements for any Account designated by you now or in the future to be accessed using any Service • All other notices or communications delivered by us a letter to Plumas Bank, 00 X. Xxxxxx Ave. Quincy, CA 95971, you under this Agreement • Sending us a secure message through All notices relating to overdrafts or insufficient balances for your deposit Accounts designated by you now or in the Online future to be accessed using any Service • All notices relating to our Overdraft Privilege service relating to Accounts designated by you now or in the future to be accessed using any Service • All notices relating to corrections to your deposits or balances for any Account designated by you now or in the future to be accessed using any Service • All communications relating to any error inquiries or unauthorized transaction inquiries you make regarding your Accounts • Our Privacy Policy You may access the Business Banking Services, or • By contacting us at this phone number: 0-000-000-0000. If you send us a secure message through Center to designate which of the Online Banking Services or write us a letter, please be sure to identify yourself foregoing Statements and the applicable accounts. If you enroll for eStatements and then later decide that Documents you want to receive paper statementsbe delivered electronically. We also may, in our sole discretion, choose to send you can “opt-out” of electronic delivery by contacting us at 1-888-375-8627. After your opt-out request is processed, you will begin receiving paper copies of account statements any Statements and additional charges may applyDocuments even though we could have made those Statements and Documents available to you electronically. If All Statements and Documents in either electronic or paper format from us to you enroll will be considered to be “in writing” for eStatements legal purposes and then later close your accounts with Bank, your access to the Online Banking Services will also be terminated. You may request paper copies purposes of historical statements at the address listed abovethis Agreement. You should print or save download for your records a copy of all disclosures delivered electronically. Online Banking Services customers may request paper copies of disclosures such as this Online Banking Agreement free of chargeand any other Communication that is important to you.

Electronic Disclosures. We may deliver amendments to this Agreement and other disclosures to you in an electronic format. Other written disclosures we may provide include: • Monthly account statements • Deposit account disclosures • Notices regarding changes in account terms and fees • Privacy notices The equipment necessary for accessing these types of disclosures in an electronic format and/or via electronic mail is described above in Section 1. WITH YOUR ACCEPTANCE BELOW, YOU AGREE TO ACCEPT THIS AGREEMENT AND OTHER ONLINE BANKING RELATED DISCLOSURES IN AN ELECTRONIC FORMAT. YOU ALSO AGREE TO RECEIVE ESTATEMENTS SUMMARIZING ACCOUNT ACTIVITY IN YOUR ELIGIBLE ACCOUNTS. YOU ALSO AGREE AND REPRESENT THAT YOU HAVE THE NECESSARY EQUIPMENT FOR ACCESSING THE ONLINE BANKING SERVICES AND FOR VIEWING ELECTRONIC DISCLOSURES. If you consent to receive disclosures in an electronic format and/or via electronic mail and later change your mind, you may withdraw your consent and change to paper delivery format. You can notify us of your intent to cancel electronic disclosures by: • Sending us a letter to Plumas Bank, 00 X. Xxxxxx Ave. Quincy, CA 95971, • Sending us a secure message through the Online Banking Services, or • By contacting us at this phone number: 0-000-000-0000. If you send us a secure message through the Online Banking Services or write us a letter, please be sure to identify yourself and the applicable accounts. If you enroll for eStatements and then later decide that you want to receive paper statements, you can “opt-out” of electronic delivery by contacting us at 1-888-375-8627. After your opt-out request is processed, you will begin receiving paper copies of account statements and additional charges may apply. If you enroll for eStatements and then later close your accounts with Bank, your access to the Online Banking Services will also be terminated. You may request paper copies of historical statements at the address listed above. You should print or save a copy of all disclosures delivered electronically. Online Banking Services customers may request paper copies of disclosures such as this Online Banking Agreement free of charge.