Employees' effects. In the event of the payment of a claim under this section we will pay up to £500 for damage to employees’ personal effects (excluding wear and tear) whilst they are in vehicles operated by you but we will not pay for audio/visual/ telecommunications equipment or clothing watches and jewellery whilst being worn.
Employees' effects. This Policy is extended to insure the personal effects of The Insured’s executives, partners, officers, consultants, visitors and employees, but only whilst the effects are at Premises owned, operated or occupied by The Insured, or elsewhere whilst being worn, kept, carried or used by the executives, partners, officers, consultants or employees acting in the course of their duties of employment or terms of engagement. The effects are deemed to be included in the description of Contents of Buildings as if they were owned by The Insured. Unless The Insured is responsible for the Loss or Damage, this extension of cover does not apply to Loss or Damage to the personal effects of any executive, partner, officer, consultant, visitor or employee who is entitled to indemnity for that Loss or Damage under any other policy of insurance. In respect of any one Event Chubb’s liability under this extension to any one executive or employee is limited to $5,000, unless otherwise stated in the Schedule. Chubb will, subject to:
