Financial Concerns. Not later than July 15, 1998, IAFC and Intellipost will mutually agree on an appropriate Financial Statement for purposes of determining the "Financial Ratio" (which shall be defined as Intellipost's available cash plus cash equivalents plus accounts receivable divided by Intellipost's contingent liability for all Rew@rds Credits to all BonusMail members) and materiality standard. Intellipost will provide not later than thirty (30) days after the end of each month a compliance certificate confirming that there has been no material adverse change to the Financial Ratio. If IAFC reasonably determines that there has been a material adverse change to the Financial Ratio, the parties will negotiate in good faith an adjustment, which may include an increase in reserve funding or an escrow of future sums due to Intellipost, pursuant to the provisions set forth in Paragraph 8.2.
Financial Concerns. Actively testing security readiness, attack resilience and contingency plans are traditionally a costly affair. Even if conducted in-house, it is a process that demands resources in relation to planning, executing and evaluation. Budgets might not be ready for new or changed processes, and if the test setup becomes too demanding in terms of involved personnel, it might impact normal business operation.
Financial Concerns. Another prominent theme that emerged from the interviews and focus groups with the mothers was the theme of financial concerns. Some of the ‘Non-Doer’ mothers seemed to feel that those who participated in the social support groups lacked economic status or income. Although this in part true, many of those same ‘Non-Doers’ were said to have unfairly marked those who participated as ‘women who do not want to work’ because they can receive support from the groups. When asked why she had never gone to a social support group, one of the Non- Doer participants responded: “Because the social organizations are for the women that don’t have work, this is how things work, Vaso de Leche, they say, is for everyone, but no, there are mothers that just don’t want to earn, right?... JUNTOS is for mothers that have low incomes, you have you count your [income], how should I say it, you have to be at a certain social economic level, to participate in this….” (Non-Doer Participant #29, p 45-47). On the other hand, there are some women who were misinformed about the social/professional status of people the social support groups, which also seemed to cause the women to feel distanced from the groups. This misinformation may stem from community gossip that goes unresolved. Some of the women seemed to think that in order to be a part of the group you had to be of professional status. During the Non-Doer Focus Group Discussion, two of the participants discuss this perception: Participant One: “…You have to be a teacher to receive from JUNTOS…” Participant Two: “Yes…They are of an economic level that is higher than ours. They are the ones that have [money]”. Participant One: “Yes, they have [money]. They are not content with what they have”. Participant Two: “They want more.” (Non-Doer Focus Group Discussion, p 21-28). Another concern for the women, yet not mentioned as prominently as the previous concerns was the amount of money they might spend on activities that took place during the social support groups. This might have been the case for JUNTOS and Vaso de Leche, but perhaps, as we well for Club de Madres, where mother’s bought and traded materials to be used in weaving and embroidering products. Although these activities are part of what the women like to do for diversion, not being able to partake in trading materials, due to the lack of ability to buy the materials, was a barrier to their participation. A participant in the Non-Doer Focus Group explains her perspective: “...
