For Consumer Customers this paragraph is limited by (i) applicable consumer protection laws (including Regulation E), and (ii) the consumer protection terms and disclosures set forth in this Agreement, your Account Agreements, and your Related Documents.) After accepting this Agreement, each subsequent use of Digital Banking by you shall constitute a reacceptance and a reaffirmation of your ongoing agreement and warranty that the Agreed Security Procedure remains commercially reasonable for your needs. If our mutual reliance on the Agreed Security Procedure is not (or ceases to be) commercially reasonable for your security needs, then do not enroll (or immediately terminate your enrollment) in Digital Banking.
For Consumer Customers this paragraph is limited by (i) applicable consumer protection laws (including Regulation E), and (ii) the consumer protection terms and disclosures set forth in this Agreement, your Account Agreements, and your Related Documents.)
For Consumer Customers using E-Business Online Banking, you acknowledge you are an Account Owner, Power of Attorney, Guardian, or Custodian with the authority to elect to receive online statements, change statement delivery methods, or combine statements on behalf of all account owners.
For Consumer Customers using Online Banking Services, you acknowledge you are an Account Owner, Power of Attorney, Guardian, or Custodian with the authority to elect to receive online statements, change statement delivery methods, or combine statements on behalf of all account owners.
For Consumer Customers. If you have told us in advance to make regular payments out of your account, you can stop any of these payments. Here's how: Call us at the number for your Division as set forth in Section 4 above or write us at the address for your Division as set forth in Section 4 above, in time for us to receive your request 3 Business Days or more before the payment is scheduled to be made. If you call, we may also require you to put your request in writing and get it to us within 14 days after you call. If these regular payments may vary in amount, the person you are going to pay will tell you, 10 days before each payment, when it will be made and how much it will be. (You may choose instead to get this notice only when the payment would differ by more than a certain amount from the previous payment, or when the amount would fall outside certain limits that you set.)
For Consumer Customers. Our liability for failure to stop payment of preauthorized transfer. If you order us to stop one of these payments 3 Business Days or more before the transfer is scheduled, and we do not do so, we will be liable for your losses or damages proximately caused by us.
For Consumer Customers. If we do not complete an electronic fund transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages as prescribed by the federal Electronic Fund Transfer Act and its implementing Regulation E. However, there are some exceptions to our liability. We will not be liable, for instance: (1) if, through no fault of ours, you do not have enough money in your account to make the transfer, or if the transfer would create an overdraft which would not be covered by or would exceed the credit limit on any overdraft protection account you have with us (or would exceed funds available in any deposit account that has been linked for overdraft protection); (2) if the funds you are attempting to transfer are subject to legal process or other encumbrance restricting such transfer; (3) if the electronic funds transfer system was not working properly, and you knew about the breakdown when you started the transfer; (4) if circumstances beyond our control prevent the transfer despite reasonable precautions that we have taken; or (5) if any other exception stated in this Agreement or other governing Related Documents or by law applies. 13.2
