Common use of Health Checkup Clause in Contracts

Health Checkup. If the Policy is Renewed with Us without a break or if the Policy continues to be in force for the 2nd Policy Year in the 2 year Policy Period (if applicable), then the Insured Person may avail a health check-up, only for Diagnostic Tests, up to a sub-limit as per the Plan applicable to the Insured Person as specified in the Product Benefits Table on Cashless Facility basis provided that: a. Health check-up will be arranged only at Our empanelled Service Providers. b. The Insured Person will not be eligible to avail a health check-up in the first Policy Year in which he/she is covered as an Insured Person under the Policy. c. Any unutilized test or amount cannot be carry forwarded to the next Policy Year. Note – In case of silver plan, a pre-defined set of tests can be availed by the Insured Person. A list of eligible tests is attached in Annexure – V.