Common use of Health Insurance and Benefits Clause in Contracts

Health Insurance and Benefits. A. The Company agrees to provide health insurance consistent with the details found in the Open Enrollment materials distributed by the Company annually, and in connection with the ratification of this Agreement as of July 1, 2010. The plans applicable to bargaining unit employees will be the same plans applicable to non-union corporate employees of the Company generally in the US or Canada consistent with the following: 1. Commitment to maintain comprehensive benefits plans. For the duration of the Agreement, the Company will continue to provide a comprehensive package of employee benefits including medical, dental, vision, prescription drug coverage, life insurance, disability and wellness benefits. The Company will provide multiple medical plan options similar in design to the current plans offered to non-union employees through Aetna as of 2010 and employee options will not be limited solely to a high deductible consumer driven health plan/health savings account. 2. Current (2010) medical plan design and premium structure will be maintained through 2011. The Company will make no material change in medical plan design, and will make no change in the premium structure in place for plan year 2010 through the end of calendar year 2011. 3. Cap on future employee premium increases. Beginning calendar year 2012 through the term of this Agreement, in the event the Company determines to increase employee premiums, the Company will not increase employee premiums as a percentage of employee’s pay by more than one- half (½) of the percentage of the preceding year’s compensatory increase (the minimum increase applicable to unit members). For example, if an employee is paying 2% of annual salary in premiums, and if the preceding year’s minimum compensatory increase was 2%, the Company could not increase premiums for that employee to more than 3% of annual salary in the following plan year for the same coverage with the same number of dependents. 4. Company will not substantially reduce benefits. It is understood by the Parties that, except as provided for above, the Company will have the discretion and flexibility to change and modify its benefit plan design and coverages, and that such modifications will apply to members of the bargaining unit as they apply to all non-union and management employees. The Company agrees that it will not substantially reduce the totality of the benefits package. The parties agree that the following factors shall be considered in determining whether a reduction in the totality of the benefits package is substantial: (a) the specific benefit changes; and (b) the reasonableness of the Company’s business judgment in making the benefit change(s) in light of prevailing business and market conditions. 5. The Company will have the discretion to change and modify plans as a consequence of legislative action, subject to the notice and consultation obligations of #6 below. 6. Obligation to notify and consult with the Union concerning future changes. The Company further agrees that in the event of any contemplated material plan changes, it will provide the Union with thirty (30) days advance notice wherever possible, and give the Union the opportunity to consult with the Company regarding the impact of changes on bargaining unit employees.

Health Insurance and Benefits. A. The Company agrees to provide health insurance consistent with the details found in the Open Enrollment materials distributed by the Company annually, and in connection with the ratification of documents provided to the Union during bargaining, including the Side Letter attached to this Agreement Agreement. Except as of July 1expressly provided by this Agreement, 2010. The the plans applicable to bargaining unit employees will be the same plans applicable to non-non- union corporate employees of the Company generally in the US or Canada consistent with the following: 1. Commitment to maintain comprehensive benefits plans. For the duration of the Agreement, the Company will continue to provide a comprehensive package of employee benefits including medical, dental, vision, prescription drug coverage, life insurance, disability and wellness benefits. The Company will provide multiple medical plan options similar in design to the current plans offered to non-union employees through Aetna as of 2010 2016 and employee options will not be limited solely to a high deductible consumer driven health plan/health savings account. 2. Current (20102016) medical plan design and premium structure for 2016 will be maintained through 20112017. The Company will make no material change in medical plan design, and will make no change in the premium structure in place for plan year 2010 2016 through the end of calendar year 20112017. Unit members will have the option to change plans during the open enrollment period for 2017. 3. Cap on future employee premium increases. Beginning calendar year 2012 2018 through the term of this Agreement, in the event the Company determines to increase employee premiums, the Company will not increase employee premiums as a percentage of employee’s pay by more than one- half of one percent (½0.5%) of the percentage of the preceding year’s compensatory increase (the minimum increase applicable to unit members). For example, if an employee is paying 2% of annual salary in premiums, and if the preceding year’s minimum compensatory increase was 2%, the Company could not increase premiums for that employee to more than 3% of annual salary in the following any plan year for the same coverage with the same number of dependents. 4. Company will not substantially reduce benefits. It is understood by the Parties that, except as provided for above, the Company will have the discretion and flexibility to change and modify its benefit plan design and coverages, and that such modifications will apply to members of the bargaining unit as they apply to all non-union and management employees. The Company agrees that it will not substantially reduce the totality of the benefits package. The parties agree that the following factors shall be considered in determining whether a reduction in the totality of the benefits package is substantial: (a) the specific benefit changes; and (b) the reasonableness of the Company’s business judgment in making the benefit change(s) in light of prevailing business and market conditions; and (c) costs to employees. 5. The Company will have the discretion to change and modify plans as a consequence of legislative action, subject to the notice and consultation obligations of #6 below. 6. Obligation to notify and consult with the Union concerning future changes. The Company further agrees that in the event of any contemplated material plan changes, it will provide the Union with thirty sixty (3060) days advance notice wherever possible, and give the Union the opportunity to consult with the Company regarding the impact of changes on bargaining unit employees.

Health Insurance and Benefits. A. The Company agrees to provide health insurance consistent with the details found in the Open Enrollment materials distributed by the Company annually, and in connection with the ratification schedule of maximum plan costs attached to this Agreement Agreement. Except as of July 1expressly provided by this Agreement, 2010. The the plans applicable to bargaining unit employees Employees will be the same plans applicable to non-union corporate employees of the Company generally in the US or Canada consistent with the following: 1. Commitment to maintain comprehensive benefits plans. For the duration of the Agreement, the Company will continue to provide a comprehensive package of employee benefits including medical, dental, vision, prescription drug coverage, life insurance, disability and wellness benefits. The Company will provide multiple medical plan options similar in design to the current plans offered to non-union employees through Aetna as of 2010 2024 and employee Employee options will not be limited solely to a high deductible consumer driven health plan/health savings account. 2. Current (20102024) medical plan design and premium structure for 2024 will be maintained through 20112024. The Company will make no material change in medical plan design, and will make no change in the premium structure in place for plan year 2010 2024 through the end of calendar year 20112024. 3. Cap on future employee Employee premium increases. Beginning calendar year 2012 2025 through the term of this Agreement, in the event the Company determines to increase employee premiumspremiums or alter plan design elements, the Company will not increase employee premiums as a percentage of employee’s pay by more than one- half (½) of costs beyond the percentage of the preceding year’s compensatory increase (the minimum increase applicable to unit members). For example, if an employee is paying 2% of annual salary in premiums, and if the preceding year’s minimum compensatory increase was 2%, the Company could not increase premiums for that employee to more than 3% of annual salary caps set forth in the following plan year for the same coverage with the same number of dependentsattached schedule. 4. Company will not substantially reduce benefits. It is understood by the Parties that, except as provided for above, the Company will have the discretion and flexibility to change and modify its benefit plan design and coverages, and that such modifications will apply to members of the bargaining unit as they apply to all non-union and management employees. The Company agrees that it will not substantially reduce the totality of the benefits package. The parties agree that the following factors shall be considered in determining whether a reduction in the totality of the benefits package is substantial: (a) the specific benefit changes; and (b) the reasonableness of the Company’s business judgment in making the benefit change(s) in light of prevailing business and market conditions; and (c) costs to Employees. 5. The Company will have the discretion to change and modify plans as a consequence of legislative action, subject to the notice and consultation obligations of #6 below. 6. Obligation to notify and consult with the Union concerning future changes. The Company further agrees that in the event of any contemplated material plan changes, it will provide the Union with thirty sixty (3060) days advance notice wherever possible, and give the Union the opportunity to consult with the Company regarding the impact of changes on bargaining unit employees.Employees. The Company will consult with the Union about any enhancements to healthcare programs and allow the Union to opt in.5

Health Insurance and Benefits. A. The Company agrees to provide health insurance consistent with the details found in the Open Enrollment materials distributed by the Company annually, and in connection with the ratification of documents provided to the Union during bargaining, including the Side Letter attached to this Agreement Agreement. Except as of July 1expressly provided by this Agreement, 2010. The the plans applicable to bargaining unit employees will be the same plans applicable to non-union corporate employees of the Company generally in the US or Canada consistent with the following: 1. Commitment to maintain comprehensive benefits plans. For the duration of the Agreement, the Company will continue to provide a comprehensive package of employee benefits including medical, dental, vision, prescription drug coverage, life insurance, disability and wellness benefits. The Company will provide multiple medical plan options similar in design to the current plans offered to non-union employees through Aetna as of 2010 20196 and employee options will not be limited solely to a high deductible consumer driven health plan/health savings account. 2. Current (201020196) medical plan design and premium structure for 2016 will be maintained through 2011202017. The Company will make no material change in medical plan design, and will make no change in the premium structure in place for plan year 2010 20196 through the end of calendar year 2011202017. Unit members will have the option to change plans during the open enrollment period for 2017. 3. Cap on future employee premium increases. Beginning calendar year 2012 202118 through the term of this Agreement, in the event the Company determines to increase employee premiumspremiums or alter Plan Design elements, the Company will not increase employee premiums costs beyond the caps set forth in the attached Side Letter.premiums as a percentage of employee’s pay by more than one- one-half of one percent (½0.5%) of the percentage of the preceding year’s compensatory increase (the minimum increase applicable to unit members). For example, if an employee is paying 2% of annual salary in premiums, and if the preceding year’s minimum compensatory increase was 2%, the Company could not increase premiums for that employee to more than 3% of annual salary in the following any plan year for the same coverage with the same number of dependents. 4. Company will not substantially reduce benefits. It is understood by the Parties that, except as provided for above, the Company will have the discretion and flexibility to change and modify its benefit plan design and coverages, and that such modifications will apply to members of the bargaining unit as they apply to all non-union and management employees. The Company agrees that it will not substantially reduce the totality of the benefits package. The parties agree that the following factors shall be considered in determining whether a reduction in the totality of the benefits package is substantial: (a) the specific benefit changes; and (b) the reasonableness of the Company’s business judgment in making the benefit change(s) in light of prevailing business and market conditions; and (c) costs to employees. 5. The Company will have the discretion to change and modify plans as a consequence of legislative action, subject to the notice and consultation obligations of #6 below. 6. Obligation to notify and consult with the Union concerning future changes. The Company further agrees that in the event of any contemplated material plan changes, it will provide the Union with thirty sixty (3060) days advance notice wherever possible, and give the Union the opportunity to consult with the Company regarding the impact of changes on bargaining unit employees.

Health Insurance and Benefits. A. The Company agrees to provide health insurance consistent with the details found in the Open Enrollment materials distributed by the Company annually, and in connection with the ratification of documents provided to the Union during bargaining, including the Side Letter attached to this Agreement Agreement. Except as of July 1expressly provided by this Agreement, 2010. The the plans applicable to bargaining unit employees Employees will be the same plans applicable to non-union corporate employees of the Company generally in the US or Canada consistent with the following: 1. Commitment to maintain comprehensive benefits plans. For the duration of the Agreement, the Company will continue to provide a comprehensive package of employee benefits including medical, dental, vision, prescription drug coverage, life insurance, disability and wellness benefits. The Company will provide multiple medical plan options similar in design to the current plans offered to non-union employees through Aetna as of 2010 2019 and employee Employee options will not be limited solely to a high deductible consumer driven health plan/health savings account. 2. Current (20102019) medical plan design and premium structure for 2019 will be maintained through 20112020. The Company will make no material change in medical plan design, and will make no change in the premium structure in place for plan year 2010 2019 through the end of calendar year 20112020. 3. Cap on future employee Employee premium increases. Beginning calendar year 2012 2021 through the term of this Agreement, in the event the Company determines to increase employee premiumspremiums or alter plan design elements, the Company will not increase employee premiums as a percentage of employee’s pay by more than one- half (½) of costs beyond the percentage of the preceding year’s compensatory increase (the minimum increase applicable to unit members). For example, if an employee is paying 2% of annual salary in premiums, and if the preceding year’s minimum compensatory increase was 2%, the Company could not increase premiums for that employee to more than 3% of annual salary caps set forth in the following plan year for the same coverage with the same number of dependentsattached Side Letter. 4. Company will not substantially reduce benefits. It is understood by the Parties that, except as provided for above, the Company will have the discretion and flexibility to change and modify its benefit plan design and coverages, and that such modifications will apply to members of the bargaining unit as they apply to all non-union and management employees. The Company agrees that it will not substantially reduce the totality of the benefits package. The parties agree that the following factors shall be considered in determining whether a reduction in the totality of the benefits package is substantial: (a) the specific benefit changes; and (b) the reasonableness of the Company’s business judgment in making the benefit change(s) in light of prevailing business and market conditions; and (c) costs to Employees. 5. The Company will have the discretion to change and modify plans as a consequence of legislative action, subject to the notice and consultation obligations of #6 below. 6. Obligation to notify and consult with the Union concerning future changes. The Company further agrees that in the event of any contemplated material plan changes, it will provide the Union with thirty sixty (3060) days advance notice wherever possible, and give the Union the opportunity to consult with the Company regarding the impact of changes on bargaining unit employeesEmployees.