Common use of Health Insurance--Retired Members Clause in Contracts

Health Insurance--Retired Members. The Board shall contribute toward the premium for available health insurance plans or an optional HMO for employees with ten (10) years or more service with the Board, including military service time recognized by the Board, who retire under the Maryland State Teachers’ Retirement or Pension System, or the Baltimore County Employee Retirement System (ERS). Specific price tags for available plans will be according to schedules contained in the Retiree Benefits Guide. Contributions by the Board shall be made to employees hired prior to January 1, 2011 in accordance with Charts A and B as found below. For pre-65 retirees, Chart A below specifies Board contributions for health plan options 1, 2, and 3 for each calendar year (CY) through December 31, 2021, based on the health plan option selected and the effective date of retirement. The Board contribution in place at the time of retirement will continue at that same level until the retiree reaches the age of 65. Once reaching age 65, Chart B below specifies Board contributions for plan options 4A and 4B. CHART A CIGNA OAP (Option 1) CIGNA OAPIN (Option 2) and Kaiser HMO (Option 3) Current CY17 CY18 CY19 CY20 CY21 BCPS Yrs. of Service Current CY17 CY18 CY19 CY20 CY21 30.0% 25.0% 25.0% 23.0% 21.0% 20.0% 10 30.0% 25.0% 25.0% 25.0% 25.0% 25.0% 30.0% 27.5% 27.5% 25.5% 23.5% 22.5% 11 30.0% 27.5% 27.5% 27.5% 27.5% 27.5% 30.0% 30.0% 30.0% 28.0% 26.0% 25.0% 12 30.0% 30.0% 30.0% 30.0% 30.0% 30.0% 32.5% 32.5% 32.5% 30.5% 28.5% 27.5% 13 32.5% 32.5% 32.5% 32.5% 32.5% 32.5% 35.0% 35.0% 35.0% 33.0% 31.0% 30.0% 14 35.0% 35.0% 35.0% 35.0% 35.0% 35.0% 37.5% 37.5% 37.5% 35.5% 33.5% 32.5% 15 37.5% 37.5% 37.5% 37.5% 37.5% 37.5% 40.0% 40.0% 40.0% 38.0% 36.0% 35.0% 16 40.0% 40.0% 40.0% 40.0% 40.0% 40.0% 42.5% 42.5% 42.5% 40.5% 38.5% 37.5% 17 42.5% 42.5% 42.5% 42.5% 42.5% 42.5% 45.0% 45.0% 45.0% 43.0% 41.0% 40.0% 18 45.0% 45.0% 45.0% 45.0% 45.0% 45.0% 47.5% 47.5% 47.5% 45.5% 43.5% 42.5% 19 47.5% 47.5% 47.5% 47.5% 47.5% 47.5% 55.0% 50.0% 50.0% 48.0% 46.0% 45.0% 20 56.2% 50.4% 50.4% 50.4% 50.4% 50.4% 55.0% 52.5% 52.5% 50.5% 48.5% 47.5% 21 56.2% 53.3% 53.3% 53.3% 53.3% 53.3% 55.0% 55.0% 55.0% 53.0% 51.0% 50.0% 22 56.2% 56.2% 56.2% 56.2% 56.2% 56.2% 57.5% 57.5% 57.5% 55.5% 53.5% 52.5% 23 59.1% 59.1% 59.1% 59.1% 59.1% 59.1% 60.0% 60.0% 60.0% 58.0% 56.0% 55.0% 24 62.0% 62.0% 62.0% 62.0% 62.0% 62.0% 63.3% 63.3% 63.3% 61.3% 59.3% 58.3% 25 65.3% 65.3% 65.3% 65.3% 65.3% 65.3% 66.6% 66.6% 66.6% 64.6% 62.6% 61.6% 26 68.6% 68.6% 68.6% 68.6% 68.6% 68.6% 69.9% 69.9% 69.9% 67.9% 65.9% 64.9% 27 71.9% 71.9% 71.9% 71.9% 71.9% 71.9% 73.2% 73.2% 73.2% 71.2% 69.2% 68.2% 28 75.2% 75.2% 75.2% 75.2% 75.2% 75.2% 76.5% 76.5% 76.5% 74.5% 72.5% 71.5% 29 80.0% 80.0% 80.0% 80.0% 80.0% 80.0% 81.0% 80.0% 80.0% 78.0% 76.0% 75.0% 30 86.0% 85.0% 85.0% 85.0% 85.0% 85.0% CHART B Only for Retirees age 65 or older Years of Service Option 4A CIGNA Med. Surround Option 4B Kaiser Med. Plus 10-19 years of service 36% 68% 20-29 years of service 66% 100% 30 or more years of service 84% 100% The Board shall continue to provide the payments set above for one (1) year for the spouse of a retired employee who dies if the surviving spouse was covered under the retired employee’s policy at the time of the retired employee’s death.

Health Insurance--Retired Members. The Board shall contribute toward the premium for available health insurance plans or an optional HMO for employees with ten (10) years or more service with the Board, including military service time recognized by the Board, who retire under the Maryland State Teachers’ Retirement or Pension System, or the Baltimore County Employee Retirement System (ERS). Specific price tags for available plans will be according to schedules contained in the Retiree Benefits Guide. Contributions by the Board shall be made to employees hired prior to January 1, 2011 in accordance with Charts A and B as found below. For pre-65 retirees, Chart A below specifies Board contributions for health plan options 1, 2, and 3 for each calendar year (CY) through December 31, 2021, based on the health plan option selected and the effective date of retirement. The Board contribution in place at the time of retirement will continue at that same level until the retiree reaches the age of 65. Once reaching age 65, Chart B below specifies Board contributions for plan options 4A and 4B. CHART A CIGNA OAP (Option 1) CIGNA OAPIN (Option 2) and Kaiser HMO (Option 3) Current CY16 CY17 CY18 CY19 CY20 CY21 BCPS Yrs. of Service Current CY16 CY17 CY18 CY19 CY20 CY21 30.0% 25.0% 25.0% 23.0% 21.0% 20.0% 10 30.0% 25.0% 25.0% 25.0% 25.0% 25.0% 30.0% 27.5% 27.5% 25.5% 23.5% 22.5% 11 30.0% 27.5% 27.5% 27.5% 27.5% 27.5% 30.0% 30.0% 30.0% 28.0% 26.0% 25.0% 12 30.0% 30.0% 30.0% 30.0% 30.0% 30.0% 32.5% 32.5% 32.5% 30.5% 28.5% 27.5% 13 32.5% 32.5% 32.5% 32.5% 32.5% 32.5% 35.0% 35.0% 35.0% 33.0% 31.0% 30.0% 14 35.0% 35.0% 35.0% 35.0% 35.0% 35.0% 37.5% 37.5% 37.5% 35.5% 33.5% 32.5% 15 37.5% 37.5% 37.5% 37.5% 37.5% 37.5% 40.0% 40.0% 40.0% 38.0% 36.0% 35.0% 16 40.0% 40.0% 40.0% 40.0% 40.0% 40.0% 42.5% 42.5% 42.5% 40.5% 38.5% 37.5% 17 42.5% 42.5% 42.5% 42.5% 42.5% 42.5% 45.0% 45.0% 45.0% 43.0% 41.0% 40.0% 18 45.0% 45.0% 45.0% 45.0% 45.0% 45.0% 47.5% 47.5% 47.5% 45.5% 43.5% 42.5% 19 47.5% 47.5% 47.5% 47.5% 47.5% 47.5% 55.0% 50.0% 50.0% 48.0% 46.0% 45.0% 20 56.2% 50.4% 50.4% 50.4% 50.4% 50.4% 55.0% 52.5% 52.5% 50.5% 48.5% 47.5% 21 56.2% 53.3% 53.3% 53.3% 53.3% 53.3% 55.0% 55.0% 55.0% 53.0% 51.0% 50.0% 22 56.2% 56.2% 56.2% 56.2% 56.2% 56.2% 57.5% 57.5% 57.5% 55.5% 53.5% 52.5% 23 59.1% 59.1% 59.1% 59.1% 59.1% 59.1% 60.0% 60.0% 60.0% 58.0% 56.0% 55.0% 24 62.0% 62.0% 62.0% 62.0% 62.0% 62.0% 63.3% 63.3% 63.3% 61.3% 59.3% 58.3% 25 65.3% 65.3% 65.3% 65.3% 65.3% 65.3% 66.6% 66.6% 66.6% 64.6% 62.6% 61.6% 26 68.6% 68.6% 68.6% 68.6% 68.6% 68.6% 69.9% 69.9% 69.9% 67.9% 65.9% 64.9% 27 71.9% 71.9% 71.9% 71.9% 71.9% 71.9% 73.2% 73.2% 73.2% 71.2% 69.2% 68.2% 28 75.2% 75.2% 75.2% 75.2% 75.2% 75.2% 76.5% 76.5% 76.5% 74.5% 72.5% 71.5% 29 80.0% 80.0% 80.0% 80.0% 80.0% 80.0% 81.0% 80.0% 80.0% 78.0% 76.0% 75.0% 30 86.0% 85.0% 85.0% 85.0% 85.0% 85.0% CHART B Only for Retirees age 65 or older Years of Service Option 4A CIGNA Med. Surround Option 4B Kaiser Med. Plus 10-19 years of service 36% 68% 20-29 years of service 66% 100% 30 or more years of service 84% 100% The Board shall continue to provide the payments set above for one (1) year for the spouse of a retired employee who dies if the surviving spouse was covered under the retired employee’s policy at the time of the retired employee’s death.

Health Insurance--Retired Members. The Board shall contribute toward the premium for available health insurance plans or an optional HMO for employees with ten (10) years or more service with the Board, including military service time recognized by the Board, who retire under the Maryland State Teachers’ Retirement or Pension System, or the Baltimore County Employee Retirement System (ERS). Specific price tags for available plans will be according to schedules contained in the Retiree Benefits Guide. Contributions by the Board shall be made to employees hired prior to January 1, 2011 in accordance with Charts A and B as found below. For pre-65 retirees, Chart A below specifies Board contributions for health plan options 1, 2, and 3 for each calendar year (CY) through December 31, 20212023, based on the health plan option selected and the effective date of retirement. The Board contribution in place at the time of retirement will continue at that same level until the retiree reaches the age of 65. Once reaching age 65, Chart B below specifies Board contributions for plan options 4A and 4B. CHART A CIGNA OAP (Option 1) CIGNA OAPIN (Option 2) and Kaiser HMO (Option 3) Current CY17 CY18 CY19 CY20 CY21 CY23 BCPS Yrs. Years of Service Current CY17 CY18 CY19 CY20 CY21 30.0% 25.0% 25.0% 23.0% 21.0% CY23 20.0% 10 30.0% 25.0% 25.0% 25.0% 25.0% 25.0% 30.0% 27.5% 27.5% 25.5% 23.5% 22.5% 11 30.0% 27.5% 27.5% 27.5% 27.5% 27.5% 30.0% 30.0% 30.0% 28.0% 26.0% 25.0% 12 30.0% 30.0% 30.0% 30.0% 30.0% 30.0% 32.5% 32.5% 32.5% 30.5% 28.5% 27.5% 13 32.5% 32.5% 32.5% 32.5% 32.5% 32.5% 35.0% 35.0% 35.0% 33.0% 31.0% 30.0% 14 35.0% 35.0% 35.0% 35.0% 35.0% 35.0% 37.5% 37.5% 37.5% 35.5% 33.5% 32.5% 15 37.5% 37.5% 37.5% 37.5% 37.5% 37.5% 40.0% 40.0% 40.0% 38.0% 36.0% 35.0% 16 40.0% 40.0% 40.0% 40.0% 40.0% 40.0% 42.5% 42.5% 42.5% 40.5% 38.5% 37.5% 17 42.5% 42.5% 42.5% 42.5% 42.5% 42.5% 45.0% 45.0% 45.0% 43.0% 41.0% 40.0% 18 45.0% 45.0% 45.0% 45.0% 45.0% 45.0% 47.5% 47.5% 47.5% 45.5% 43.5% 42.5% 19 47.5% 47.5% 47.5% 47.5% 47.5% 47.5% 55.0% 50.0% 50.0% 48.0% 46.0% 45.0% 20 56.2% 50.4% 50.4% 50.4% 50.4% 50.4% 55.0% 52.5% 52.5% 50.5% 48.5% 47.5% 21 56.2% 53.3% 53.3% 53.3% 53.3% 53.3% 55.0% 55.0% 55.0% 53.0% 51.0% 50.0% 22 56.2% 56.2% 56.2% 56.2% 56.2% 56.2% 57.5% 57.5% 57.5% 55.5% 53.5% 52.5% 23 59.1% 59.1% 59.1% 59.1% 59.1% 59.1% 60.0% 60.0% 60.0% 58.0% 56.0% 55.0% 24 62.0% 62.0% 62.0% 62.0% 62.0% 62.0% 63.3% 63.3% 63.3% 61.3% 59.3% 58.3% 25 65.3% 65.3% 65.3% 65.3% 65.3% 65.3% 66.6% 66.6% 66.6% 64.6% 62.6% 61.6% 26 68.6% 68.6% 68.6% 68.6% 68.6% 68.6% 69.9% 69.9% 69.9% 67.9% 65.9% 64.9% 27 71.9% 71.9% 71.9% 71.9% 71.9% 71.9% 73.2% 73.2% 73.2% 71.2% 69.2% 68.2% 28 75.2% 75.2% 75.2% 75.2% 75.2% 75.2% 76.5% 76.5% 76.5% 74.5% 72.5% CY23 BCPS Years of Service CY23 71.5% 29 80.0% 80.0% 80.0% 80.0% 80.0% 80.0% 81.0% 80.0% 80.0% 78.0% 76.0% 75.0% 30 86.0% 85.0% 85.0% 85.0% 85.0% 85.0% CHART B Only for Retirees age 65 or older Years of Service Option 4A CIGNA Med. Surround Surround, Cigna True Choice Med., and United American Option 4B Kaiser Med. Plus 10-19 years of service 36% 68% 20-29 years of service 66% 100% 30 or more years of service 84% 100% The Board shall continue to provide the payments set above for one (1) year for the spouse of a retired employee who dies if the surviving spouse was covered under the retired employee’s policy at the time of the retired employee’s death.

Health Insurance--Retired Members. The Board shall contribute toward the premium for available health insurance plans or an optional HMO for employees with ten (10) years or more service with the Board, including military service time recognized by the Board, who retire under the Maryland State Teachers’ Retirement or Pension System, or the Baltimore County Employee Retirement System (ERS). Specific price tags for available plans will be according to schedules contained in the Retiree Benefits Guide. Contributions by the Board shall be made to employees hired prior to January 1, 2011 in accordance with Charts A and B as found below. For pre-65 retirees, Chart A below specifies Board contributions for health plan options 1, 2, and 3 for each calendar year (CY) through December 31, 2021, based on the health plan option selected and the effective date of retirement. The Board contribution in place at the time of retirement will continue at that same level until the retiree reaches the age of 65. Once reaching age 65, Chart B below specifies Board contributions for plan options 4A and 4B. CHART A CIGNA OAP (Option 1) CIGNA OAPIN (Option 2) and Kaiser HMO (Option 3) Current BCPS Yrs. of CY16 CY17 CY18 CY19 CY20 CY21 BCPS Yrs. of Service Current CY16 CY17 CY18 CY19 CY20 CY21 30.0% 25.0% 25.0% 23.0% 21.0% 20.0% 10 30.0% 25.0% 25.0% 25.0% 25.0% 25.0% 30.0% 27.5% 27.5% 25.5% 23.5% 22.5% 11 30.0% 27.5% 27.5% 27.5% 27.5% 27.5% 30.0% 30.0% 30.0% 28.0% 26.0% 25.0% 12 30.0% 30.0% 30.0% 30.0% 30.0% 30.0% 32.5% 32.5% 32.5% 30.5% 28.5% 27.5% 13 32.5% 32.5% 32.5% 32.5% 32.5% 32.5% 35.0% 35.0% 35.0% 33.0% 31.0% 30.0% 14 35.0% 35.0% 35.0% 35.0% 35.0% 35.0% 37.5% 37.5% 37.5% 35.5% 33.5% 32.5% 15 37.5% 37.5% 37.5% 37.5% 37.5% 37.5% 40.0% 40.0% 40.0% 38.0% 36.0% 35.0% 16 40.0% 40.0% 40.0% 40.0% 40.0% 40.0% 42.5% 42.5% 42.5% 40.5% 38.5% 37.5% 17 42.5% 42.5% 42.5% 42.5% 42.5% 42.5% 45.0% 45.0% 45.0% 43.0% 41.0% 40.0% 18 45.0% 45.0% 45.0% 45.0% 45.0% 45.0% 47.5% 47.5% 47.5% 45.5% 43.5% 42.5% 19 47.5% 47.5% 47.5% 47.5% 47.5% 47.5% 55.0% 50.0% 50.0% 48.0% 46.0% 45.0% 20 56.2% 50.4% 50.4% 50.4% 50.4% 50.4% 55.0% 52.5% 52.5% 50.5% 48.5% 47.5% 21 56.2% 53.3% 53.3% 53.3% 53.3% 53.3% 55.0% 55.0% 55.0% 53.0% 51.0% 50.0% 22 56.2% 56.2% 56.2% 56.2% 56.2% 56.2% 57.5% 57.5% 57.5% 55.5% 53.5% 52.5% 23 59.1% 59.1% 59.1% 59.1% 59.1% 59.1% 60.0% 60.0% 60.0% 58.0% 56.0% 55.0% 24 62.0% 62.0% 62.0% 62.0% 62.0% 62.0% 63.3% 63.3% 63.3% 61.3% 59.3% 58.3% 25 65.3% 65.3% 65.3% 65.3% 65.3% 65.3% 66.6% 66.6% 66.6% 64.6% 62.6% 61.6% 26 68.6% 68.6% 68.6% 68.6% 68.6% 68.6% 69.9% 69.9% 69.9% 67.9% 65.9% 64.9% 27 71.9% 71.9% 71.9% 71.9% 71.9% 71.9% 73.2% 73.2% 73.2% 71.2% 69.2% 68.2% 28 75.2% 75.2% 75.2% 75.2% 75.2% 75.2% 76.5% 76.5% 76.5% 74.5% 72.5% 71.5% 29 80.0% 80.0% 80.0% 80.0% 80.0% 80.0% 81.0% 80.0% 80.0% 78.0% 76.0% 75.0% 30 86.0% 85.0% 85.0% 85.0% 85.0% 85.0% CHART B Only for Retirees age 65 or older Years of Service Option 4A Option 4B CIGNA Med. Surround Option 4B Kaiser Med. Plus 10-19 years of service 36% 68% 20-29 years of service 66% 100% 30 or more years of service 84% 100% The Board shall continue to provide the payments set above for one (1) year for the spouse of a retired employee who dies if the surviving spouse was covered under the retired employee’s policy at the time of the retired employee’s death.

Health Insurance--Retired Members. 12.6 The Board shall contribute toward the premium for available health insurance plans or an optional HMO for employees with ten (10) years or more service with the Board, including military service time recognized by the Board, who retire under the Maryland State Teachers’ Retirement or Pension System, or the Baltimore County Employee Retirement System (ERS). Specific price tags for available plans will be according to schedules contained in the Retiree Benefits benefits Guide. Contributions by the Board shall be made to employees hired prior to January 1, 2011 in accordance with Charts A and B as found below. For pre-65 retirees, Chart A below specifies Board contributions for health plan options 1, 2, and 3 [for each calendar year (CY) )] through December 31, 20212023[2021], based on the health plan option selected and the effective date of retirement. The Board contribution in place at the time of retirement will continue at that same level until the retiree reaches the age of 65. Once reaching age 65, Chart B below specifies Board contributions for plan options 4A and 4B. CHART A CIGNA OAP (Option 1) CIGNA OAPIN (Option 2) and Kaiser HMO (Option 3) Current CY16 CY17 CY18 CY19 CY20 CY21 CY23[1] BCPS Yrs. of Service Current CY16 CY17 CY18 CY19 CY20 CY21 CY23[1] 30.0% 25.0% 25.0% 23.0% 21.0% 20.0% 10 30.0% 25.0% 25.0% 25.0% 25.0% 25.0% 30.0% 27.5% 27.5% 25.5% 23.5% 22.5% 11 30.0% 27.5% 27.5% 27.5% 27.5% 27.5% 30.0% 30.0% 30.0% 28.0% 26.0% 25.0% 12 30.0% 30.0% 30.0% 30.0% 30.0% 30.0% 32.5% 32.5% 32.5% 30.5% 28.5% 27.5% 13 32.5% 32.5% 32.5% 32.5% 32.5% 32.5% 35.0% 35.0% 35.0% 33.0% 31.0% 30.0% 14 35.0% 35.0% 35.0% 35.0% 35.0% 35.0% 37.5% 37.5% 37.5% 35.5% 33.5% 32.5% 15 37.5% 37.5% 37.5% 37.5% 37.5% 37.5% 40.0% 40.0% 40.0% 38.0% 36.0% 35.0% 16 40.0% 40.0% 40.0% 40.0% 40.0% 40.0% 42.5% 42.5% 42.5% 40.5% 38.5% 37.5% 17 42.5% 42.5% 42.5% 42.5% 42.5% 42.5% 45.0% 45.0% 45.0% 43.0% 41.0% 40.0% 18 45.0% 45.0% 45.0% 45.0% 45.0% 45.0% 47.5% 47.5% 47.5% 45.5% 43.5% 42.5% 19 47.5% 47.5% 47.5% 47.5% 47.5% 47.5% 55.0% 50.0% 50.0% 48.0% 46.0% 45.0% 20 56.2% 50.4% 50.4% 50.4% 50.4% 50.4% 55.0% 52.5% 52.5% 50.5% 48.5% 47.5% 21 56.2% 53.3% 53.3% 53.3% 53.3% 53.3% 55.0% 55.0% 55.0% 53.0% 51.0% 50.0% 22 56.2% 56.2% 56.2% 56.2% 56.2% 56.2% 57.5% 57.5% 57.5% 55.5% 53.5% 52.5% 23 59.1% 59.1% 59.1% 59.1% 59.1% 59.1% 60.0% 60.0% 60.0% 58.0% 56.0% 55.0% 24 62.0% 62.0% 62.0% 62.0% 62.0% 62.0% 63.3% 63.3% 63.3% 61.3% 59.3% 58.3% 25 65.3% 65.3% 65.3% 65.3% 65.3% 65.3% 66.6% 66.6% 66.6% 64.6% 62.6% 61.6% 26 68.6% 68.6% 68.6% 68.6% 68.6% 68.6% 69.9% 69.9% 69.9% 67.9% 65.9% 64.9% 27 71.9% 71.9% 71.9% 71.9% 71.9% 71.9% 73.2% 73.2% 73.2% 71.2% 69.2% 68.2% 28 75.2% 75.2% 75.2% 75.2% 75.2% 75.2% 76.5% 76.5% 76.5% 74.5% 72.5% 71.5% 29 80.0% 80.0% 80.0% 80.0% 80.0% 80.0% 81.0% 80.0% 80.0% 78.0% 76.0% 75.0% 30 86.0% 85.0% 85.0% 85.0% 85.0% 85.0% CHART B Only for Medicare eligible Retirees age 65 and or older their dependent. Years of Service Option 4A CIGNA Med. Surround Surround, CIGNA TRUE CHOICE MED., AND UNITED AMERICAN Option 4B Kaiser Med. Plus 10-19 years of service 36% 68% 20-29 years of service 66% 100% 30 or more years of service 84% 100% The Board shall continue to provide the payments set above for one (1) year for the spouse of a retired employee who dies if the surviving spouse was covered under the retired employee’s policy at the time of the retired employee’s death.Dental Insurance

Health Insurance--Retired Members. The Board shall contribute toward the premium for available health insurance plans or an optional HMO for employees with ten (10) years or more service with the Board, including military service time recognized by the Board, who retire under the Maryland State Teachers’ Retirement or Pension System, or the Baltimore County Employee Retirement System (ERS). Specific price tags for available plans will be according to schedules contained in the Retiree Benefits Guide. Contributions by the Board shall be made to employees hired prior to January 1, 2011 in accordance with Charts A and B as found below. For pre-65 retirees, Chart A below specifies Board contributions for health plan options 1, 2, and 3 for each calendar year (CY) through December 31, 2021, based on the health plan option selected and the effective date of retirement. The Board contribution in place at the time of retirement will continue at that same level until the retiree reaches the age of 65. Once reaching age 65, Chart B below specifies Board contributions for plan options 4A and 4B. CHART A CIGNA OAP (Option 1) CIGNA OAPIN (Option 2) and Kaiser HMO (Option 3) BCPS Yrs. of Current CY17 CY18 CY19 CY20 CY21 BCPS Yrs. of Service Current CY17 CY18 CY19 CY20 CY21 30.0% 25.0% 25.0% 23.0% 21.0% 20.0% 10 30.0% 25.0% 25.0% 25.0% 25.0% 25.0% 30.0% 27.5% 27.5% 25.5% 23.5% 22.5% 11 30.0% 27.5% 27.5% 27.5% 27.5% 27.5% 30.0% 30.0% 30.0% 28.0% 26.0% 25.0% 12 30.0% 30.0% 30.0% 30.0% 30.0% 30.0% 32.5% 32.5% 32.5% 30.5% 28.5% 27.5% 13 32.5% 32.5% 32.5% 32.5% 32.5% 32.5% 35.0% 35.0% 35.0% 33.0% 31.0% 30.0% 14 35.0% 35.0% 35.0% 35.0% 35.0% 35.0% 37.5% 37.5% 37.5% 35.5% 33.5% 32.5% 15 37.5% 37.5% 37.5% 37.5% 37.5% 37.5% 40.0% 40.0% 40.0% 38.0% 36.0% 35.0% 16 40.0% 40.0% 40.0% 40.0% 40.0% 40.0% 42.5% 42.5% 42.5% 40.5% 38.5% 37.5% 17 42.5% 42.5% 42.5% 42.5% 42.5% 42.5% 45.0% 45.0% 45.0% 43.0% 41.0% 40.0% 18 45.0% 45.0% 45.0% 45.0% 45.0% 45.0% 47.5% 47.5% 47.5% 45.5% 43.5% 42.5% 19 47.5% 47.5% 47.5% 47.5% 47.5% 47.5% 55.0% 50.0% 50.0% 48.0% 46.0% 45.0% 20 56.2% 50.4% 50.4% 50.4% 50.4% 50.4% 55.0% 52.5% 52.5% 50.5% 48.5% 47.5% 21 56.2% 53.3% 53.3% 53.3% 53.3% 53.3% 55.0% 55.0% 55.0% 53.0% 51.0% 50.0% 22 56.2% 56.2% 56.2% 56.2% 56.2% 56.2% 57.5% 57.5% 57.5% 55.5% 53.5% 52.5% 23 59.1% 59.1% 59.1% 59.1% 59.1% 59.1% 60.0% 60.0% 60.0% 58.0% 56.0% 55.0% 24 62.0% 62.0% 62.0% 62.0% 62.0% 62.0% 63.3% 63.3% 63.3% 61.3% 59.3% 58.3% 25 65.3% 65.3% 65.3% 65.3% 65.3% 65.3% 66.6% 66.6% 66.6% 64.6% 62.6% 61.6% 26 68.6% 68.6% 68.6% 68.6% 68.6% 68.6% 69.9% 69.9% 69.9% 67.9% 65.9% 64.9% 27 71.9% 71.9% 71.9% 71.9% 71.9% 71.9% 73.2% 73.2% 73.2% 71.2% 69.2% 68.2% 28 75.2% 75.2% 75.2% 75.2% 75.2% 75.2% 76.5% 76.5% 76.5% 74.5% 72.5% 71.5% 29 80.0% 80.0% 80.0% 80.0% 80.0% 80.0% 81.0% 80.0% 80.0% 78.0% 76.0% 75.0% 30 86.0% 85.0% 85.0% 85.0% 85.0% 85.0% CHART B Only for Retirees age 65 or older Years of Service Option 4A CIGNA Med. Surround Option 4B Kaiser Med. Plus 10-19 years of service 36% 68% 20-29 years of service 66% 100% 30 or more years of service 84% 100% The Board shall continue to provide the payments set above for one (1) year for the spouse of a retired employee who dies if the surviving spouse was covered under the retired employee’s policy at the time of the retired employee’s death.

Health Insurance--Retired Members. The Board shall contribute toward the premium for available health insurance plans or an optional HMO for employees with ten (10) years or more service with the Board, including military service time recognized by the Board, who retire under the Maryland State Teachers’ Retirement or Pension System, or the Baltimore County Employee Retirement System (ERS). Specific price tags for available plans will be according to schedules contained in the Retiree Benefits Guide. Contributions by the Board shall be made to employees hired prior to January 1, 2011 in accordance with Charts A and B as found below. For pre-65 retirees, Chart A below specifies Board contributions for health plan options 1, 2, and 3 for each calendar year (CY) through December 31, 2021, based on the health plan option selected and the effective date of retirement. The Board contribution in place at the time of retirement will continue at that same level until the retiree reaches the age of 65. Once reaching age 65, Chart B below specifies Board contributions for plan options 4A and 4B. CHART A CIGNA OAP (Option 1) CIGNA OAPIN (Option 2) and Kaiser HMO (Option 3) Current CY16 CY17 CY18 CY19 CY20 CY21 BCPS Yrs. of Service Current CY16 CY17 CY18 CY19 CY20 CY21 30.0% 25.0% 25.0% 23.0% 21.0% 20.0% 10 30.0% 25.0% 25.0% 25.0% 25.0% 25.0% 30.0% 27.5% 27.5% 25.5% 23.5% 22.5% 11 30.0% 27.5% 27.5% 27.5% 27.5% 27.5% 30.0% 30.0% 30.0% 28.0% 26.0% 25.0% 12 30.0% 30.0% 30.0% 30.0% 30.0% 30.0% 32.5% 32.5% 32.5% 30.5% 28.5% 27.5% 13 32.5% 32.5% 32.5% 32.5% 32.5% 32.5% 35.0% 35.0% 35.0% 33.0% 31.0% 30.0% 14 35.0% 35.0% 35.0% 35.0% 35.0% 35.0% 37.5% 37.5% 37.5% 35.5% 33.5% 32.5% 15 37.5% 37.5% 37.5% 37.5% 37.5% 37.5% 40.0% 40.0% 40.0% 38.0% 36.0% 35.0% 16 40.0% 40.0% 40.0% 40.0% 40.0% 40.0% 42.5% 42.5% 42.5% 40.5% 38.5% 37.5% 17 42.5% 42.5% 42.5% 42.5% 42.5% 42.5% 45.0% 45.0% 45.0% 43.0% 41.0% 40.0% 18 45.0% 45.0% 45.0% 45.0% 45.0% 45.0% 47.5% 47.5% 47.5% 45.5% 43.5% 42.5% 19 47.5% 47.5% 47.5% 47.5% 47.5% 47.5% 55.0% 50.0% 50.0% 48.0% 46.0% 45.0% 20 56.2% 50.4% 50.4% 50.4% 50.4% 50.4% 55.0% 52.5% 52.5% 50.5% 48.5% 47.5% 21 56.2% 53.3% 53.3% 53.3% 53.3% 53.3% 55.0% 55.0% 55.0% 53.0% 51.0% 50.0% 22 56.2% 56.2% 56.2% 56.2% 56.2% 56.2% 57.5% 57.5% 57.5% 55.5% 53.5% 52.5% 23 59.1% 59.1% 59.1% 59.1% 59.1% 59.1% 60.0% 60.0% 60.0% 58.0% 56.0% 55.0% 24 62.0% 62.0% 62.0% 62.0% 62.0% 62.0% 63.3% 63.3% 63.3% 61.3% 59.3% 58.3% 25 65.3% 65.3% 65.3% 65.3% 65.3% 65.3% 66.6% 66.6% 66.6% 64.6% 62.6% 61.6% 26 68.6% 68.6% 68.6% 68.6% 68.6% 68.6% CY16 CY17 CY18 CY19 CY20 CY21 BCPS Yrs. of Service CY16 CY17 CY18 CY19 CY20 CY21 69.9% 69.9% 69.9% 67.9% 65.9% 64.9% 27 71.9% 71.9% 71.9% 71.9% 71.9% 71.9% 73.2% 73.2% 73.2% 71.2% 69.2% 68.2% 28 75.2% 75.2% 75.2% 75.2% 75.2% 75.2% 76.5% 76.5% 76.5% 74.5% 72.5% 71.5% 29 80.0% 80.0% 80.0% 80.0% 80.0% 80.0% 81.0% 80.0% 80.0% 78.0% 76.0% 75.0% 30 86.0% 85.0% 85.0% 85.0% 85.0% 85.0% CHART B Only for Retirees age 65 or older Years of Service Option 4A CIGNA Med. Surround Option 4B Kaiser Med. Plus 10-19 years of service 36% 68% 20-29 years of service 66% 100% 30 or more years of service 84% 100% The Board shall continue to provide the payments set above for one (1) year for the spouse of a retired employee who dies if the surviving spouse was covered under the retired employee’s policy at the time of the retired employee’s death.