How to communicate with us. In respect of this Agreement, you and the Guarantor must give notices and other formal communications to us in writing, which may be by means of an electronic message, using the details provided in the Commercial Terms (or any updated details subsequently provided by us).
How to communicate with us. All transaction requests and other notices to us must be in writing in a form satisfactory to us, and delivered by U.S. mail to our Processing Office, except to the extent we agree, by advance written notification to you, to receive such requests or notices in another manner. Transfer requests must also be in writing and delivered by U.S mail to our Processing Office unless we accept an alternative form of communication (such as internet, fax or automated telephone). The use of alternative forms of communication is subject to our rules then in effect for each such service. We may provide information about our rules and the use of communications services in the contract prospectus, prospectus supplements or other notifications, as mailed to your last known address in our records from time to time. Any alternative form of communication that we make available may be changed or discontinued at any time. We may choose to change a previously accepted manner of communication at our discretion. Transaction requests or other communications sent to us will not be effective until received at the Processing Office on a Business Day. Your Contract Number should be included in all correspondence.
How to communicate with us. In respect of this Agreement and each other Relevant Document, you must give notices and other formal communications to us in writing, which may be by means of an electronic message, using the details provided on page 1 of this Agreement (or any updated details subsequently provided by us).
How to communicate with us. All transaction requests and other notices to us must be in writing in a form satisfactory to us, and delivered by U.S. mail to our Processing Office, except to the extent we agree, by advance written notification to you, to receive such requests or notices in another manner. We may choose to change a previously accepted manner of communication at our discretion. Transaction requests or other communications sent to us will not be effective until received at the Processing Office. Your Contract Number should be included in all correspondence. APPENDIX A Joint Life Reduction Rates Age of Participant Age of Spouse 60 61 62 63 64 65 66 67 68 69 70 50 [58 % 61 % 63 % 66 % 68 % 69 % 69 % 68 % 68 % 67 % 66 % 51 59 % 62 % 64 % 66 % 68 % 70 % 70 % 69 % 69 % 68 % 67 % 52 59 % 62 % 65 % 67 % 69 % 71 % 71 % 70 % 70 % 69 % 68 % 53 60 % 63 % 66 % 68 % 70 % 72 % 72 % 71 % 71 % 70 % 69 % 54 61 % 64 % 66 % 69 % 71 % 73 % 73 % 72 % 72 % 71 % 70 % 55 61 % 64 % 67 % 70 % 72 % 74 % 74 % 73 % 73 % 72 % 71 % 56 62 % 65 % 68 % 70 % 73 % 75 % 75 % 74 % 74 % 73 % 72 % 57 63 % 66 % 69 % 71 % 74 % 76 % 76 % 75 % 75 % 74 % 73 % 58 63 % 66 % 69 % 72 % 75 % 77 % 77 % 76 % 76 % 75 % 74 % 59 64 % 67 % 70 % 73 % 75 % 78 % 78 % 77 % 77 % 76 % 76 % 60 64 % 68 % 71 % 74 % 76 % 79 % 79 % 78 % 78 % 77 % 77 % 61 65 % 68 % 72 % 75 % 77 % 80 % 80 % 80 % 79 % 79 % 78 % 62 66 % 69 % 72 % 75 % 78 % 81 % 81 % 81 % 80 % 80 % 79 % 63 66 % 70 % 73 % 76 % 79 % 82 % 82 % 82 % 82 % 81 % 81 % 64 67 % 70 % 74 % 77 % 80 % 83 % 83 % 83 % 83 % 82 % 82 % 65 67 % 71 % 75 % 78 % 81 % 84 % 84 % 84 % 84 % 84 % 83 % 66 68 % 72 % 75 % 79 % 82 % 85 % 85 % 85 % 85 % 85 % 84 % 67 68 % 72 % 76 % 79 % 83 % 86 % 86 % 86 % 86 % 86 % 86 % 68 69 % 73 % 77 % 80 % 84 % 87 % 87 % 87 % 87 % 87 % 87 % 69 69 % 73 % 77 % 81 % 84 % 88 % 88 % 88 % 89 % 89 % 88 % 70 70 % 74 % 78 % 82 % 85 % 89 % 89 % 90 % 90 % 90 % 90 % 71 70 % 74 % 78 % 82 % 86 % 89 % 90 % 91 % 91 % 91 % 91 % 72 71 % 75 % 79 % 83 % 87 % 90 % 91 % 92 % 92 % 92 % 92 % 73 71 % 75 % 79 % 83 % 87 % 91 % 92 % 92 % 93 % 93 % 94 % 74 71 % 76 % 80 % 84 % 88 % 92 % 93 % 93 % 94 % 94 % 95 % 75 72 % 76 % 80 % 85 % 89 % 92 % 93 % 94 % 95 % 96 % 96 %] Reduction rates required for ages not shown in the above table will be calculated by AXA Equitable on the same actuarial basis. APPENDIX B TABLE OF GUARANTEED ANNUITY PAYMENTS [Amount of Annuity Benefit payable monthly on the Life Annuity form with Ten* Years Certain provided by an application of $1,000. Monthly Income Monthly Income Ag...
How to communicate with us. All transaction requests and other notices to us must be in writing in a form satisfactory to us, and delivered by U.S. mail to our Processing Office, except to the extent we agree, by advance written notification to you, to receive such requests or notices in another manner. We may choose to change a previously accepted manner of communication at our discretion. Transaction requests or other communications sent to us will not be effective until received at the Processing Office. Your Contract Number should be included in all correspondence.
How to communicate with us. All transaction requests and other notices to us must be in writing in a form satisfactory to us, and delivered by U.S. mail to our Processing Office, except to the extent we agree, by advance written notification to you, to receive such requests or notices in another manner. We may choose to change a previously accepted manner of communication at our discretion. Transaction requests or other communications sent to us will not be effective until received at the Processing Office. Your Contract Number should be included in all correspondence. TABLE OF GUARANTEED ANNUITY PAYMENTS AMOUNT OF ANNUITY BENEFIT PAYABLE MONTHLY ON THE LIFE ANNUITY FORM WITH TEN *YEARS CERTAIN PROVIDED BY APPLICATION OF $1,000. Monthly Income Monthly Income Ages Males Females Age Males Females ---- ----- ------- --- ----- ------- 60 3.69 3.43 78 5.31 4.86 61 3.76 3.48 79 5.43 4.97 62 3.82 3.54 80 5.55 5.10 63 3.89 3.59 81 5.76 5.26 64 3.96 3.65 82 5.97 5.44 65 4.03 3.72 83 6.20 5.64 66 4.11 3.78 84 6.45 5.84 67 4.19 3.85 85 6.71 6.06 68 4.27 3.92 86 6.98 6.29 69 4.36 4.00 87 7.26 6.52 70 4.45 4.08 88 7.56 6.77 71 4.55 4.16 89 7.85 7.02 72 4.64 4.25 90 8.14 7.27 73 4.75 4.34 91 8.43 7.53 74 4.85 4.43 92 8.74 7.79 75 4.96 4.53 93 9.07 8.07 76 5.07 4.64 94 9.43 8.37 77 5.19 4.75 95 9.80 8.69 * At age 80 and over the rates are adjusted so that the certain period does not exceed life expectancy. See Data Pages for Period Certain tables for ages 80 and older. The amount of income provided under an Annuity Benefit payable on the Life Annuity Form with Ten Years Certain is based on 2.5% interest and mortality equal to 70% for males and 75% for females of the Annuity 2000 Mortality Table projected at 1% for males and 1.35% for females for a number of years equal to attained age minus 20, but not less than 30. Amounts required for ages or for annuity forms not shown in the above Table or for other annuity forms will be calculated by us on the same actuarial basis. If a variable annuity form is available from us and elected pursuant to Section 7.01, then the amounts required will be calculated by us based on the 1983 Individual Annuity Mortality Table "a" projected with modified Scale "G" and a modified two year age setback and on an Assumed Base Rate of Net Investment Return of 5.0%.
How to communicate with us. You can give us any Requested Materials, reports, or any other information or communications through the Student Freedom Web Page or using our Student Freedom Contact Info.
