Joint and Last Survivor Life Annuity. Age of Female Joint Annuitant ------------------------------------------------------------------------------------------------------------------------------------ Attained Age 10 Years 5 Years Same 5 Years 10 Years of Male Xxxxxxxxx Xxxxxxx Younger Age Older Older ------------------------------------------------------------------------------------------------------------------------------------ 55 3.21 3.33 3.44 3.56 3.66 60 3.37 3.52 3.67 3.81 3.94 65 3.58 3.77 3.96 4.15 4.33 70 3.84 4.09 4.35 4.61 4.85 75 4.19 4.53 4.89 5.25 5.58 80 4.66 5.13 5.64 6.15 6.59 85 5.31 5.98 6.71 7.42 8.02
Joint and Last Survivor Life Annuity. Age of Female Joint Annuitant
Joint and Last Survivor Life Annuity. An annuity payable monthly during the joint lifetime of the Annuitant and a secondary annuitant, and thereafter during the remaining lifetime of the survivor, ceasing with the last annuity payment due prior to the death of the survivor.
Joint and Last Survivor Life Annuity. Adjusted Age of Joint Annuitant* Adjusted Age of Annuitant* ----------------------------------------------------------------------- 55 60 62 65 67 70 75 ----- ----- ----- ----- ----- ----- ----- 54 $3.80 $3.93 $3.98 $4.04 $4.08 $4.13 $4.19 59 3.95 4.14 4.21 4.32 4.38 4.46 4.57 61 4.00 4.22 4.31 4.43 4.50 4.61 4.75 64 4.07 4.34 4.44 4.60 4.70 4.83 5.03 66 4.12 4.41 4.53 4.71 4.82 4.99 5.23 69 4.17 4.50 4.65 4.86 5.01 5.23 5.56 74 4.25 4.64 4.81 5.09 5.29 5.60 6.11 * Dollar amounts of the monthly payments for ages not shown in this table will be calculated on the same basis as those shown and may be obtained from us upon request. 16 Fixed Period Dollar Amount Fixed Period Dollar Amount (Years) of Payment (Years) of Payment ------ ---------- ------ ---------- 5 $17.91 13 $7.71 6 15.14 14 7.26 7 13.16 15 6.87 8 11.68 16 6.53 9 10.53 17 6.23 10 9.61 18 5.96 11 8.86 19 5.73 12 8.24 20 5.51
Joint and Last Survivor Life Annuity. An Annuity payable during the lifetimes of the Annuitant and the Joint Annuitant and thereafter during the remaining lifetime of the survivor. At the time of electing this Annuity option, the Contract Owner may elect reduced payments over the remaining lifetime of the survivor. Payments will cease with the last payment prior to the death of the survivor. FIFTH OPTION - Joint and Last Survivor Life Annuity with Payments for a Period Certain - An Annuity payable for a fixed number of years and during the lifetimes of the Annuitant and the Joint Annuitant and thereafter during the remaining lifetime of the survivor. At the time of electing this Annuity option, the Contract Owner may elect reduced payments over the remaining lifetime of the survivor. If at the death of the survivor, payments have been made for less than the period selected, the remaining payments will be made to the Beneficiary. The Beneficiary may elect to receive the present value of the remaining payments in one sum. To calculate the present value for fixed Annuity payments, We will use the same interest rate that was used to determine the amount of the Annuity payments. To calculate the present value of variable Annuity payments, We will use the AIR elected by the Contract Owner when this Annuity option was selected and the Annuity Unit value on the date of receipt of Due Proof of Death. VA99-18/19 Page 19 PRINTED IN U.S.A. SETTLEMENT PROVISIONS (CONTINUED) SIXTH OPTION - Payment for a Period Certain - An Annuity payable for a fixed number of years with periods of 10 years or greater available at any time and periods of 5 to 10 years available on or after the second Contract
Joint and Last Survivor Life Annuity. We will make monthly Annuity payments during the joint lifetime of the Annuitant and a secondary payee, and thereafter during the remaining lifetime of the survivor, ceasing with the last payment prior to the death of the survivor.
Joint and Last Survivor Life Annuity. Age of Female Joint Annuitant -------------------------------------------------------------------------------- Attained Age 10 Years 5 Years Same 5 Years 10 Years of Male Annuitant Younger Younger Age Older Older --------------------------------------------------------------------------------
Joint and Last Survivor Life Annuity. Adjusted Age of Annuitant Adjusted Age of Secondary Annuitant Male F50 F55 F60 F65 F70 50 3.76 3.89 4.01 4.11 4.19 55 3.84 4.01 4.18 4.33 4.46 60 3.90 4.11 4.33 4.56 4.77 65 3.95 4.19 4.47 4.78 5.09 70 3.99 4.25 4.58 4.96 5.39 FORM T1575 Adjusted Age of Annuitant Adjusted Age of Secondary Annuitant Female M50 M55 M60 M65 M70 50 3.76 3.84 3.90 3.95 3.99 55 3.89 4.01 4.11 4.19 4.25 60 4.01 4.18 4.33 4.47 4.58 65 4.11 4.33 4.56 4.78 4.96 70 4.19 4.46 4.77 5.09 5.39 Option 4 - Payments for a Designated Period Years of Amount of Monthly Years of Amount of Monthly Payment Payment Payment Payment 5 $18.12 23 $5.24 6 15.35 24 5.09 7 13.38 25 4.96 8 11.90 26 4.84 9 10.75 27 4.73 10 9.83 28 4.63 11 9.09 29 4.53 12 8.46 30 4.45 13 7.94 31 4.37 14 7.49 32 4.29 15 7.10 33 4.22 16 6.76 34 4.15 17 6.47 35 4.09 18 6.20 36 4.03 19 5.97 37 3.98 20 5.75 38 3.92 21 5.56 39 3.88 22 5.39 40 3.83 FORM T1575 THE CHAIRMAN-TM- COMBINATION FIXED AND VARIABLE ANNUITY CONTRACT ISSUED BY THE AMERICAN FRANKLIN LIFE INSURANCE COMPANY This is a FLEXIBLE PAYMENT VARIABLE and FIXED INDIVIDUAL DEFERRED ANNUITY CONTRACT. NONPARTICIPATING -- NOT ELIGIBLE FOR DIVIDENDS.
Joint and Last Survivor Life Annuity. Adjusted Age --------Adjusted Age of Secondary Annuitant-------- of Annuitant Gender 50 55 60 65 70 Neutral 50 3.75 3.85 3.94 4.01 4.07 55 3.85 4.00 4.13 4.24 4.33 60 3.94 4.13 4.32 4.49 4.65 65 4.01 4.24 4.49 4.75 5.00 70 4.07 4.33 4.65 5.00 5.36 Option 4 - Payments for a Designated Period Years of Amount of Monthly Years of Amount of Monthly Payment Payment Payment Payment 5 $18.12 23 $5.24 6 15.35 24 5.09 7 13.38 25 4.96 8 11.90 26 4.84 9 10.75 27 4.73 10 9.83 28 4.63 11 9.09 29 4.53 12 8.46 30 4.45 13 7.94 31 4.37 14 7.49 32 4.29 15 7.10 33 4.22 16 6.76 34 4.15 17 6.47 35 4.09 18 6.20 36 4.03 19 5.97 37 3.98 20 5.75 38 3.92 21 5.56 39 3.88 22 5.39 40 3.83 Page 30 American General Life Insurance Company This is an INDIVIDUAL FLEXIBLE PAYMENT VARIABLE and FIXED DEFERRED ANNUITY CONTRACT. NONPARTICIPATING - NOT ELIGIBLE FOR DIVIDENDS
Joint and Last Survivor Life Annuity. Adjusted Age Adjusted Age of Secondary Annuitant of Annuitant
