Common use of Longer Delays May Apply Clause in Contracts

Longer Delays May Apply. If we are not going to make all of the funds from your deposit available on the second business day, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided to take this action after you have left the Bank’s premises, we will mail you the notice by the business day after we receive your deposit or when facts become known to us. If you need the funds from a deposit right away, you should ask us when the funds will be available. Funds you deposit by check may be delayed for a longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposited checks totaling more than $5,525 on any one day. • You redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the prior 6 months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 business days after the day of your deposit.

Longer Delays May Apply. If we are not going to make all of the funds from your deposit available on the second business day, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided to take this action after you have left the Bank’s premises, we will mail you the notice by the business day after we receive your deposit or when facts become known to us. If you need the funds from a deposit right away, you should ask us when the funds will be available. Funds you deposit by check may be delayed for a longer period under the following circumstances: •  We believe a check you deposit will not be paid. •  You deposited checks totaling more than $5,525 on any one day. •  You redeposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the prior 6 months. •  There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 business days after the day of your deposit.

Longer Delays May Apply. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second (2nd) business day after the day of your deposit. The first $200 of your deposits, however, will be available on the first business day. If we are not going to make all of the funds from your deposit available on the second first business day, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided decide to take this action after you have left the Bank’s premisesa branch, we will mail you the notice by the business day after we receive your deposit or when facts become known to usdeposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Funds In addition, funds you deposit by check may be delayed for a longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposited deposit checks totaling more than $5,525 5,000 on any one day. • You redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the prior 6 last six months. • There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 the seventh (7th) business days day after the day of your deposit.

Longer Delays May Apply. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the seventh business day after the day of your deposit. The first $225 of your deposits, however, may be available on the first business day. If we are not going to make all of the funds from your deposit available on the second first business day, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided decide to take this action after you have left the Bank’s premises, we will mail you the notice by the business day after we receive your deposit or when facts become known to usdeposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Funds In addition, funds you deposit by check may be delayed for a longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposited deposit checks totaling more than $5,525 on any one day. • You redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the prior 6 last six months. • There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, reasons and we will tell you when the funds will be available. They will generally be available no later than 10 the seventh business days day after the day of your deposit.

Longer Delays May Apply. If we are not going to make all of the funds from your deposit available on the second business day, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided to take this action after you have left the Bank’s premises, we will mail you the notice by the business day after we receive your deposit or when facts become known to us. If you need the funds from a deposit right away, you should ask us when the funds will be available. Funds you deposit by check may be delayed for a longer period under the following circumstances: • l We believe a check you deposit will not be paid. • l You deposited checks totaling more than $5,525 5,000 on any one day. • l You redeposit a check that has been returned unpaid. • l You have overdrawn your account repeatedly in the prior 6 months. • l There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 business days after the day of your deposit.

Longer Delays May Apply. In some cases, we will not make all of the funds that you deposit by check available to you on the same business day that we receive your deposit. Depending on the type of check that you deposit, funds may not be available until the second (2nd) business day after the day of your deposit. However, the first $225 of your deposit will be availableimmediately. If we are not going to make all of the funds from your deposit available on the second same business day, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided decide to take this action after you have left the Bank’s premises, we will mail you the notice by the next business day after we receive your deposit or when facts become known to usdeposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Funds In addition, funds you deposit by check may be delayed for a longer period under the following circumstances: • We believe a check you deposit will not be paidbepaid. • You deposited deposit checks totaling more than $5,525 on any one dayanyoneday. • You redeposit a check that has been returned unpaidreturnedunpaid. • You have overdrawn your account repeatedly in the prior 6 last six (6) months. • There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 the seventh (7th) business days day after the day of your deposit.

Longer Delays May Apply. In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of your deposit. Depending on the type of check that you deposit, funds may not be available until the second (2nd) business day after the day of your deposit. The first $225 of your deposits, however, will be available on the first business day. If we are not going to make all of the funds from your deposit available on the second first business day, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided decide to take this action after you have left the Bank’s premisesa branch, we will mail you the notice by the business day after we receive your deposit or when facts become known to usdeposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Funds In addition, funds you deposit by check may be delayed for a longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposited deposit checks totaling more than $5,525 on any one day. • You redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the prior 6 last six months. • There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 the seventh (7th) business days day after the day of your deposit.

Longer Delays May Apply. In some cases, we will not make all the funds that you deposit by check available to you on the same day we receive your deposit. Depending on the type of check that you deposit, funds may not be available until the second business day after the day of your deposit. The first $225 of your deposits, however, will be available on the next business day. If we are not going to make all of the funds from your deposit available on the second business daysame day we receive your deposit, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided decide to take this action after you have left the Bank’s premises, we will mail you the notice by the business day after we receive your deposit or when facts become known to usdeposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Funds In addition, funds you deposit by check may be delayed for a longer period under the following circumstances: •  We believe a check you deposit will not be paid. •  You deposited deposit checks totaling more than $5,525 on any one day. •  You redeposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the prior 6 last six months. •  There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 the seventh business days day after the day of your deposit.

Longer Delays May Apply. In some cases, we will not make all of the funds that you deposit by check available to you on the business day of your deposit. Depending on the type of check that you deposit, funds may not be available until the seventh business day after the day of your deposit. However, the first $200 of your deposit will be available on the first business day after the day of the deposit in most cases. If we are not going to make all of the funds from your deposit available on the second business dayimmediately, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided decide to take this action after you have left the Bank’s premises, we will mail you the notice by the business day after the day we receive your deposit or when facts become known to usdeposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Funds In addition, funds you deposit by check may be delayed for a longer period under the following exception circumstances: • We believe a check you deposit will not be paid. • You deposited deposit checks totaling more than $5,525 5,000 on any one day. • You redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the prior 6 last six (6) months. • There is an emergency, such as failure of communications communication or computer equipment. We will notify you if we delay your ability to withdraw withdrawal funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 the seventh (7) business days day after the day of your deposit, to include third party checks.

Longer Delays May Apply. In some cases, we will not make all of the funds that you deposit by check available to you on the same day we receive your deposit. Depending on the type of check that you deposit, funds may not be available until the second business day after the day of your deposit. The first $200 of your deposits, however, will be available on the same day. If we are not going to make all of the funds from your deposit available on the second business daysame day we receive your deposit, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided decide to take this action after you have left the Bank’s premises, we will mail you the notice by the business day after we receive your deposit or when facts become known to usdeposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Funds In addition, funds you deposit by check may be delayed for a longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposited deposit checks totaling more than $5,525 5,000 on any one day. • You redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the prior 6 last six months. • There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 the seventh business days day after the day of your deposit.

Longer Delays May Apply. In some cases, we will not make all of the funds that you deposit by check available to you immediately. Depending on the type of check that you deposit, funds may not be available until the 7th business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the second business dayavailable, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided decide to take this action after you have left the Bank’s premises, we will mail you the notice by the business day after we receive your deposit or when facts become known to usdeposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Funds In addition, funds you deposit by check may be delayed for a longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposited deposit checks totaling more than $5,525 on in any one single day. • You redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the prior 6 last six months. • There is an emergency, such as a failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They Funds will generally be available no later than 10 the 7th business days day after the day of your deposit.

Longer Delays May Apply. In some cases, we will not make all of the funds that you deposit by check available at the time shown above. Depending on the type of check that you deposit, funds may not be available until the second (2nd) business day after the day of your deposit. The first $225 of your deposit, however, will be available to you the same business day we receive your deposit. If we are not going to make all of the funds from your deposit available on at the second business daytimes shown above, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided decide to take this action after you have left the Bank’s premises, we will mail you the notice by the first (1st) business day after we receive your deposit or when facts become known to usdeposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Funds In addition, funds you deposit by check may be delayed for a longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposited deposit checks totaling more than $5,525 on any one day. • You redeposit a check that has been previously returned unpaid. • You have overdrawn your account repeatedly in the prior 6 last six months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 the seventh (7th) business days day after the day of your deposit.

Longer Delays May Apply. In some cases, we will not make all the funds that you deposit by check available to you on the same day we receive your deposit. Depending on the type of check that you deposit, funds may not be available until the second business day after the day of your deposit. The first $225 of your deposits, however, will be available on the next business day. If we are not going to make all of the funds from your deposit available on the second business daysame day we receive your deposit, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided decide to take this action after you have left the Bank’s premises, we will mail you the notice by the business day after we receive your deposit or when facts become known to usdeposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Funds In addition, funds you deposit by check may be delayed for a longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposited deposit checks totaling more than $5,525 on any one day. • You redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the prior 6 last six months. • There is an emergency, such as failure of computer or communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 the seventh business days day after the day of your deposit.

Longer Delays May Apply. If we are not going to make all of the funds from your deposit available on the second business day, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided to take this action after you have left the Bank’s premises, we will mail you the notice by the business day after we receive your deposit or when facts become known to us. If you need the funds from a deposit right away, you should ask us when the funds will be available. Funds you deposit by check may be delayed for a longer period under the following circumstances: •  We believe a check you deposit will not be paid. •  You deposited checks totaling more than $5,525 5,000 on any one day. •  You redeposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the prior 6 months. •  There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 business days after the day of your deposit.

Longer Delays May Apply. If we are not going to make all of the funds from your deposit available on the second business day, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided to take this action after you have left the Bank’s premises, we will mail you the notice by the business day after we receive your deposit or when facts become known to us. If you need the funds from a deposit right away, you should ask us when the funds will be available. Funds you deposit by check may be delayed for a longer period under the following circumstances: • We believe a check you deposit will not be paid. • You deposited checks totaling more than $5,525 5,000 on any one day. • You redeposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the prior 6 months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 business days after the day of your deposit.

Longer Delays May Apply. In some cases, we will not make all of the funds that you have deposited by check available to you on the day of your deposit. Depending on the type of check(s) deposited, funds may not be available until the second day after the day of your deposit. However, we will make the first $225 of the deposit available at the time of deposit. If we are not going to make all of the funds from your deposit deposits available on the second business dayday of your deposit, we will notify you at the time that you make of your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided decide to take this action after you have left the Bank’s premises, we will mail you a notice of hold the notice by the business day after we receive your deposit or when facts become known to usdeposit. If you need the In addition, funds from a deposit right away, you should ask us when the funds will be available. Funds you deposit by check may be delayed for a longer period under the following circumstances: • We When we believe a check you deposit will not be paid. • You deposited deposit checks totaling more than $5,525 on any one day. • You redeposit a check that has previously been returned unpaid. • You have overdrawn your account repeatedly in during the prior 6 last six months. • There is an emergency, such as a failure of communications communication or computer equipment. We will notify you if we delay your ability to withdraw funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 the seventh business days day after the day of your deposit.

Longer Delays May Apply. In some cases, we will not make all of the funds that you deposit by check available to you on the business day of your deposit. Depending on the type of check that you deposit, funds may not be available until the seventh business day after the day of your deposit. However, the first $200 of your deposit will be available on the first business day after the day of the deposit in most cases. If we are not going to make all of the funds from your deposit available on the second business dayimmediately, we will notify you at the time that you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees, or if we decided decide to take this action after you have left the Bank’s premises, we will mail you the notice by the business day after the day we receive your deposit or when facts become known to usdeposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. Funds In addition, funds you deposit by check may be delayed for a longer period under the following exception circumstances: •  We believe a check you deposit will not be paid. •  You deposited deposit checks totaling more than $5,525 5,000 on any one day. •  You redeposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the prior 6 last six (6) months. •  There is an emergency, such as failure of communications communication or computer equipment. We will notify you if we delay your ability to withdraw withdrawal funds or use your funds to pay checks for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than 10 the seventh (7) business days day after the day of your deposit, to include third party checks.