General Account Terms and Conditions. This Deposit Account Disclosure Statement and Agreement (the “Agreement) governs personal and business deposit accounts identified in this Agreement at NewBank. By signing the signature card, or by opening or maintaining a NewBank account, you are agreeing to our account requirements, to the features and provisions of the applicable account documents, and to the following terms and conditions that are now in effect or as thereafter amended and you acknowledge that you have reviewed, understand and agree to these terms. These terms, your signature card, our fee schedule, the rate sheet and the certificate of deposit (if applicable) that you receive when you open your account, represent our agreement with you and contain important information about your account. Please read them carefully.
General Account Terms and Conditions. INTRODUCTION This is your Client Agreement ("Agreement"). It is the contract that contains the terms and conditions governing the securities account ("Account") you have opened with your broker ("Introducing Firm"). First Clearing* ("Clearing Firm") will carry the Account and, if your account is a margin account, extend credit on any margin purchases. Certain terms and conditions in this Agreement and disclosures apply to that relationship only. Please read this Agreement carefully. If you are not willing to be bound by these terms and conditions, you should not apply for a securities account nor should you sign the Signature Page. Your signature on the Account Application confirms that you have read, understand, and agree to the terms of this Agreement and that you have received the relevant disclosures. Except as to the terms and conditions between you and Clearing Firm relating to the carrying relationship with and the extension of credit by the Clearing Firm, you hereby agree that Clearing Firm and its agents are third party beneficiaries of this Agreement and that the terms and conditions hereof, including the arbitration provision, shall be applicable to all matters between you and either Introducing Broker and Clearing Firm or their respective agents. THIS AGREEMENT CONTAINS A PRE-DISPUTE ARBITRATION CLAUSE LOCATED ON PAGE 1, PARAGRAPH 5. THE UNDERSIGNED HEREBY ACKNOWLEDGES RECEIPT OF A COPY OF THIS AGREEMENT. In consideration of Introducing Firm accepting and Clearing Firm carrying your Account, you hereby consent and agree to the foregoing and to the following:
General Account Terms and Conditions. This Deposit Account Disclosure Statement and Agreement (“Agreement”) governs personal and business deposit accounts identified in this Agreement at Shinhan Bank America, a New York State chartered bank regulated by the New York Department of Financial Services. By signing the signature card, or by opening or maintaining an account with Shinhan Bank America, you agree to be bound by the terms and conditions of this Agreement.
General Account Terms and Conditions. This Consumer Deposit Account Agreement and Disclosure (“Disclosure Booklet”), and the other agreements referred to in this Disclosure Booklet, including the CityNET Consumer Online Banking Agreement, Consumer Deposit Accounts Brochure, and the account opening documents for your account, and including any subsequent amendments and updates, make up the contract between you and City National Bank & Trust Company of Lawton, Oklahoma, that governs your account (“Agreement”). By signing the account opening documents, requesting an account, or maintaining an account, you represent that you understand and agree to the terms and provisions of the Agreement. In the event there is a conflict between the terms of (A) this Consumer Deposit Account Agreement and Disclosure and (B) any other agreement referred to, including the CityNET Consumer Online Banking Agreement, Consumer Deposit Accounts Brochure, or any account opening documents, the terms of the Consumer Deposit Account Agreement and Disclosure shall control. THE BINDING ARBITRATION SECTION OF THIS AGREEMENT BEGINNING ON PAGE 39 INCLUDES BINDING ARBITRATION PROVISIONS (WITH A CLASS ACTION WAIVER) THAT GOVERN HOW CLAIMS ARE RESOLVED BETWEEN US. UNLESS YOU OPT-OUT OF ARBITRATION WITHIN 30 DAYS AS DESCRIBED IN THE BINDING ARBITRATION SECTION, THESE PROVISIONS MAY REQUIRE INDIVIDUAL ARBITRATION FOR ANY DISPUTE THAT YOU ASSERT AGAINST US AND MAY LIMIT OUR LIABILITY TO YOU. Please carefully read the Disclosure Booklet and the other agreements referred to in this Booklet, including the CityNET Consumer Online Banking Agreement, Consumer Deposit Accounts Brochure, and the account opening documents for your account because these documents tell you your rights and obligations for your account and other products and services. You should keep these documents, including any subsequent amendments and updates, for future reference regarding your account and other products and services.
General Account Terms and Conditions. 3.1 Xxxxx Xxxxx as Agent By executing and delivering the Account Application you have appointed us as your agent to execute Transactions on your behalf. You acknowledge and confirm that Xxxxx Xxxxx is acting in the capacity of agent only and not in a fiduciary capacity. We accept no responsibility to you other than to act honestly and in good faith.
General Account Terms and Conditions
