Common use of Longer Delays May Apply Clause in Contracts

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days under certain circumstances. Federal law provides for exception to the federal funds availability schedules when: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,000 on any one day. • You deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by from a check depos- ited into your an account with us for an additional number of days under certain circumstances. Federal law provides for exception exceptions to the federal fed- eral funds availability schedules when: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,000 5,525 on any one day. • You deposit a check that has been returned unpaid. • You have overdrawn your an account with us repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be availableavail- able. They will generally be available no later than the seventh (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days under certain circumstances. Federal law provides for exception to the federal funds availability schedules when: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,000 on any one day. • You deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipmentequip- ment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for under certain circumstances. Federal law provides for exception to the federal funds availability schedules when: • a.) We believe a check you deposit will not be paid. • ; b.) You deposit checks totaling more than $5,000 on any one day. • ; c.) You deposit a check that has been returned unpaid. • ; d.) You have overdrawn your account repeatedly in the last six (6months; or e.) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by from a check depos- ited into your an account with us for an additional number of days under un- der certain circumstances. Federal law provides for exception exceptions to the federal funds availability schedules when: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,000 on any one day. • You deposit a check that has been returned unpaid. • You have overdrawn your an account with us repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh sev- enth (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days under certain circumstances. Federal law provides for exception to the federal funds availability schedules when: • ▪ We believe a check you deposit will not be paid. • ▪ You deposit checks totaling more than $5,000 5,525 on any one day. • ▪ You deposit a check that has been returned unpaid. • ▪ You have overdrawn your account repeatedly in the last six (6) months. • ▪ There is an emergency, such as failure of communications or computer equipment. We will notify you in writing if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days under certain circumstancescir- cumstances. Federal law provides for exception to the federal funds availability schedules when: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,000 on any one day. • You deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh se- venth (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days under certain circumstances. Federal law provides for exception to the federal funds availability schedules when: •  We believe a check you deposit will not be paid. •  You deposit checks totaling more than $5,000 on any one day. •  You deposit a check that has been returned unpaid. •  You have overdrawn your account repeatedly in the last six (6) months. •  There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh eleventh (7th11th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days under certain circumstancescir- cumstances. Federal law provides for exception to the federal funds availability schedules when: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,000 on any one day. • You deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh sev- enth (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds from a check deposited by check into your an account with us for an additional number of days under certain circumstances. Federal law provides for exception exceptions to the federal funds availability schedules when: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,000 on any one day. • You deposit a check that has been returned unpaid. • You have overdrawn your an account with us repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days under certain circumstances. Federal law provides for exception to the federal funds availability schedules when: when • We we believe a check you deposit will not be paid. paid • You you deposit checks totaling more than $5,000 on any one day. day • You you deposit a check that has been returned unpaid. unpaid • You you have overdrawn your account repeatedly in the last six (6) months. months • There there is an emergency, such as failure of communications or computer equipment. equipment We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7th) eleventh business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days for under certain circumstances. Federal law provides for exception to the federal funds availability schedules when: • a.) We believe a check you deposit will not be paid. • ; b.) You deposit checks totaling more than $5,000 on any one day. • You deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7th) business day after the day of your deposit.than

Longer Delays May Apply. ‌ We may delay your ability to withdraw funds deposited by from a check depos- ited into your an account with us for an additional number of days under un- der certain circumstances. Federal law provides for exception exceptions to the federal funds availability schedules when: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,000 on any one day. • You deposit a check that has been returned unpaid. • You have overdrawn your an account with us repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh sev- enth (7th) business day after the day of your deposit.

Longer Delays May Apply. We may delay your ability to withdraw funds deposited by check into your account an additional number of days under certain circumstances. Federal law provides for exception to the federal funds availability schedules when: • We believe a check you deposit will not be paid. • You deposit checks totaling more than $5,000 on any one day. • You deposit a check that has been returned unpaid. • You have overdrawn your account repeatedly in the last six (6) months. • There is an emergency, such as failure of communications or computer equipment. We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh (7th) business day after the day of your deposit.